2
Accounts.
(Cap. 122.)
35B. (1) The Insurance Authority shall cause proper accounts to be kept of all transactions concerning deposits referred to in section 35A(1) and shall cause to be prepared for every financial year a statement of such accounts, which statement shall be signed by the Insurance Authority.
(2) The accounts and the signed statement referred to in subsec- tion (1) shall be audited and certified by the Director of Audit, who may make such report thereon as he may think fit.
(3) Section 16 of the Audit Ordinance shall not apply to any audit carried out under subsection (2).".
Explanatory Memorandum
Section 35 of the principal Ordinance permits the Insurance Authority to require an insurer to take such action as appears to the Insurance Authority to be appropriate to protect the interests of policy holders and potential policy holders. The purpose of this Bill is to ensure that, where the Insurance Authority requires under that section an insurer to make a bank deposit in the name of the Insurance Authority, no charge, of whatever nature, is created over that deposit.
2. Clause 2 amends the principal Ordinance by adding new sections 35A and 35B. New section 35A sets out the manner in which a bank deposit shall be made, and subsequently dealt with, in pursuance of a requirement under section 35 of the principal Ordinance. In particular, it provides that any charge created or purporting to be created over the deposit subsequent to the requirement for the deposit is void against all persons. New section 35B requires the Insurance Authority to keep proper accounts of such deposits and the Director of Audit to audit and certify those
accounts.
3.
This Bill has no public expenditure or Public Service staffing implications.
一九八五年保險公司(修訂)(第二號)條例草案
摘要說明
根據原有條例第三十五條規定,保險業監督得飭令承保人採取前者 認為適當的行動,以保障投保人和準投保人的利益。本條例草案目的在確保 險業監督根據該條款而飭令承保人以前者名義在銀行開戶存款時,承保人不得 藉該筆存款而引致產生任何性質的抵押權利。
。
草案第二條修訂原有條例,增添新訂第三十五A條和第三十五條 新訂第三十五A條規定:承保人須遵照原有條例第三十五條的規定辦法把款 項存入銀行,其後並須按該條的另一條款規定處理該筆存款,該條款特別作出 以下規定:該筆存款在遵行有關的存款規定後產生或擬產生的任何抵押權利, 對任何人士均屬無效。新訂第三十五條規定:保險業監督須妥為保存該等存 款帳項,而核數署署長則須負責稽核及認證該等帳項。
三、 本條例草案對政府開支和人手需求方面均沒有影響。