MAY.31 '88 18:01 LINKLATERS & PAINES HK 5-810E133

RESIDENT PARTNERS

LAMERA WATKINS

ALAN W RANK

BAINSLEY R. 1. NICHOLSON DAVID BARNES

SOLICITORS

SIMON W ATIYAH RAYMOND M. COMEN

RICHARD KENDALL IMENES H LOW VERÓNICA A OʻSHFA BRIDGET & WILLIAMSON

SHARON A. BEESLEY

NICHOLAS W. EASTWELL

KELVIN W Y LO

AILEEN E. MUDONALD SIMON J. REID KAY

W. WILLIAM W. WOODS

Foreign & Commonwealth Office,

King Charlas Street,

London SW1A 2AH,

England,

For the attention of Paul Fifoor. Esq.

Dear Sir,

P.002

20

LINKLATERS & PAINES

14TH FLOOR, ALEXANDRA HOUSE, CHATER ROAD, HONG KONG

TELEPHONE: 5-8424888

TELCX, 03895 FAX: GPS II & III 5-8108133 / 6-8101685

DX-9105-IC HONG KONG

DIRECT TELEPHONE: 5. 8424801

LONDON

59-67 GRESHAM STREET LONDON EC2V 7JA.

'TELEPHONE 01 RO8 7080

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BRUSSELS

YOUR REF

NEW YORK

PARIS

OUR REF

DAB

31st May, 1988

HK$102./3

TOKYO

Rainier International Bank

(Transfer of Hong Kong Undertaking) Bill 1988

We thank you for the comments on the above Bill which you passed on to our London Office at the end of last week. We have considered these and set out our response below. We imagine that you have also discussed these with the Office of the Banking Commissioner or the Law Drafting Division in Hong Kong direct.

1.

Territorality

Whilst neither Rainier International Bank nor The Daiwa Bank, Limited, the proposed purchaser are Hong Kong companies, care has been taken in the araiting or the bill só as to limit les airBCC, inus the "Hong Kong undertaking" is defined as the business of the Hong Kong Branches of Rainier and property and liabilities pertaining there to and it is the Hong Kong undertaking to which Clause 4 applies; similarly, Clause 6 is specifically stated to apply "with respect to the Hong Kong undertaking". Whilst Rainier International Bank does have a limited amount of business outside Hong Kong, that business is not being sold to The Daiwa Bank, Limited, and the draft Bill is expressly limited to relationships with the Hong Kong Branches. It is difficult in drafting the Bill to go any further in limiting its territorial effect as one fears that by so doing, one might for example exclude, or appear to exclude, the relationship with a customer of one of the Hong Kong Branches who is resident outside Hong Kong. The transfer of the account of such a customer must be covered by the Bill.

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