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protection for third parties who are injured or die as a result of
motor vehicle accidents where individual insurance companies are
not liable for compensation. It will enable the victim to obtain
"full damages" in circumstances where he is not at present able to
do so. "Full damages" are the compensation awarded by a court or
paid by way of settlement and would contrast with the more limited
ex-gratia payments made under the "no fault" Traffic Accident
Victims Assistance Scheme.
3.19
The Government does not propose any further development
of accident compensation not arising out of employment at this stage,
but will review the position in the light of future developments
in accident compensation schemes elsewhere in the world.
Occupational Benefits
3.20
Occupational benefits provided by employers, either
voluntarily or statutorily, have a definite role to play in the
social security structure. Their flexible nature, which can be
modified and developed to match the circumstances of particular
companies or industries, can bring substantial benefit to scheme
members and may be much valued by them. Occupational benefit
schemes are therefore a valuable supplement to the social security
system developed by the Government. However, the Government does
not see occupational benefits as playing a predominant role in the
overall social security framework: although there may be room for
improvements in these benefits in line with the general prosperity
of Hong Kong and the rising aspirations of its people.
Sickness, Injury and Death Benefit Insurance Scheme
3.21
The proposals for a voluntary contributory sickness,
injury and death benefit scheme in the Green Paper on Social Security
CONFIDENTIAL
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