頁四第張七第 日二初月四年多服夏 WAH KIU YAT PO
夏僑
報日橋罩
二期星 日六十月四年一七九一腊公年十六國民華中育教僑華
1971 中學入學試試題預習專欄
我朝食以供之*第二日,日復西沉,質終未融,巴已律四寸步不報,並信垢面,憔悴不堪。如是者又 一畫夜,而第三日,攜四日五日六日,相續至第七日,宋一假寐,而功仍不就。最後一度質託 嫩,火師猛然既盛,功將成矣,薪慈宮竭,而又不能滅也。巴律西突然自失,傷其功之將墮。巧 拔臣蔽之木以維之;油不足,碎其桌及精,投菸火;猶不足,碎其鍋3猶不足,你我門。妻于以爲 狂,號於蜜,并告其鄰,方共蠢馆,宋辣而所特之質廳,其色光澤,儼然电器矣。
(31)巴都西多少次失敗的试题,李悠於成功心
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1971 英文中學會考試題預習專欄
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Lesson 26
25th April 1971.
Inswers co xercise 25
What 18 bank credit ? by what metnoa 15 bark credit used to finance international. trade?
Answer
Jank credit refers to loans ex. tended by a bank to expand the money eco- nomy. This is important to the commercial world since many businessmen do not usually start their business with a large capital. The bank is able to do so because very lit- tle of the deposited money will be drEWD out from the bank. if everybody uses.
cheques for cash confidently to clear their bills, But the rolicy of the bank is tog try to hold as little cash as possible be. cause cash in hand does not give any yiela ing. So, in consequence, the bank uses some of the deposits to be loaned to busi nessmen partly to field profit for the hank and Tartly to help them to develop their business. Yet still, a safe amouni of cash reserve (the actual amount varies from country to country) has to be kept at the bank as liquid assets to meet the demand of the customers. And, the amount of maxium bank credit available is limited to the figure by multiplying the recirro eal of the reserve percentage with the total deposit.
In short bank credit allows peo. ple to get the required loan to meet thei financial difficulties. The role it plays especially in international trade is vorti hoticing.
when a Hong kong merchant aot s not have enough money to order goods from a foreign country, he can approach a pank for credit so that he will be able to get the goods earlier than he can do with big timely effort of collecting the required amount himself. Then the bank will re-
quire the merchant to give full particulars
of the goods to be ordered so as to assese.
its popular demand. This is necessary
because the bank has to
to prepare to tur
the goods easily to cash in case the
chant is unable to repay the borrower
amount in time. Then, a contract will be signed between the two parties, stating
the interest parcentage of the loan and hi late allowance for return. Moreover, A
part of the required sun has to be deposited by the merchant into the bank. (the amount varies from merchant to merchant.
Then all the terms have been agreed to the bank will instruct its correspondent bank in the other country sayustrali for will send a letter or credit to the manufacturer directly. The australian manufacturer, upon notifi cation, will start to produce the goods and finally when the goods are on board the ship to Jong Kong, he can collect the money due to him from the correspon dent bank with the Letter or Credit and Bill of Lading, 19gued by the shipping company,
The bank in Hong Kong will keep
9991on of the goods when they arrive
the merchant is able to clear the account in due course. But if the merc- bant does not fulfill his term by retur. ning with interest the sum he owes, th bank le entitled the right to have the goods publicly auctioned.
in cole way, the bank sote as middleman in international trate to ensure the foreign manufacturera" to get his payment of the bill and to help local merchants to have his goods ordered in ti me
What different kinds of banks do we have! What are the functions or banks ?
Answer:-
rnere are în ract three Kinde of banks the central bank, the specialised Tinancial bank and the commercial bank. But in ong Kong, there is no central bank and very few specialised financial banks. Commercial banks are most dominant.
【民在下列第1至20贈每句的括弧內,選出最適當的答案,根據答案的英文福號,在右方的空 AR-
→
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許久沒有收到您的來信,相信你一定是很忙了。
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(28) PQRST *.報紙還供給我們相當廣泛的為識,特別是社會知識。許多新鮮事物的出 現,都是先在報紙上報導的。比如新的科學(28A拑現B發明 C成新 ∴D∵道,B功菜) 學術理論,也往往先飄過裁的介紹,才得世人所 知。當然,我們搭機時,對報然池要有所選擇,因為有些都們的鄰進 論,未必是(29P翔龙只實際 R鍵 $儺琅 ∵資,確定 果我們缺乏(39P挑選 Q欣告:辨鄉 '批評能力,最好 請藝對沒有經驗的人,這樣守不會上能。
*照再談。說你
進步:
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下列兩篇文字,每範袋有四題,即共十慰(由31萬至40號)、椒騶每篇文字,然後分別選出最 適當的答案,根據答案的英文編號,在右方的方格內劃一直線 中
無法蘭·著名之英術家也。病法國瓷器之組抽,欲改良之築式融之者凡數年,家 秀益,再茶炷而多納群,又很失敗;日年三民鹦之森猛北三百餘,附置他人區中科籤,病 一日不交睫,管尺寸功。如是者殆十年,乃有第四度之最後大試驗。此次試躁,作死於家,想石 桀造,音躬自任。關七八月,灶始成,遂帶土型器,塗來入嵇。火灼一整夜,坐其旁以特且,其赛
In fact a central bank is a non-
profit-making Government bank, responsible
for issuing notes and keeping Government's gold and foreign currency reserves. It serves also as a bank of all the other banks, carrying out the monetary policies of the Government.
a specialized financial bank is an organization performing special func- tions of backing un a special business enterprise. This kind of bank includes for examples agriculture banks, industri al banks, etc. (the last being suggested unnecessary in Hong long by the 1960 In- dustrial Bank Committee)
as Hong Long has no central bank and few specialized financiul banks, an important emphasis is placed on the com- mercial banks, which usually perforn a great variety or functions :-
First, they facilitate
customers to use cheques for cash in their payments
by opening a current account. Customerspe
often deposit a large sum of money in their current accounts ready to be drawn out in part or in whole at any time by using cheques.
They also keep money for une people in the form of deposit accounts anu savings accounts, the former being accounts for fixed deposits of a specified period, and the latter being accounts for the en- couragement of thrift.
They can help their customers to remit their money abroad by informing their correspondent banks in foreign coun tries with telegraphic transfer.
ith the deposits from their Austomers, the commercial banks are able
CE DP
(32)晢為什麼要燈去自己的家具中
A她懈狂了。 B他因燃失敗而情感。
C 他想招式燃得玉盛更热。 D 挺近成功時,帶薪帑盛了 EHLE ANA (33)他怎樣進行第三次的試驗
ATATANDARE •** B:借用別人的能。
C MEANS: D:把灶築在自己的家事。 E:在灶赛多放些柴。
(34)最後的一次試驗數化了多少時間?
我一日一夜
B
+4.
D LAGH
(35)交中「交!」這個詞語的意思是什
A.
B吃好
C離開。
D
E
H
32) ABCDE BAJOR
(33) ABCDE
(34) ABC.DE 00000
(35) ABCDE
若害成功的工人哲學家需佛:年輕的時候做做工,後來成爲作家,原來有一段故事。他說: 我受的教育不多,不過夠小嘴成讀書的響獎。一九三六年多天,我去華達城附近採確o路上 我預或會有大風等,需要一些續物來滑然漫長的時間。於是我到解金山一家店,要買一本最厚的 「我、我不愛我的內包—頻史、神關、雖然、鵝學,什麼都行,只求單,字,沒有排蟹、糖果
我到一本一段,字體很小的出:蒙月散文集。我知道散交是什麼,但不知道張丹是什麼人
我的旅程里然個風習所限,於是我棒許那本書讀,幾乎把文章背熟了。後來我應封聖約金行, 加我用無時不引用烷件的發訂,朋友們也繳。每有爭論,不管是款財,飲食或生死,他們 舎問:「張丹怎麼說」我相信,今天還會有許多工人引用蒙丹的話。
(36)熊崀呆在什麼地方等旗「蒙丹散文集」的
CP∵在常都城附近..
Q
Fél•
R海灣店澳
S
T在旅途中。
(37.)他實离的目的是什麼*
P SEREKEE -.
Q
您旅途受阻時的寂寞
R逃避大風
OS:用雪中的警句
TERS.
(38)他為什麼要買一本沒有推癬的號!.
PET BELA
Q:沒有捕蛋的古比较促宜
REMYWARTEN.
沒有面的牌有較多的字數
TT工人們是不懂得賞插圖的
(39)當這個故事發生時,從佛的職業是什麼。
P. TAK.
作家。
SIA
S WI
TWIS
(40)「警句」是什麼意思?
P+
Q
簡短的句子
时段,含微的句子。
合:【精彩而合深刻的句子 T能赖人致训的句子。
(1) C# (2) B (3) DS 8) PIER (9) R(10) QUG C (15) CGA ( 16 ) RISIC DAFIR (21) Cara (2) B DEU (27) DX (28) B
(32) D接近成功時,若用盡了。 (33) #JAME
(34) CLE
(35) ABE-
(36) T在旅途中。
(37):滑旅途受阻時的家。
(8)沒有把圖的哪有较多的字數
(39) T
(40):精彩合義深刻的句子
(本攔逢星期
(56) PQRST
(37) PQRST
(38) PQ R S T
(39) PQRST
(40) P Q R S T
(4) D≈ (5) DE (6) Qm (7) P# C (11) EUR (12) ABA (13) BEUR (14) (17)Qa (18) PE (19) RAZze (20
(23) BEE (24) EUR (25) CIA (26 (29) PET (30) 83480
·EN)
to loan to the businessmen who are
the time being in financial difficulties Loans may be advanced directly to the borrowers on the
he mortgage of their pro- perties or in the case of foreign order, payments, directly to the foreign manufac-
turera,
ho
Some commercial banks even 119- count bills or exchange with their cus Come ra
are impatient to wait for tas bills to be matured. Thie 19 essential for a busines: man who need aanev in band to expand his business
in a place like Tong long where there 19. no central bank, commercial bank suthorized to issue uank notes too;
nother function of a commercial bank is to rent bank safes to the customers to keep their valuable thinks.
Loreover they also take up the. task of looking after their customers'a
amount of taxation, exercising their ca■ - tomers s wille and advising and guiding. local businessmen to extend their oversea
connections.
In Rong, the complicated rune tions of the commercial banks have re- placed those of the central bank and the specialized financial banks, showing the e economic acti prosperi、y of Hong Kong. vities
Exercise 26
Describe briefly the three kinds of money andlein their win economic functiona Explain how the value or money 18 messured
en conflaatuate. nd boy it. 18.
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