Citibank building, an impressive new tower block.

33

Insurance

Insurance contributes substantially to the prosperity of Hong Kong and fills a vital role in its trade and industrial development. There are over 330 registered insurance companies operating in Hong Kong. Some are local companies established during the early days; others originate from Britain, USA, Australia, Japan, Switzerland, France, Singapore, New Zealand and China.

All classes of insurance are readily available. Of prime importance are marine and fire insurance, the existing charges for which are:

(a) Marine insurance: 0.15 per cent to five per cent, depending on various factors including insurance terms required, type of goods and mode of carriage;

(b) Fire insurance: quotations for some major indus-

tries are:

Clothing works

Textiles mills

Electronics

Plastics goods

0.625% per annum

0.450% per annum

0.625% per annum

manufacturers

1.100% per annum

Electrical products

0.625% per annum

Light metal products

factories

0.500% per annum

(c) Export credit insurance: average premium 0.5 per cent of insured value (For details, see Section 10).

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