The majority of such employers offered these benefits to all

5

employees.

The benefits varied in nature and scale. (pages 27

29)

(b) Life insurance

88.2% did not provide life insurance for their employees. (page 30)

(c) Retirement benefits

78.2%. did not provide retirement benefits for their employees.

(page 31)

Of the remaining 21.8% who provided retirement benefits,

the majority set the retirement age at 60 and had pensions which

increased with the length of service, and would give employees

part of the pension if they left the service before retirement.

(pages 31 32)

(d) Housing loan facilities

77.8% did not offer housing loans to their employees.

Of the remaining 22.2% who did offer such loans, the majority

(87%) also offered loans for other purposes. (pages 33 35)

(e) Other benefits

85.3% did not offer benefits other than those required under

the Employment Ordinance and/or those categorised above. (page 36)

3. Advantages of the proposed scheme to employers

50.4% considered that the proposed scheme would give employers

no advantage.

48.4% thought that it would give employers some advantage. (page 36)

4.

· 5.

Difficulties envisaged in participation

61.1% envisaged no financial difficulties.

52.4% envisaged no operational problems. (page 37)

Modifications suggested for the proposed scheme

(a)

Sickness benefits

56.4% did not consider any modifications necessary. The two

relatively more common suggestions made by the remaining 43.6%

were: (1) the scheme to provide income allowance to participants

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