ARE CIVIL SERVANTS OVERPAID?
A thoughtful article by Mr. Ernest Williams, on Civil Service Pensions, forms one of the leading features in a recent number of the Windsor. Civil servants will probably read the essay with somewhat mixed feelings. At the outset Mr. Williams urges that if the question whether Civil servants are generally paid at bigher rates than the conditions of remunera. tion nutside the service justify, can be answered in the affirmative, mr st clearly we must have a change. He goes on to say " It would be mon- strously unfair that the taxpayers, who provide these salaries, should have to pay upon a big
And...
HONGKONG TELEGRAPH, THURSDAY, JUNE 11,
THE
percentages excluding, the higher including compensations. Taking the lower level, we learn, then, that the cone through the pension system ically pays to its Civil servants sixteen per cent. more than their salaries. So, whea we are trying to find out whether Civil servants are properly or overpaid, by comparison with the incomes earned outside the Civil Service, we have to add sixteen per cent. to the Civil servants' sakury because of this pensions arrangement..
An even better system
of pensions might be given to Civil servants at a considerably less rest to the country than the
present system entails. This may sound an extraordinary statement, but
I will
ask you to look at the system of superannuation adopted by the London and North-Western
Railway Company for its salaried staff. The salient features of his Fund are as follows, Each salaried servant of the Company becomes a member of the Fund Association upon his entering the service. He contributes towards it a) per cent. of his salary for the time being. that sum being deducted from his salary pay- ment each month. The Company contributes an optal amount. The Company also make
·Intimations.
THE WORD OF HONOUR. The men who do as they say; the things that prove to be what they were said to be how cheering it is to come upon them. We all hate to be deceived; especially when the
deception is intentional. But all men are not liars, even if David did say so in his haste. If they were society would-be impossible. Everybody knows that business is based on credit, on faith. Millions are bought and sold daily on nothing more solid than the pledged promises of men,-not written, merely verbal. The Stock Exchanges are often called nests of gamblers, yet nowhere is a promise held in
greater honour. Therefore when we say that the tried and effective remedy called
ac- Its
Consignees.
THE PORTLAND AND ASIATIC STEAMSHIP COMPANY.
*
NOTICE TO CONSIGNEES.
S.S. INDRASAMHA,"
FROM PORTLAND (OR), YOKOHAMA, KOBE AND MOJI.
THE above steamer having arrived, Con- send in their Bills of Lading for Countersigna
signees of Cargo are hereby requested in ture and to take immediate delivery of their goods from alongside
Carge impeding the discharge of the vessel. will be landed and stored nt Consignees' risk and expense.
No Fire Insurance will be effected by us in any case whatever.
ALLAN CAMERON,
General Agent.
Hongkong, 6th June, 1903.
1903.
Mails.
NIPPON YUSEN KAISHA.
(THE JAPAN MAIL STEAMSHIP COMPANY.)
PROJECTED SAILINGS FROM HONGKONG.-SUBJECT TO ALTERATION,
DESTINATIONS.
4
(MARSEILLES, LONDON & ANT-SATURDAY, 13th June, at
WERP, VIA SINGAPORE, PENANG, COLUMBO and PORT SAID ......
STEAMERS.
SADO MARU
J1266
S. J. G. Parsons.... BOMBAY MARU......... T. Mural....... SHINANO N*
W. Thompson
· and Yokohama .....
NOTICE TO CONSIGNEES.
"GLEN" LINE OF STEAMERS.
FROM MIDDLESBRO', ANTWERP, LONDON AND STRAITS.
"GLENLOCHY,"
WAMPOLE'S PREPARATION never deceives any who resort to it in hope of benefit and care, we may expect to be believed. For this assurance is given on what it has done in the past in countless cases,-on its
It is only recommended to record. complish what it was made to accomplish. action in Cktor is, Anemia. Scrafula General: THE Sicanship Debility, Threat and Lung Troubles, Blood Impurities, esc, is convincing. It is palatable as honey and contains the nutritive and curative properties of Pure Col Liver Oil, extracted by from fresh cod livers, combined with the Compound Syrup of Hypophosphites and the Extracts of Mali and Wild Cherry. Dr. Austin D. Irvine, of Canada, says: "I have used it in cases where cod liver oil was indicated but could not be taken by the patient, and the results. following were very gratifying." It is effective from the first dose and agrees with the most
115
proves its intrinsic value. It cannot deceive ur disappoint you, and comes to the res me of those who have received no benefit from any other treatment. It stands for the medical triumphs of the age. "Watch carefully against imitations." Sold by chemists here and every- where and A. S. Watson & Co. Limited.
of pension the total of his own and the Com-sensitive and nervous stomachs. One bottle pany's contributions, the difference between what he has received and the total of his own and the Company's contributions is paid to his representatives. But supposing that the mem- ber remains in the Cunny's service until sixty or if he chooses, umil sixty-fire, he gets upan retiring a pension calculated upon his average salary and the number of years of his service.
The cost of
ger scale ihan they themselves can earn by proportionate labour and ability, But the subject is very complicated, and etusive in the It is extremely difficult to say ex- pursuit actly wh-4 any man's work is worth ; and even when you have determined that point, there remains the complexity of 'iscovering what is his real remuneration for purposes of compari son. A nominal wage is not, the only factor: the conditions of service and any indirect di use of the Fund's balance, allows the tians to the wage which there may be have to Fund 4 per cent, interest upon the money. be brought into the reckoning, In the case Should the member, before attaining the of our Civ servants there exists one very im-annuation age (sixty years permissive, partant form of indirect addition--the pension and sixty-five compulsory), resign the service .system... Civil Service pensions and allow. or be dismissed therefr in for any reason ex- ance of a similar ebarunter eist the comdrycept fraud, the whole of his own contributions over two and a half millions a year, with to the Fund is returned to him. Should he die before superannuation, his representative every puspect of the cost increasing as the years go on. It is equivalent to more than. receive the whole of his contributions and the a penny in the pound of the Income-tax.. whole of the Company's contributions besides, We are overburdened with rules and taxes or one half-year's average salary, whichever is already, and if that fact justifies us in denving the greater sun. After su: erannuation, should old-age pensions to the poor freally in their
The member die before he has received by way case only an alteration and extension of the existing Pear Relief system), why should the burdened taxpayer provide, okl-age pensions for men for whose services he has paid well ́throughout their working lives, and who are, or should be, less in want of old-age pensions than the vast majority of the people who have to provide them?
if old-age pen- sions generally are to be denied because they encourage thriftlessness, the argument applies with special force to men who from their boy. hood up to the verge of their old age have-- without a break on, account of itress or slackness of work-rereived regularly weath by month a salare of continuously increasing amount and a salary which we have every reason to believe is in the v st majority of cases at least as much as they could earn by similar work outside the Service. Sutely if anyone can provide for his old age. it is these people, and to relieve them of the necessity is a more blamable encouragement to thriftless- ness than it would be in the case of working men, but few of whom have an unbroken life- spell of work and wages. Civil servants may not find all this ́palatable, but let them regard the question from the point of view of the taxpayers, who provide those pensions. I, for example, am not a Civil servant. No one is providing for my old vee When I become too old to work or ton eld to be regarded as worth employment, or-should that event hap pen sooner when I become too ill to work, or should the journal for which I write no longer be able to afford my services, I am thrown en- tirely upon my own resources-notwithstanding that, during the time that I have been at work, part of the money which I have earned by my work I have had to contribute towards the pensions of other men. Id not, however, in using these arguments, wish it to be assumed that I am pushing them to the extent of deciar- ing that I regard any system of old age pensions as wrong. We may stop, well short of that extreme position and yet find no justification for the very generous scale of pessions which now obtains in the Civil Service.
"Retirement from old age does not in practice occur at a fixed period in the Civil Service; it may begin at sixty, but Civil Service work is usually so easy that many men keepon for much longer.
But let us, for the pur- poses of calculation, take the age of permissive retirement-namely, sixty. We will now look at the Foreign Office Salary List, and will take thence twn offices as examples of the higher and lower grades of service-the chief clerk and the second-division clerks. The chief clerk's salary rises to £1,200 a year; | his retiring pension will, therefore, be £ro a year. The second-division clerks have a maxi- mum of £350 a year; their retiring pensions would be £233. Now, the chief clerk would answer in private life to the manager of an or dinary City office or a moderately successful professional man; for the purposes of his post he certainly would not require more ability than either. But the City or professional man, de- wiring at the age of sixty to retire upon a pen- sion of £800 a year, would, if at that age he purchased a Government annuity, have to put down a lump sum of £9,106. To have saved that amount during his working life out of an income rising from the small beginnings of a young man to £1,200 a year, with probably the expense and upbringing of a family a very in between, would denote both considerable amount of thrift and a good share of luck besides. It would mean average saving of L127 a year for forty years
40
the Civil Service system is equivalent to tú per c. of the salaries; the east of the Railway syvem is only 5 per cent, plus the small addi. tion
have referred to regarding the rate of interest upon the funds. .. Were the Go- erment to follow, in respect to the Civil Senice, the plan of the North-Western Railway. as local authorities are following it, the Civil servants-even without contributing themselves tuw.rds their pension-might still enjoy just as good a superannuation scheme, and the tax- payer would at the same time be subtantially
relieved. And were the Civil servant made to contribute himself, the saving to the country would be a good many hundreds of thousands of pounds a year. We have only quoted enough to show the drift of the article Mr, Williams supplies à somewhat formidable army of figures in support of his argument.
Intimations.
THE
ROBINSON
PIANO
Co., LTD.
END OF HIRING SEASON,
SECONDHAND Pianos to be. Cleared
out at the undernoted low prices.
GUARANTEED in excellent condition.
ORIGINAL PRICES $450 TO $1,400,
WERNER
NEEDHAM
DORNER
RONSCH
SCHIEDMEYER
BORD ...
RACHALS
***
...
H. & MULLER
Consignees.
NOTICE TO CONSIGNEES.
HE P. & C. S. N. Co.'s Steamship
£
* MASSILIA,” FROM BOMBAY, COLOMBO AND
STRAITS.
Consignees of Cargo by the above-named vessel are hereby informed that their Goods are being landed and placed at their risk in the Hongkong and Kowloon Wharf and Godown Company's Godowns at Kowloon, when each consignment will be sorted out Mark by Mark, and delivery can be obtained as soon as the Goods are landet.
This vessel brings on Cargo:-* From London, &c., er 5.5. Oceana. From Persian Gulf, er H,1.5,N. and B, & P.
S. N. Co.'s Steamers.
Optional Goods will be landed here unless instructions are given to the contrary before 4.M., TO-DAY,"
Goods not cleared by the 11th instant, at 4 P.M. will be subiect to rent.
No Fire Insurance will be effected by me in any case whatever.
YAWATA MAKU.....
A E. Moses SANURI MARU
W. Townscod
KUMANO MARU
F. W. Haswell
P. L. I'yne
having arrived from the above l'orts, Consignees uf Cargo by her are hereby informed that their Gndowns of the Hongkong and Kowloon Wharf Gonds are being landed at their risk into the KINSHI MARU and Godown Co., Limited, at Kowloon, where each consignment will be sorted out mark by mark, and delivery can be obtained as soon as the Goods are landed.
Goods not cleared by the 13th insi, will be subject to rent.
No Fire Insurance will be effected. All damaged packages must be left in the Godowns, and a certificate of the damage obtained from the Godown Company within len days after the steamer's arrival, after which no claims will be recognised.
MCGREGOR BROS. & GOW, Hongkong, 8th June 1903.
INDRA" LINE OF STEAMERS.
NOTICE TO CONSIGNEES.
[679*
FROM NEW YORK VIA SUEZ CANAL.
HE Company's Steamship
THE
"INDRAWADI," having arrived from the above Ports, Consignees of Cargo are hereby informed that their Goods are being landed and placed at their risk in the Hongkong and Kowloon Wharf and Godown Company's Godowns at Kowloon, where each consignment will be sorted out mark by mark,
goods are landed.
SAILING DATES,
Daylight,
BOMBAY, VIA SINGAPORE and) TUESDAY, 16th June, at
Noon. COLOMBOut
VICTORIA, B.C., and SEATTLE, TUESDAY, 16th June, at
U.S.A, VIA SHANGHAI, MOJI, KOBE
4 P.M
NAGASAKI, ROBE and YOKO.) WEDNESDAY, 17th June, at
SYDNEY and MELBOURNE, VIA) FRIDAY, 19th June, at
HAMA
KOBE and YOKOHAMA
MANILA, THURSDAY ISLAND, TOWNSVILLE and BRISBANE
KOBE.......
Noon.
FRIDAY, 19th June, at
Daylight.
41:35.
Thursday, 25th June, at
Noon.
Through Passenger Tickets issued for the Principal Catres the Tinted States, Canada aul Europe, in connection with the GREAT NOWTHERY RAILWAY and Atlantic Steamers. Round-the-World Tickets also issued. Between Maji and Kuhu, 1st and 2nd Class Through Passengers bave the Option of Travelling by the Sanyo Railway.
For further information as to Freight, Passage. Sädings, Ve, apply as the Company's ' Local Branch Office in Prince's Building, 1st Floor, Chater Road.
Inging. 9th June, raz.
COMPAGNIE DES MESSAUERIES MARITIMES.
PAQUEBOTS-POSTE FRANCAIS.
NOTICE.
STEAM FOR
SAIGON, SINGAPORE, BATAVIA, COLOMBO, BOMBAY, ADEN, EGYPT, MARSEILLES, MEDITERRANEAN AND BLACK SEA PORTS, LONDON, HAVRE, BORDEAUX; PORTS OF BRAZIL AND RIVER PLATE.
N
ALSO
and delivery can be obtained as soon as the TUESDAY, the 16th June, 1903, at 8 A.M.. the Company's Steamship "OCEANIEN," Captain. Guigues, with Mails, Passengers, Specie and Corgo, will leave this Port for MARSEILLES, via BOMBAY,
Goods not cleared by the 15th instant, at 10 M., will be subject to rent.
No Fire Insurance will be effected.
All damaged packages must be left in the Godowns, and a certificate of the damage obtained from the Godown Company within ten days after the vessel's arrival hero, after which no claims will be recognised.
JARDINE, MATHESON & Co., Agents.
1681e Hnagkong, 8th June, 1903. 'OCCIDENTAL AND ORIENTAL STEAM. SHIP COMPANY.
NOTICE..
CONSIGNEES of CARGO per
"DORIC"
This Steamer connects at COLOMBO with the ss. Australien, which vessel takes on her Passengers and Mails leaving that Port on the 28th June, 1903, Direct to Suez, Port Said and
Marseilles.
Cargo and Specie will be registered for Lon- don as well as for Marseilles, and accepted to iransit through Marseilles for the principal places of Europe.
Shipping Orders will be granted till Noor only on MONDAY, the 15th June, Specie and Parcels received until 4 P.M, on the same: day. No Cargo will be received on board on j TUESDAY.
Parcels are not to be sent on board, they Steamshi-must-be-left-at-the-Agency's Office Contenis
and Value of Packages are required,
For further Particulars, apply at the Com pany's Office.
are hereby notified that their Goods are at their risk being discharged into Lighters and/or landed inin aur Godowns Nos. 1 and 2, at Kennedy Town, (Marine Let 243) and delivery may be had either from Lighters or from our Godowns upon countersignature of Bills of
Damaged Packages must be left in the Golfowns for examination by the Consignee's, and the Company's representative at an ap Lading. pointed hour.
Goods remaining unclaimed after the 15th All claims must be presented within ten days i instant will be subject to rent.
of the steamer's arrival bere after which date i All Claims must be sent in to me on or they cannot be recognised.
No claims will be admitted after the Goods have left the Godowns.
[10040
G. DE CHAMPEAUX, Agent. Hongkong, and June, mot NORTHERN PACIFIC STEAMSHIP COMPANY.
before the 18th instant or they will not be BOSTON STEAMSHIP COMPANY. recognised.
No Fire Insurance has been effected.
E. A. HEWETT,
Superintendent,
E. W. TILDEN, Agent.
BOSTON
Hongkong, 4th June, 1903
ΓΑ
Hongkong, 8th June, 1903.
ORDINANCE 1898.
[1
THE TRADE MARK
APPLICATION FOR REGISTRATION OF TRADE MARK.
OTICE is hereby given that MURAI BROTHERS COMPANY, LIMITED, carriyng on FACTURERS have, on the 6th day of February, 1903, applied for the Registration in Hong kong in the Register of Trade Marks of the following TRADE MARK:-
PRIZE MEDALS
Every genuine parkage of Peacock Cigurelles las our sigasture thus: - Mursi Bis. G. Lid.
MACE IN JAPAN
...$400
380
MUN. SOVEL
375
400
...
250
180
(SEMI-GRAND) 700
"
11
350
-for just this one purpose only, be it and others of our own make at varying low
remembered; and during the greater number
of those years it would be fair to assume that
the man's salary would be less than half the £1,200 maximum, while the expenses of his
prices.
Our Stock of SMALL INSTRUMENTS
reduced prices at this season preparatory to
our fresh stocks coming to hand.
Hongkong, zand. May, 1903,
[415e
family would, if he had one of normal propor- and MUSIC is also being sold at greatly tions, sat heavily to his income during the whole period. The second-division clerk, with his retiring allowance of £233, would corres pond to the ordinary clerk of commerce, but better paid; I wonder how many among these latter would be able to pay £2,675, which is the price of a Government annuity of £233 at the age of sixty, ... As was put in evidence before the Royal Commission on Civil Estab lishments, the present non-effective list of the Civil Service (that is to say, the Pension and Compensation List) is equal to from sixteen to Awenty per cent of the effective list, tha towar |
J
DENTISTRY,
SUI SANG,
(Lately Practising with Dr. I. SAKATA), DENTIST,
1
Mixture Bies C. L
DENILS|OJU
CIGARLITES
PEACOCK
10 CIGARETTES & MOUTHPIECES.
in the name of MURAI BROTHERS COMPANY, LIMITED, who claim to be the Proprietors thereof
The TRADE MARK has been used by the applicants since the month of September, -895-in respect of the following Goods:
CIGARETTES AND TOBACCO BOTH MANUFACTURED AND UNMANUFACTURED IN CLASS 45. Dated the 9th day of April, 1903,
No. 26, Connaught Road Central, ##ongkong, jih Febidary, 1903
(164590)
JOHNSON, STOKES & MASTER,
Solicitors for the Applicants,. 8. Des Voeux Road, Hongkong,
TOW-BOAT COMPANY.
PROPOSED SAILINGS FROM HONGKONG, VIA SHANGHAI, INLAND SEA OF JAPAN, KOBE AND YOKOHAMA, FOR VICTORIA, B.C., AND TACOMA, IN CONNECTION WITH NORTHERN PACIFIC RAILWAY COMPANY.
Steamers. Too Captaint. 1903.
Olympia 2,837 J. Truebridge... June 24 Tremont ..... 9,606 T. W. Garlick..June 30 Tacoma ...... 2,812 A: Dixon......July # Victoria 3.501 J. Panton ..............¡Aug. 3 Steamers marked (*) have no passenger accommodation.
The attention of passengers is directed to the very cheap rates offered by this line to the Pacific Coast and to the Interior and Fastem Cities of the United States and to Europe.
Special rates allowed to members of Govern- ment Services.
Through Bill of Lading issued to Pacific Coast Points and to the Principal Cities in the United States and Canada.
For further Information as to Freight or Passage, apply to
DODWELL, & CO., LIMITED,
General Agents,
Hongkong, 3rd June, 1903.
Hotel.
T. S. TAKAYANAGI
Acting Tanager.
CHINA COMMERCIAL STEAMSHIP COMPANY, LIMITED.
司公限有船輪華中
FOR MOU, KOBE, MANZANILLO, MEXICO & SAN FRANCISCO. HE Steamship
THE
"CLAVERING,"
Captain Barton, will be despatched for the above Ports on THURSDAY, the 18th instant, at Noon,
For Freight, apply at the Company's Office,
J. S. VAN BUREN, Superintendent. Hongkong, 9th June, 1903.
[436c
35. Queen's Road Central, 2nd Floor.
ORIENTAL
PENINSULAR
STEA
MAYN
COMP
THE PENINSULAR AND ORIENTAL
STEAM NAVIGATION COMPANY,
STEAM FOR TRAITS,CEYLON; AUSTRALIA, INDIA,
ADEN, EGYPT, MEDITERRANEAN
—PORTS, FETMOUTH AND-
LONDON. Through Bills of Lading issued for BATAVIA,
PERSIAN GULF, CONTINENTAL, AMERI- CAN and SOUTH AFRICAN PORTS.) PL. Steamship
"CHUSAN."
His
Canty ng W W. Cooke Chest Mails, valibe despotbed from this for BOMBAY, on SATURDAY, the 20th instant, 1 Noo2, taking Passengers and Cargo for the above Ports.
Silk and Valuables, all Cargo for France, and Tea for London (under arrangement) will
be transhipped at Colombo into a steamer
proceeding direct to Marseilles and London; sther Cargo for London, &c., will be conveyed vid Bombay with Trayshipment,
Parces will be received at this Office until 4 the day before sailing. The Contents and ale of Packages are required. Sher are particularly requested to nole the terms and conditions of the Company'a
tis on Lading. For further Particulars, apply to
E 'A' HEWETT,
Superintendent Hakone, 6th June, jorg
H
To be Let.
TO LET.
[4
OUSES in LEIGHTON HILL ROAD,
FLATS in MORETON TERRACE, CAUSE-
WAY BAY, Lacing the Polo Ground. GODOWNS BOWRINGTON, Praya East, No. 1, RIPUN TERRACE in Flats. Apply to
THE HONGKONG LAND INVEST. MENT & AGENCY CO., LD.
f109c Hongkong, 6th June 1903.
(874d
IN
KING EDWARD
HOTEL.
A HIGH CLASS PRIVATE HOTEL.
LADIES' AFTERNOON TEA ROOMS.
PRIVATE BAR
AND
BILLIARD ROOM S.
!
Hot and Cold Water throughout.
Electrically Lighted. Electric Fans (if required). Electric Passenger Elevator to each Floor, Table D'Hote at Separate Tables.
For Terms, &c., apply to the
MANAGER.
[11164
Hongkong, ağıd Octabor, 1902.
TO LET.
10. 3. STEWART TERRACE, THE
PEAK. Apply to
THE HONGKONG LAND INVEST. MENT & AGENCY CO., LD, Hongkong, 8th April, 1903
14420
GODOWNS TO LET.
PRAYA EAST, Spacious, Two-storied and
Single-storied Godowas. Suitable for Yarn or Coals. Also Land for Coal Storage.
Apply to
THE HONGKONG LAND INVEST- MENT & AGENCY CO., LD. Hongkong, 30th March, 1903.
[397e
TO LET.
“WO SPACIOUS GODOWNS-No», 95
and 96, FRAYA EAST. Apply to-
H. N. MODY,
Victoria Buildings. Hongkong, 2nd February, 1903. [1318d
TO LET.
SHOUSES IN LEIGHTON HILL ROAD.
~EVERAL NEWLY BUILT EUROPEAN
Apply to
THE HONGKONG & KOWLOON LAND & LOAN CO., LD. No. 8, Queen's Road West,
Hongkong, 20th October, too
f1:044
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