CONFIDENTIAL

THE MONETARY SYSTEM OF HONG KONG

1. A number of factors have led to Hong Kong becoming one of the

world's leading financial centres. These include the consistency of

its policies, the integrity of the administration of justice and the stability of its government. These factors have provided inspiration for international investors and experienced

professionals in general. A large number of banks, deposit-taking companies (DTCS), insurance companies, attracted by Hong Kong's

economic, legal and social environment, have chosen to base

themselves there. However, the international and mobile nature of

the majority of these companies would mean that Hong Kong would

cease to be a financial centre if, for some reason, the confidence

that they share in the territory were to fail. Absence of exchange

controls and confidence that they would not be introduced have been

particularly important.

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2. International companies operate in or transact business through

Hong Kong because they know that the government does not interfere

in business, which operates free of external control and which have

a clearly defined British based legal framework. The Government

makes no attempt to fix the Hong Kong dollar by reference to any

other currency.

The association with sterling ended in 1972.

1974 the Hong Kong dollar has been a fully independent floating

currency.

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3. The Hong Kong Government Exchange Fund, established in 1935,

holds most of the Government's financial assets. The British

Government is not involved in the management of the Fund and does

not receive any benefit from it. The Exchange Fund can intervene in

the foreign exchange markets to smooth movements in the exchange

rate, but it cannot fix the rate at any particular level.

4. There are four stock exchanges in Hong Kong which are to be

amalgamated, as well as thriving commodities and gold markets.

CONFIDENTIAL

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