1971-12-06 — Page 22

頁二第張六第日九十月十年亥辛屬复 WAH KIU YAT PO

1972英文中學會考試題預習專欄

堅道英文書院主編

經濟及公共事務科

(五)

ECONOMIC AND PUBLIC AFFAIRS. (5)

Questions (9) Explain how a bank finances a typical:

business transaction.

MASWBI

There are times when a wholesaler finds that does not have the necessary amounta of money at han德 which are required to finance his ordera of goods, either consumer on capital, though consumer godds are more urgently required in order to meet the marke demand.. At auch times the bank can coma to his aid.

The bank will

be willing to pay on behalf of the holesaler if only there 18 absolute guarantee, as in any business, that the bank does not stand to lose, but on the contrary, it stands to gain. Thue, no bank. is willing to give any form of financial assistance to a wholesaler, provided the latter promises to abide bv the following conditions.

京华古屋)高速讀路行。此

成茗保市的分化珩口、五股湖沿

。UF甫於一個小組,入口祗有上褡1 產有沱品,宇治茶及宇灣大村鄉,出站後 五代的急行火號去三岛市。四時十分步

六百五十

可推

一期星每日六月二十年一七九一屦公年十六國民華中 育敎保華

報日橋華

韓日風光

.取」三個筷子,殿前有一電闋的大石牌,全座 殿前中央有一個長方形的大麻額,上書「宾 波美罗选去見到一座大建築物,減來濱基正殿,

·梅成间字形。沿府長舘我們去到「承诮門」,從 入「月門」,就造到內宮。此處有長廊很脆 「梅」,即法各大臣上朝鼬候見的休息室》,由 公倒李花、奥朵各大臣下車下鍋之錄》「諾夫 「門」進入,然後經另一個城镇咯一門」「 一年度述,以迄於公。我們從明健的城图名「清阱。 七八八年得大火所殼,蛋白孝明天皇於一八邪邪 | 天良於七九四年定鑑於京都時所興建的,低在一 寫城。這橫無城又名「京富御所」,是由桓武

甚爲可觀。

莼偏殿ļ,「御池庭」大四街花國)。阿內有秀

有咕呷坐一個,其左側則爲為悟御座。良座之 「御學向所」〔郎 帝者處)「御」宀

以保养期嚴肅穆的北象。在下殿大堂南和中央 一阵自碎发鋪诚的大地,一切未嫁不推行國淇上

·基寧靜幽雅,頂寬無念。爱奇傅的就泉寺內的1. 安寺:題所寺有幾間房,余例房都

「將筆客坐在神廊,面對等那些白沙石,看到

豐好翠, .「無我吹我」的腿上,发出了「天地宇宙」的 一筵」眞對的,必臓要有「盛凡悟道」的思想,從 「針而創造出來的,他的黨恩是凡欲款做透個「石

食的無錢無

一的磁珠,缺乏姆时的凡人花茨,僅是一所平平無 奇的沙石繃帶的亞階而已!大抵酒就基佛家所謂

... 亻11僻我們去白酒家吃午饭,菜式有片

蕊蕊

1972

中文中學會考試題預習專欄 O

生物科

(五)

梁景桓

*温習内容 菌類植物、細菌黑黴,酵母菌的形態,诺

程与及繁殖

2. 預習題:

下图為幾種细菌的形態图,回答下列問題.

下高熱飽黴菌体的態周回答で列問題

宝拉图中各部名称

1麵飽黴為寄生菌抑或腐填試從

它的营养過程解说之。

}}

A deposit (which varies from 10% to 50% of the ampuss to be financed by the bank, depending on the creditworthiness of the wholesaler, and the type of goods ordered) must first be given to is to cover any poset bility of loss should there hea the bank. This Fall in the market demand for the ordered goods.

The wholesaler must agree to pay the bank within a specified period - normally 60 days - the balance. of the Joan and if the bank fails to recover the balance, It has the right to auction the goods and thereby reco fer the balance,

The bank naturally wienes To Know the sorte of commodities, that are ordered since the possibility of recovering any loss (should the wholesaler fall to pay the balance) ie greater if the goods have a popular: demand. The bank must also charge an interest payable. towards this service of financing the order De th wholesaler.

A contract is aigned between the pank and the :- Wholesaler should both mutually agree to the terms as specified. What the bank does next is merely to instr act its correspondent bank in the country of the manu- facturer. The correspondent bank where upon sends a Getter of Credit. to the manufaotures, who begins produ−: tion of the goods. This Letter of Credit ensures that the manufacturer has a legal right to claim the money "apon delivery of the goods to the wholesaler.

When the "goods have been produced the manufacturer delivars the goods to the shipping agents who issues a document to certify that the goods have been loaded on board a ship. This document is known as a Bill of Lad- ing. This, together with the Letter of Credity is produced by the manufacturer to claim the money from . the correspondent bank. A copy of the Bill of Lading La dispatched to the bank of the wholesaler who on pay- ing the balance, can use the Bill of Lading to claim the goods wian the ship calls at the port.. However, if the wholesaler happens to be unable to pay the balance," than the bank has the right to sei ca the goods and have. the goods auctioned.

It can be seen here that the bank ones the corres pondent bank the aum that the latter has paid to the manufacturer, at a later date, however, the corresponde ant bank may instruct the bank to pay a 60 to a certain person or firm in: the country of the bank and an this 「way:they can aettle: their accounts mth convenience.

Batween the two banks they have therefore establcahed. this system of financing the orders of importers with minimum hindrance. Trade with foreign countries has been simplified and facilitated through the existence. of the service of a bank,

Question:(10) Explain the advantages and disadvants

of using cheques and legal : tender.

Anower.

Legal tender and chaques are the two forme Of money.moat widely used in the country today, and bet ween them they share a number of advantages as well as disadvantages under different circumstances.

is legal tender must be accepted by law as, a mea. Lum of exchange, it is popularly used by the majority, when small sums of money are involved. It would, of bourse. be unthinkable ife. person were to take out his cheque book to write a cheque payable to the Kowloon Kotoz Bua Co., Limited for the sum of cents ten only Bach time he took a ride on the bus. And equally inthinkable. would be if the KMB were to bring the che- rue all the way from Kowloon to the bank in. Central District to draw out ten cents. In fact, the cost or going across the harbour would exceed that sum not to rention that much time and effort would be wanted at. the game time,

On the other hand, it would also be unthinkable if we were to bring two cumbersome bags of coins and doolar-notes when going to purchase an automobile. Do you know how long it will take to count the dollar- notes and coine before reaching forty thousand dollare:

It must also be remembered that legal tender dost . not provide any safety of protection against long or

theft. It is therefore very risky to keep one's money. in legal tender at home especially in large sume. Cheques are aafe to keep at home, except when they get into the hands of forgers. But forging cheques is leas common than theft of cash,

就形態而分細菌可分為三大類

你能说出上图所列细菌的声称例為單然菌

為

長就藉取养方式之不同,可分细菌為四大類型

兩何認生試舉一共4和菌為例以说明之

之下图為酵忽凰的形熊图,回答下列問題

李云图中各部名称

怒箱應該培养在甚麼環境中?

S)不-

足氧供應時,置生活酵母菌於煮糖溶液中試以反應式表

葡萄糖-5 酵母菌淚

可以釀製米酒時,醉必須和以夠徽,其理何在

沒下图裝置移於溫室中经一日後有何現象生試解釋之

3) 從上圖可見酵母面亦為單細胞菌類,它是屬於细菌吗?若否,

則它屬於麽菌;試说云你的谂据:

itione time bearer. cheques were risky (although is may atill be true to some extent today) because anybody could withdraw the money without any difficulty but today, most banks require endorsements at the back of each cheque, whether the cheques are bearer or order ahuques. When cheques,ace crowned' they dan never ba "exchanged for cash right away, since the sum of money...

has to be deposited in, the payee's own personal account before he can draw the money. out using hie om cheque. Thus, crossed cheques can be sent by post without any possibility of their being stolen. The only inconven- ience, if that can also be called a drawback, 1e that if a holder of a crossed cheque does not have a current "account in a bank he has to give the cheque to someona

who hɛa, and this will take some time before he can obtain the cash.

Cheques are therefore used when large suma of

3.你從甚麼地中找到這種黴菌,

上期答案!!

(wa黏質膜 6细胞壁c澱粉棱d原生質絲e綠質伊

于中央大液胞。

複球藻,眼虫,新月躁,

水線絲雖然是由多個細胞構成,但是细胞与细胞间关要分化 的现象,每一個细胞均能獨立生活反分裂生殖,具獨立生活生物体 之特点,故每一细胞均可視為一個獨立的生物体。

分裂生殖,科狀挂合和側面接合. a.觸指:b身体《精巢d卵巢e躯体于皮肌细胞

尤感觉细胞外胚属,龙种穌细胞 上币膠层内胚层九環肌束口膳皮细胞P你细胞, g為刺细胞其功能有三1填-

胚层细胞間隙2特化為 生殖腺细胞進行有性生殖3生長分化為胚层各類细胞以 铺-

内外胚层损伤死亡的细胞

人為刺细胞,遇到敌害或食物時,射云制标及分泌麻醉作委 ・液以刺後援害動物、教育響政及獵食300円。

食物在腰腸中行细胞外消化作用,未能完全消化的食物啦, 則由腸皮细胞之游離面伸出偽足,圍捕食物,在腸皮细胞 内形成食物胞,然後再由细胞質分泌消化酶行细胞内消 化的功能

当以手觸及一隻生活的水螅時,水螅传便會縮成一團,由於 神經纖維狩是项刺激傳遞到体壁各細胞,誘使内外胚层 基部的肌纖維緤起收缩反應之结果,

水棉具有葉綠素,能勞光合作用,利用導結素所吸收光能氧化碳 5.水结合生成葡萄糖,再藉酶的作用与一些卡機盐,生成蛋白質脂質以 及其他有機养分

水螅則需藉觸指捅搲食物進入腔病,由际细胞分泌消化 行细胞外消化及细胞内消化,然後吸收

·水綿代表了一般綠色植物,其再注属白传赞养,故只需白科學雙 尿無機質经先合而形成有機养分

·水螅代表了一般動物,其营养法属他辞勞养,必须直接自外界 攝取有锻件,经消化作用,成為較簡單之有機質,才被吸收利用。 生物体表受到损伤或失去一部分器官,若在良好環境下能迟 速生長出所失去的部分,而回復為完整的構造,這現添称為再生 关特水螅分割為两段,经培养後,每一段都能生長出所失去 的部分,而回後為完整的一隻话水螅

honey are involved, and they are also convenient to carry around. However, they are inconvenient when amell sums are used It must also be remembered enat: chaques are not accepted by law in payment of a debty.. as is true of legal tender; cheques are accepted only when the payees express their willingness to accept them. We do not under normal circumstances walk into a department store, buy some articles and write out a cheque in payment for the articles., If the shopkeeper, knows us well, he may accept our cheques, the reason being that the cheques may be dishonoured by the bank.

Cheques, however, are more useful than legal tender, as a means of deferred payment. This, however, is only true when the payee agrees to accept a postdated: sheque that ia: a cheque bearing a. Tuture date and therefore cannot be exchanged for cash until the date. arrives. Unleas

are quite pertain of having a sun

of money at a future time, we should not poatdate our cheques