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benefit from his tax concessions and to have a larger disposable

income the $2,000 and $4,000 increases should be added to the basic

or Abut

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allowance rather than to the additional allowance. The increase in the

4 additional allowance will be crawf back at a 10 per cent rate as the fed

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individual income increases. Hence, single people with an annual

6 income between $36,000 and $106,000 or a married couple with an

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annual income between $74,000 and $240,000 will receive benefits of

varying amounts from this form of tax concession. However, for the

up-and-coming enterprising individuals, the increase in the additional allowance does not yield a long-lasting advantage. I I suggest that the

Financial Secretary should dispense with the additional allowance

but and review the basic allowance to permit a minimum, decent standard

of living without tax liability and consistent with the level of our

economic development and affluence.

Stamp duty for property. It has also been proposed to reduce rates of duty for properties to facilitate the middle-income earners to purchase

their own homes. No doubt this measure would stimulate the property

market, but at the same time it would trigger speculative transactions

thus inflating the prices of flats. When this speculation occurs, the

advantage to be accrued from the reduced duties would be transferred

from the home purchasers to the property developers. I therefore urge

the Government to consider tax exemptions or partial tax concessions

on mortgage payments for home owner-occupiers. Whilst I appreciate that 25 this proposal would cost revenue losses for the Government, there are

economic as well as social merits for introducing this proposal.

the estimated size of the potential home-buyers of 100,000, the

construction and related industries would be boosted considerably.

Hence, corporate and income taxes and other forms of revenue arising

for the cothers from these stimulated industries and trades covered would be substantial.

Furthermore, home-ownership would certainly strengthen a sense of

belonging, which would in turn act as a hedge against the brain drain.

This group of home-buyers would consist largely of professionals and

spring technologists and constitute the main stre

stream of our economy.

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Given

District Fight Crimes Committees. [The Fight Crime Committee, District

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