CONFIDENTIAL

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3. We (and also the World Bank) have expressed doubts whether the

Hong Kong Government should not increase taxation, and also raise

more loans, to pay for an even bigger development programme.

Hong Kong view is that their traditional fiscal policy is the

cornerstone of the Colony's remarkable economic progress. Given

the political insecurity of the Colony, and the Chinese dislike for

economic regulation and high taxation, the Hong Kong Government feel

that they would risk killing the goose that lays the golden eggs if they

changed their policies. This is of a piece with their general attitude of

almost 19th-century laissez-faire in economic matters the only free

exchange market in the Colonial territories, free movement of capital,

and as light a hand as possible on any form of control of private

enterprise.

4. It must be said that Hong Kong risks carrying this policy too far.

The banking crisis early in 1965, when the failure of two small

Chinese banks led to a general run on banks which had to be checked by

emergency measures, would not have happened if Hong Kong had moved

earlier to bring banking activities under the sort of control

(e.g. as to liquidity ratios or restriction of bank investment in

property speculations) which is normal nowadays. And Hong Kong is

extremely vulnerable to outside influences on the economy, whether from

political scares or from a closing up of markets. There is always the

threat that the bubble may burst. There are already some signs that there

is a levelling out in the growth rate of the economy.

5. Against this, opinion in Hong Kong can and does argue that their

policies have worked, and have enabled them to absorb more than a

million immigrants since the war; if the capital which has built up

employment opportunities were driven away, the taxable capacity which

has enabled them to be housed and looked after would wither. It can also

argue that to push up the level of social services too high will merely

bring in more illegal immigrants, so that the process would be

self-defeating, and that in any case Hong Kong is already developing

to the limit of its physical capacity, And it certainly will argue that

/since

CONFIDENTIAL

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