G.F. 323

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Chapter 5

THE MONEY AND FOREIGN EXCHANGE MARKETS

15.

The money supply

32.

In Hong kong there are two main determinants of increases

in the stock of money held by the non bank private sector.

The first

is the acquisition of foreign assets by the banks or by the Government.

If the banks acquire foreign assets they create Hong Kong dollar deposits

in order to purchase these assets; if the Government purchases foreign

assets it is running down its holding of local currency and therefore

transferring ownership of these deposits from the Government to the

private sector. The second important determinant is domestic lending

by the banks. A final but very small influence is the financing of

the balance between the Government's revenues and expenditure. If it is

in surplus the effect is to withdraw money from the private sector

and transfer it to the Government. If there is a deficit which is met

by a reduction in the Governments Hong Kong dollar deposits then money

held by the private sector increases.

33.

The determinants of the money supply are the same regardless

of the exchange rate regime prevailing although the relative importance

<f domestic lending may be higher when the exchange rate is not fixed.

But the type of exchange rate regime does decide what determines the

acquisition of foreign ascets by the banks and by the Government.

Under a fixed regime these two sectors stand ready to accept, passively,

the net outcome of all overseas transactions; if Hong Kong earns more

foreign exchange than it uses then one or both sectors are obliged to

purchase the excess and in so doing increase the Hong Kong dollar

deposits held by the private sector. In these circumstances the only

domestic influence on the stock of money is the banks domestic lending

and to a very small extent the Governments financing of its fiscal

balance.

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