36194-1914-Government-War-Risks-Insurance-Scheme — Page 2

Government Gazette 政府憲報 轅門報 All

THE HONGKONG GOVERNMENT GAZETTE, DECEMBER 24, 1914. 555

4. The approved War Risks Associations above referred to are :-

(1.) The North of England Protecting and Indemnity Association, Collingwood

Buildings, Newcastle-on-Tyne.

(2.) The Liverpool and London War Risks Insurance Association, Limited, 10,

Water Street, Liverpool.

(3.) The London group of War Risks Associations, 24, St. Mary Axe, E.C.

This group comprises the following

Britannia Steam Ship Insurance Association, Limited; Tindall, Riley & Co. (Managers),

17, Gracechurch Street, E.C.

Loudon Steam Ship Owners' Mutual Insurance Association, Limited; A. Bilbrough & Co.

. (Managers), 23, Rood Lane, E.C.

Newcastle War Risks Indemnity Association, Limited; E. S. Scorfield & James Ferguson

(Managers), 4, Queen's Street, Newcastle-on-Tyne.

Standard Steamship Owners' Mutual War Risks Association, Limited; Charles Taylor & Co.

(Managers), 45, Fenchurch Avenue, E.C.

Sunderland Steamship Mutual War Risks Association, Limited; J. Rutherford & Son

(Managers), 45, West Sunniside, Sunderland.

United Kingdom Mutual War Risks Association, Limited; T. R. Miller & Son (Managers),

24, St. Mary Axe, E.C.

West of England Mutual War Risks Association, Limited; John Holman & Sons (Managers),

1, Lloyd's Avenue, E.C.

The great majority of British steamers are entered in one or other of these Associations.

5. As a general rule, cargo carried on a vessel which has already sailed cannot be insured under the Government Scheme, but the War Risks Insurance Office is, notwith- standing, authorised to consider applications for the insurance of cargo on a vessel which has already sailed or can be warranted safe at a port of call or at some point on her voyage.

6. The premium is charged at a flat rate irrespective of the voyage or of the character of the cargo insured. Any alteration in the rate will be announced in the Press.

7. If, for any reason which the Committee consider sufficient, the goods or any portion of them are not shipped by the vessel by which they were insured, the insurance effected may be cancelled so far as short interest is concerned.

8. All applications for cancelment or return of premium must be made on the forms specially provided for that purpose. Such applications should be accompanied by a state- ment of reasons and supporting evidence, together with the stamped slip and policy.

In the case of claim for partial cancelment the marine policy should be produced. Where the application for cancelment or return is consequent on war risk insurance previously effected elsewhere, the slip and policy relating to the other insurance must be produced.

9. Cargo insured against King's Enemy War Risks under the Government Scheme must also be covered by approved marine insurance policies as defined in paragraph 10. These marine policies must be produced at the War Risks Insurance Office when required, in proof of values, but this will possibly not be necessary except in the event of a loss or claim. In the case of cargoes insured against marine risks by policies issued on or after the 5th August, 1914, the insurance will, in the absence of any special agreement otherwise, be deemed sufficient for the purposes of the Government Scheme, so long as not less than 70 per cent. of the value be covered under approved marine insurance policies. This rule does not apply to policies issued before the outbreak of war, so long as such policies shall afford sufficient proof of values.

10. Marine insurance policies will be accepted by the War Risks Insurance Office as evidence of values under the foregoing paragraph, if issued by Members of Lloyd's, British Insurance Companies, or other approved Underwriters or Insurance Companies, as

follows:-

(a.) All policies (whether enemy or other) issued previous to the outbreak of war, i.e., signed and dated prior to and including the 4th August, will be accepted; and

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