CONFIDENTIAL

4.

In

If

There was no evidence to suggest an inflow of "hot money".

proportionate terms, the largest increase in the commercial banks'

terling assets had occurred in savings deposits, not a form of deposit

suitable for such inflows. To some extent also there had been

repatriation of sterling funds by Hong Kong residents. The

unauthorised banks had also shown some willingness to switch part of

their United States dollar balances into sterling. In any event, the

guarantee arrangements could not attract non-resident funds because a

non-resident making a deposit with a Hong Kong bank did not obtain a

guarantee on his deposit, since the sterling had to be sold to the bank

for local currency; he gained only a deposit in a strong currency.

there was an inflow of funds it was due to the success of the

Hong Kong economy and not to the guarantee. And the effect of any such

inflow should it occur could not be to increase the United Kingdom's

guarantee liability, since any funds attracted to Hong Kong could have

been brought within the scope of the United Kingdom's guarantee in any

OSA country by being sold to the local central bank.

United Kingdom reserves should in fact benefit by a flow of sterling

from another OSA country to Hong Kong, since Hong Kong's MSP meant that,

in contrast to most other OSA countries, virtually no part of any

capital inflow could be diversified. The only area where a problem

could well exist would be in investments of funds to Hong Kong by

United Kingdom residents. If the United Kingdom was concerned to

prevent such a movement of funds and there was no evidence at the

moment that it was taking place they might contemplate the

imposition of exchange controls on movements of capital to Hong Kong.

3

CONFIDENTIAL

Indeed the

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