Harbour Tunnel project, finance will be required.

As you know, for the Tunnel project, Lloyds Bank

provided a loan of £143 million at 51% repayable

over 7 years and this was guaranteed by ECGD

with counter-guarantees from the Tunnel Company

If it is possible to provide

shareholders.

finance for the underground railway on roughly

a similar basis, this can be expected to go a

long way towards matching the financial terms

which the Japanese could offer.

5. The political situation in Hong Kong is

quiet and stable. There is no reason to

anticipate any change in the current situation

and, as mentioned in paragraph 2 above, the

political risk in Hong Kong is less than in

almost any South East Asian country. The lease of the New Territories has a further 261⁄2 years

to run and, even if cover for a maximum of 20

years is required, there is no reason apparent

why this should not be acceptable, especially if

it is counter-covered as in the case of the

Tunnel Project.

6. The Hong Kong Government can be expected to

look very hard at the viability of the scheme and,

if they decide to go ahead with it, this will be

because they are convinced that it is not only

essential but also viable and a commercially

acceptable proposition. Their policy however is to buy the best article in the cheaper market and

it is unlikely that they would be influenced to

place the contract with a British firm merely

because it was British unless other terms,

conditions and prices were acceptable.

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