month of absendo, 1.0, only after a period of 30 days absence. This would be consistent with the waiting period required of able-bodied unemployed adults under the PA sehen E. In view of the uncertainties of funding, it seama prudent not to provida for higher benefits than the three months originally proposed. We do not want to risk having to increase the level of contributions beszins the and becomes insolvent,

10.

With regard to paragraph 12 of the GAD's note, medical sertifiostiam is required for sickness pay under the Employment Ordinance. Gertificates are provided by registered medical practitioners, who are subject to the normal disciplinary rules, This, in theory, they can oover the new soħene in the same way. However, in praatida, it will be very difficult to prevent malingerers from

váll taking advantage of the scheme. This makes a flat waiting period of 30 days even

days even more di

Retura of Contributitore desirable.

11.

To feel that a return of the employees' contributiona plus interest should be permitted at any time, subject to a paried of noties. We consider three months to be réssonable. Employers' contributions will not be returnable in the light of GAD's advice that this should he set aside to provide for siekrass, injury and death benefits.

12. dropped.

Te accept GAD's advice that this should be

Retirement Benefit

13. As advised by GAD, this is in essence enforced savings by the employes, who will only receive a return of his own contribution, plus interest. It would probably be bent not to call this a "retirement” benefit, to wola minlending the public, although GAB has advised that, in due course, it may be possible to pay an additions) lump sum related to the period of soatribušio te

gm Contribution

.14.

The earnings seiling of 32,000 a month under the Employment Ordinance (on which the maximum contribution was based) is likely to go up to $3,000. We have asked for advies on the zotuarisi sffects of this new limit on the benefits to be provided.

Criteria and Mining Period of Contribution

sal

15.

To ensure the viability of the sebeme, it is neceunaxy to prevent elderly persons from joining the home and collecting benefits after a short period contrá má tien. The survay referred to above indi

indicates that mippert for the scheme seems strongest from these agad 40 and abave. Are special stipulations needed for those first joining after their 50th birthday? Is it

/advisáhle

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