1919-11-12 — Page 3

ADVERTISE YOUR WANTS.

WHAT YOU WANT SOMEONE HAS-WHAT YOU. DON'T WANT SOMEONE ELSE DOES.

ONE CENT PER WORD PER INSERTION

TWO CENTS IF NOT PREPAID

A SMALL ADVERTISEMENT IN THESB COLUMNS WILL BE PRODUCTIVE OF MANY ENQUIRIES.

REPLIES AWAIT BOX No.-271 272 & 274

WANTED.

WANTED. — Second engineer for British steamer Sisiman". Apply Germinal Cigar Store 18 Nathan Road, Kowicon.

WANTED-Britisher

seeks

board and lodging with private

TO BE LET.

TO BE LET-A Vacant Plot of Land, in Praya East. Apply to The Hongkong Land I vest- mont & Ageney Co., Ltd.

TO BE LETA five roomed house at the Peak, to let from 15th December 1919. Apply to Linstead & Davis.

family. Tiffin out. Apply Box TO BE LET.-A Vacant Plot No. 278 eo "Hongkong Tele-lof Land at Yaumati. Suitable for Coal Storage. Apply The graph."

Hongkong Land Reclamation Co., Ltd.

ANTED.-Room-board, with TO LET.- flats in Ewo Mess English Family preferred. by No. 8 The Peak for 6 months from 1st. November. For further Bachelor. Apply Box 277 co particulars apply to Jardine,

Matheson & Co., Ltd. "Hongkong Telegrah."

INSURANCE.

THE QUESTION OF NATION-large profits out of work man's

"ALISATION,

ago

a

con-

Ithe shareholders of companies have been making proportionately

compensation insurance the net result being that out of each £100 paid in premiums £50 is What is called tho "nationalisa-paid in claims, and £50 is paid: tion of insurance is advocated for running the machine. Some by the Labour Party, and by a little while the business certain number of other people as was conducted

loss. the well, and it is worth while to con-land

present high rate sider what can be said for and of proft is unlikely to against such a proposal. Presum-tinue. It must also be borne ably the idea is that the business in mind that particularly at the of insurance is to be conducted by outset, the shareholders of a a State Department; the function company run some risk of losing of which would be to collect the the money, they have invested, premiums and pay the expenses and may very likely have to go and the claims.

without dividends for some years.| We may begin by discrimin-When all is said and done. ating between various kinds of however, it is difficult to resist insurance. The first distinction the conclusion that if workmen's is that some are, and some are compensation were a. State not, compulsory or practically so.monopoly. and particularly if There is at present a statutory insurance against the risk were liability in certain circumstances made compulsory, the expenses to pay compensation to warkmen of management would be less for injury and for unemployment, than under the present system. No one is legally bound to insure The conduct of insurance in- against loss by fire, nor to effect volves not only the collection of assurance on his life, although premiums but the settlement of some life assurance. to be paid claims. The employer is liable for by other people, is advocated to the workman, but the company in some quarters.

indemnifies the employer. If a A State Department, like an State Department undertook the insurance company, would be a business it would presumably collecting and distributing ma-relieve the employer of respon- chine, and the fundamental ques-sibility and would pay the claims; tion to determine is whether athen various things might hap State Department or a company pen. The Department might would be the most effective] be dilatory in the settlement machine.. and would confer the of claims, which would be inconvenient to the greatest advantage upon the com-highly

nity as a whole when all the workers; it might be ineffic- factors in the problem are. so far ient in detecting malingering as possible, taken into account. on the one hand or unduly Under the Workmen's Com-stringent in settlements on the pensation Act an employer is other. In the former case the bound to pay compensation for cost of compensation would accidents, but he is left free to be increased. and the price of provide for these benefits in any commodities would rise. More- way that he thinks fit. Except over. people who might be at perhaps in the case of very large work and adding to the wealth of employers, the only sensible the nation would be paid for way of meeting this liability is idleness. and there would be a by leans of insurance. so further loss to the community. that insurance in this case It is perhaps conceivable may be said to be practically; that the State Department though 'not legally, compulsory. would make 3 profit out and is in fact almost universal of the business, which profit among employers. The insurance might go to reduce taxation: companies compete among them this profit, bowever, would be selves for this business, and incur derived from the ·various considerable expense in doing so; industries which were paying the they pay commission, maintain premiums: the effect would be to branch offices, and make other make the prices of commodities outlay for the purpose of persuad- more than necessary and to ing employers to insure with one impose a tax upon articles of office rather than with another. consumption, which, if a profit If the business were a State were made, might reduce taxation monopoly this expense for obtain of other kinds. This appears to ing the business would, to a large be a roundabout way of producing extent, be eliminated, and, other an undesirable result. things, equal, would reduce the Thus, even in a case where cost of insurance.,

insurance is a practical necessity, The provision of compensation and might, perhaps, with no great | for injured workmen is a charge disadvantage be made compul- upon the trade, the cost of it is sory, it would appear

that, bome by the consumer. The less although there would be a ten- expensive the machinery for dency to reduce the cost of the carrying on the insurance the products of industry by saving lower would be the price of the the expense incurred by com- commodities produced.

panies for obtaining business and Apart from the question of paying shareholders, the friction obtaining busineer, expenses are of the settlement of claims, would incurred for collecting the pre- be so much greater than in the miums and settling the claims, case of the companies that on and it may be doubted, whether a balance the community would State Department would do this gain by making use of insurance so cheaply as the insurance com- companies rather than of a State panies. For the last few years department.-Truthi

"

THE HONGKONG TELEGRAPH.

NOTICES

PIANOS

TO HIRE

FROM

$10.

PER MONTH:

TUNING & REGULAR

ATTENTION INCLUSIVE.

MOUTRIE'S

THE RAYS OF THE SUN

ALE BENDERED HARMLESS BY USING

CROOKES' GLASSES

UPPLIED

KY

N. LAZARUS,

OPHTHALMIC OPTICIAN,

28. Q's Road Ctl. HONGKONG Prescriptions acenrutely filed.

WEDNESDAY NOVEMBER 12, 1919,

THE HING WAH PASTE MANUFACTURING CO., LTD.

Head Office: Nos. 47 & 18 Connaught Road Central. Hongkong, Tel. No. 2230.

Branch Office: 430 & 431, Nanking Road. Shanghai, China.

AL

TRADE MARK

A REDUCTION OF 20% is allowed on the retailed prices of all our VERMICELLI, PASTE STARS. MACARONI EGG- NOODLES, and all other kinds of Soup stuff, in respect of the OPENING CEREMONY OF OUR NEW FACTORY AT CAUSEWAY BAY, HONGKONG, ON THE 25TH OCTOBER, 1919. for 20 days from the 25th inst. to the 14th November Prox.

GIMBAL'S CHOCOLATES

COLONIAL DISPENSARY -

14, Queen's Road Central

UNIVER AL IMPORT & EXPORT CO., GENERAL COMMISSION AGENTS.

行

# *

(Hotel kissions, Top Floor P. O. BOX 348.

All Doctors will tell you that fresh meat juice most invigorating.

All Cleat and wosk people should tak sonne dally.

The Presse & Fete the best and most ecocomiesi que Only with it cau you obtain is fresh juice out of ; ib. raw zomat (beef or waited)

Distributed by

UNIVERSAL IMPORT & EXPORT CÒ,"

НОКСКОНС.

Oltaised from

THE COLONIAL DISPENSARY,

14 Qones's hoed Central

Telephone No. 1877.

LA FAVORITE

LATEST PARISIEN CREATIONS

EVENING DRESSES, AFTERNOON GOWNS, SMART COSTUMES & SPORTING APPAREL.

LA FAVORITE

9 Beaconsfield Arc

·WAR - MEMORIALS,

HONGKONG PLEASE NOTE:

London, Sept. 25.-The British Nation as a whole has not yet decided what its main War Me- morial is to be. It may possibly take the form of the Cenotaph în Whitehall, though this can never be made imposing enough to suit the views of everyone. Its value is largely sentimental, and al- though, ever since the Peace celebration, the temporary struct- ure in Whitehall has been visited by hundreds, and although round the base of the erection there are constantly masses of flowers, no one suposes, that this, even when re-erected in permanent form will be the best the State can do.

ct

Curiously enough, the Cenotaph and the Great War Stones which have now come into popularity. do not involve sculpture, and they are a proof of the power of suggestion and beauty furnished by simple lines. These War Stones are being erected in all the cemeteries of our dead abroad, and the are largely of simple classic dignity. Sir Edwin Lutyens is the" designer and be is, endeavouring to popularise this form of Memorial, suggest- ing that there should be one kind of main monument thoughon', whether in Europe, Asia, Africa, and that it should take the form of one great fair stone of fine proportions, 11 feet in length, lying raised upon three! steps, of which the first and third should be twice the width of the second and that each stone should bear in indelible lettering some fine thought or words of sacred dedication. Each stone would stand facing westward, towards the graves, on, greensward in! northen countries, and would be flanked with sentinel cypresses or pyramidal oaks. The graves would face eastward, as our men faced when they fell. The in- scription on these war stones. where erected under British Government auspices is of course to be the words "Their name liveth for evermore "the sent- ence taken by Mr. Rudyard Kipling from Ecclesiastes. There seems, however, to be no object- ion to use of other words, but these should be preferred.

one

goes

Nearly all the War Memorials of the country will evidently be somewhat on these simple lines. At Southampton they are erecting A cenotaph on which will be placed a recumbent effigy of a soldier, and the wreaths upon the Memorial will include emblems' of the Army and Navy as well as the Mercantile Marine and the Air Force. Flanking the monu- ment will be gate-piers, joined by a wall and seat.. On three faces of the monolith are panels on: which it is proposed to inscribe the names of all local men who fall in the war. This practice of inscribing the names is being followed in every little country village, Already as about the country one meets with little crosses or stones, usually *** | by the roadside on an outstanding piece of ground or common. On these are the names of the men from the various villages who have fallen in the War. Some- times the villages with only a few houses have as many as 20 names, which shows the toll which was taken of their residents. Only one large outstanding monument has as yet been planned, namely a huge obelisk in the West of England. which will be raised on one of the highest bills in Devonshire overlooking the Bristol Channel. This will probably give the record of the West of England in the War, al- though it cannot possibly repro- : duce the names of those who have fallen.

It is noticeable that the whole work of War memorials is being carried out with very great dis- crétion, very great restraint, and very great modesty. So far there is nothing whatever of the glar- ing nature. We have no such monstrosities as the Germans erected of the Franco-German War, and it is to be hoped we shall have none. There were

criticisms at the time of the Government scheme for cemete- ries on the Western Front, but it

is now clear that the work will be

carried out reverently and be. comingly. Indeed the absence of self-glorification in all other existing Memorials will be very welcome, and reverence and gratitude for the great Victory will be the dominating notes of everything we do,,

COMING TO CHINA.- Brigadier General CD Bruce, C.B.E., has returned to London from the Special Mission on be- half of British Missing in Belgium and Northern France, as he is leaving shortly for China to take up his appointment as. Police Adviser to the, Kiangsu Adminis tration under the Chinese GOT-- ernment.

NOTICES.

EVERYTHING FOR FOOTBALL.

INCLUDING

SHILLCOCK'S

FAMOUS

FOOTBALLS

KNOWN AND PLAYED WITH THROUGHOUT]

THE FOOTBALL WORLD

SHIN

GUARDS, KNEE-CAP BANDAGES BLADDERS, PUMPS, LAGING AWLS, ETC.

LANE, CRAWFORD & CO.

BY

WATSON'S

APPOINTMENT.

DRY GINGER-ALE.

FRAGRANT, AROMATIC, DRY,

Its "Dryness" is a feature which has helped to give this drink the popularity it so well deserves.

Pints

$1.25 Per Dozen.

75

...

H

TP

A. S. WATSON & CO.,

ÆRATED WATER MANUFACTURERS.

TELEPHONE 436.

LTD.

STAR GARAGE.

Tel No. 3017.

49. Des Vœux Road Central

HONGKONG.

New Cars on Hire & For Sale;!,

E. HING & CO..

SHIPBUILDING MATERIALS, SHIPCHANDLERS AND

HARDWARE MERCHANTS.

'PHONE NO. 1116,

25, WING WOO ST.

CENTRAL.

FRENCH LESSONS.

G. MOUSSION,

15, Morrison Hill Road.

We the UNDERSIGNED being General Agents for THE MOTOR UNION INSURANCE CO., LTD., are prepared to issue POLICIES against FIRE, MARINE, and MOTOR ACCIDENT risks at current rates.

Particulars from

UNION TRADING CO. Prince's Building.

*

THE

#WING ON CO., LTD. #

#

接球貨品

HONGKONG.

MOST UP-TO-DATE AND CHEAPEST HOUSE

IN HONGKONG.

"

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PIANO

安有限

TUNING & REPAIRING IS OUR SPECIALITY, SATISFACTION GUARANTEED.

Tel 29162cA

JAMES LAU & CO

Wyndham: St