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exchange holdings and later accruals surplus to the banks' legitimate

requirements, This, in outline, is the essence of the case for the

issue of Government paper to the banks in exchange for sterling, and

in view of the way in which the situation is likely to develop it

would be wise if the process were to be initiated without too much

delay in order that there may be an orderly and gradual transition

to what would be a more normal and rational arrangement which would ·

bo both in the interests of the banks and of the Government, The

lattor would then find itself in a more satisfactory position vis-à-vis

the private sector, having resolved what is fundamentally an

institutional (difficulty which would (otherwise) bo bound to arise)

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whenever a change in currency relationships occurred,

3.

give nie to diffim

As regards paragraph 5 of the Governor's letter, it follows

from what is said above that the object of issuing Government paper

would be to give the banks an opportunity to dispose of their excess

uxternal assets if they wanted to, and in the probable future set of

oircumstances outlined it is likely that' any prudent banker would take

weed advantage of the facility. There would be no question of compulsion,

As to the other point mentioned in paragraph 5, whether the Hong Kong

Government holds the bulk of the Colony's reserves or part of them

continues to be held by the banks, it is the Government which assumes

the exchange risk either wholly directly or partly indirectly if it

chooses to guarantee the banks' holdings, It is, however, normal

for the bulk of a country's reserves to be held by the Government,

The following observations deal with other specific pointe

raised in the Governor's letter..

5.

It is, of course, true that governments usually issue short

and longer-term paper to cover deficits in the current or capital budget

or both. It is equally true that since the Government of Hong Kong

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