CHAPTER II

SUMMARY OF FINDINGS

A. Information and Opinion from Employers

Appendix III

Priorities accorded to the proposals in the Green Paper

The proposed scheme covers four types of benefits: sickness insurance,

life insurance, retirement benefits and housing loan facilities.

(a) Sickness insurance

Of the employers interviewed, 74% rated sickness insurance

protection as top priority. (page 26)

48.4% considered it as part of their responsibility to pay

wages to their employees when they were sick. Another 28.2%

considered it their sole responsibility to do so. (page 24)

41.1% felt that medical expenses should be shared between

Another 14.7% felt that employers should

(page 24)

employer and employee.

bear the total cost.

(b)

Retirement benefits

The second priority was retirement benefits.

34.2% considered that employees should be solely responsible

for the contributions. Another 32% thought that such contributions

should be shared between employer and employee.

(page 25)

() Housing loan facilities

(a)

The third priority was housing loan facilities.

68.9% thought that employers had no responsibility in helping

their employees to solve their own housing problems. (page 26)

Life insurance protection

This was the fourth priority. 67.3% thought that employees

should pay the full contributions themselves. (page 25)

2. Benefits currently provided

(a)

Sickness benefits

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