7

20.

THIS understatement of the Carrian Group debt appears

to have been a deliberate act in accordance with a policy followed

by BMFL and at least certain members of the Boards of CHL and CIL.

The said BMFL documents make specific reference to discussions

which BMFL had "been pursuing with the Carrian Group to improve

its own security position outside the rescue shceme at present

being formulated by the financial adviser of the Carrian Group".

A copy of the relevant document is attached and marked "RF4".

Further, Geroge TAN, on the 15th January 1983, as Chairman of CHL

wrote to BMFL saying that:-

"It is for the protection of your bank that we have

not included your bank in a loan reduction program.

We thought we have a great more obligation to do so,

since our relationship is well established, long-term

and world-wide. In other words, if anything happen

in Carrian-Hong Kong, your exposure is still protected

by overseas assets which by that time, we have taken

out from the Hong Kong Companies of Carrian, which

will be "tightly controlled by committee" (as you

quoted in your letter).

We do not want to

put too much details or a time table for all these to

happen. The above description is a very confidential

strategy which should not be discussed or disclosed to

other parties. So please keep this confidential only

to your Board and if possible, destroy this letter

afterwards.

D

Da

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