CONFIDENTIAL

Company stated that its shareholders would provide

£7.5 million of which up to £3.75 million would be

needed for approach roads and miscellaneous charges.

Contractors were to be required to arrange finance for

the balance, repayable over a period of eight years from

completion. It was stated that no guarantee would be

available either from the Hong Kong Government or from

any Bank. As security the Company offered a lion on

its revenues or a mortgage of its assets or both.

Tenderers could assume an average cash flow of the

order of £2 million per annum for the first five years

of operation.

4.

Costains tendered on the basis of a loan of £8.1 million

from Lloyds Bank (representing about 64% of the contract

price of £13 million) repayable over seven years from

completion for the United Kingdom element and five years

from completion for the local costs element. E.C.G.D.

cover in respect of this loan was offered subject to

the following conditions:

(a) an irrevocable joint and several

guarantee from the main shareholders in the

Cross-Harbour Tunnel Company (Wheelock

Marden & Co., Ltd. and Hutchison

International Ltd.);

(b) an irrevocable lion from the Cross-Harbour

Tunnel Company on the total revenue of the

tunnel, in favour of the lending Bank;

CONFIDENTIAL

/(c)

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