Findings (Cont'd.):

To determine fixed interest rate, the results were not

significant for interpretation.

(Table 10062)

Question 30. What is the minimum percentage of the monthly salary that is

to be repaid?

(1)

(2) Not fixed

Findings:

35

For companies which gave loans to their employees, 47.6% charged

a minimum of 10% monthly salary to repay their loans. However, of the

89 companies, 68 were undecided and this result was not meaningful for

interpretation. (Table 10063)

Question 31. In at most how many monthly instalments should the loan be

(2) Not fixed

repaid? (1)

months

Findings:

As most companies have not fixed the number of monthly

instalments, the result was not meaningful for interpretation.

(Table 10157)

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