33

5.

Housing loan

present situation

Question 22. Can your employees borrow money from the company for the purpose

of buying a flat?

(1) Can

(Continue)

(2) Cannot (Jump to 11)

Findings:

·

77.8% of companies (N = 450)

to buy a flat.

22.2% did offer loans.

did not lend money to employees

(Table 10047)

Question 23. Are all employees allowed to borrow money to buy a flat?

(1) All (Jump to Q.25) (2) Only some

Findings:

For companies which offered loans, 21% offered such loans

to all employees, while 79% only offered loans to only some of the employees.

(Table 10048)

Question 24. What type of the employees can ask for a housing loan?

(1) Employees earning above $2,000 monthly salary p.m.

(2) Employees earning below $2,000 monthly salary p.m.

(3) Daily-rated workers.

(4)

Piece-rated workers.

Findings:

(5) Others.

27.8% of those companies (N = 79) offered loans to employees

earning above $2,000, 15.2% to employees earning below $2,000, 5.1% to

daily-rated workers, only 3.8% to piece-rated workers, and 73.4% to others.

(Table 10049

10053)

Question 25. For how long they have to serve before they can borrow money

from the company?

(1)

Findings:

years

months

(2) Not fixed

The numbers of observations were too few for meaningful

interpretation.

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