11.
Suggested modifications of the retirement benefits
Question 39. Do you think the third type of benefit scheme
benefit
W
retirement
has to be modified? (Explain the benefit again
if necessary).
(1) To be modified
-
What are the modifications?
(2) Not to be modified
(Jump to Q.40)
(Do not prompt first. If the answer is not clear, probe the
following points).
(1) The sum payable at retirement is too little. It should be
increased.
(2)
In calculating the final salary, an average of more than
three years salary should be used.
(3)
In calculating the final salary, an average of less than
three years salary should be used.
(4)
The retirement benefit should increase with the time
Findings:
of joining the scheme.
(5) Others
40
(N
=
Concerning the retirement benefit scheme, 54.2% of the employers
450) believed some modifications were necessary, 45.8% thought no
modification would be necessary. (Table 10086)
Of the 244 employers who felt that there was a need to modify
the retirement benefits, 37.3% suggested the first modification, 1.2% the
second, 10.7% the third, 57.4 the fourth and 34.8% others. (Table 10087 - 10091)
12. Suggested modifications of the housing loan facilities
Question 40. Do you think the fourth type of benefit scheme housing loan
-
has to be modified? (Explain the benefit again if necessary).
(1) To be modified
What are the modifications?
(2) Not to be modified
(Do not prompt first.
following points).
(Jump to Q.41)
If the answer is not clear, probe the
(1) The maximum amount of loan should be increased.
(2) Lower the qualification for borrowing.