specific advice on the relative merits in individual cases of preservation and transferability.
You should consider carefully both your position and your need for independent financial advice. This can be obtained from independent financial advisers authorised under the Financial Services Act 1986. These include firms of accountants, solicitors and independent financial advisers (including pension consultants). Most of the latter will be members of FIMBRA. They are listed in the yellow pages of the telephone directory and they may be prepared to advise you on a fee-paying basis.
TIME LIMITS
Remember that certain time limits apply to the transfer of pension benefits. You should make sure that you understand those that apply to you whether they relate to the PCSPS or to your new scheme.
OTHER TITLES IN SERIES
A general guide
Opportunities for increasing your
retirement benefits
Transferring your pension rights into the Principal Civil Service Pension Scheme Re-employment
Early retirement benefits Family benefits Injury benefits
The superannuation section of your branch can also arrange for you to view a copy of the following HMSO priced publications.
Allocation of pension
Guide to the provisions for increasing public service pensions (a copy of which is normally given to PCSPS members at retirement).
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Printed in the United Kingdom for HMSO
Dd880558G 5/91 C300 G3390 10170
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