TNAG-1487-FCO40-2044-Hong-Kong-banking-Banking-Bill-1986-1986 — Page 76

FCO40 Hong Kong Department Records 聯邦事務部香港部檔案 All

PART XIV

SHARE CAPITAL, RESERVE AND DIVIDEND

OF AUTHORIZED INSTITUTIONS

Maintenance of adquate provision for bad and doubtful debts

75.

Maintenance of reserve

76.

77.

78.

Minimum paid-up share capital of licensed banks

Restriction on payment of dividends...

:

:

:

:

:

Page

Clause

5

PART XVII

CAPITAL TO RISK ASSETS RATIO OF AUTHORIZED INSTITUTIONS

Page

102.

Capital to risk assets ratio

42

103.

Failure to keep to capital to risk assets ratio

43

104.

Remedial action

888

58

58

58

43

105.

Commissioner may increase capital to risk assets ratio for particular

authorized institutions

59

43

PART XVIII

PART XV

LIMITATIONS ON LOANS BY AND INTERESTS

LIQUIDITY RATIO OF AUTHORIZED INSTITUTIONS

OF AUTHORIZED INSTITUTIONS

79.

Interpretation

80.

Advance against security of own shares, etc.

81.

Limitation on advances by authorized institutions

82.

Commissioner may issue certain directions

83.

Limitation on advances to directors, etc. of bank

84.

Limitation on advances to directors, etc. of deposit-taking companies...

85.

Limitation on advances to employees

51

111.

86.

Authorized institution not to engage in trade, etc.

51

112.

87.

Limitation on shareholding by bank .....

52

113.

88.

Limitation on shareholding by deposit-taking company.

52

114.

Auditor ...

89.

Limitation on holding of interest in land by bank

52

115.

90.

Limitation on holding of interest in land by deposit-taking company

53

116.

AND MATTERS AFFECTING LIQUIDITY RATIO

106.

Liquidity ratio

107.

43

Failure to keep to liquidity ratio

44

44

47

48

3 3 3 3 2 1 6 £ £ £ £ £

108.

Remedial action

109.

110.

Commissioner may vary liquidity ratio for particular authorized institutions Authorized institutions not to create certain charges and to notify Com-

missioner of certain civil proceedings

PART XIX

49

59

59

60

60

60

UNINCORPORATED BANKS

Grant of banking licence to unincorporated banks...

61

Application for banking licence under section 111

61

Banking licence fee for unincorporated bank

61

61

General application of Ordinance to unincorporated banks and members Application of sections of Ordinance to unincorporated banks

62

62

91.

Limitation on shareholding and holding of interest in land in the case of a

117.

Prohibition on use of word "bank”

62

registered deposit-taking company.......

54

118.

Prohibition on total of deposits ...

63

92.

Limitation on aggregate holdings under sections 83, 87 and 89

54

119.

Death of member of unincorporated bank

63

93.

Bank deductions for purposes of sections 81, 83, 87, 89 and 92

54

120.

Bankruptcy of unincorporated banks

63

94.

Deposit-taking company deductions for the purposes of sections 81, 84, 88,

90 and 91

95.

Proof of compliance with sections 81, 82, 83, 84, 87, 88, 89, 90, 91 and 92 ...

PART XVI

ADVERTISEMENts, RepresentaTIONS AND USE Of Title “Bank”

= =55

54

PART XX

54

INVESTIGATIONS OF AUTHORIZED INSTITUTIONS

121.

122.

Investigations on behalf of the Financial Secretary Powers of the inspector and offences in connexion with the investigation

$69

64

65

96.

97.

Offence to issue advertisements and documents relating to deposits Fraudulent inducement to deposit money...

98.

99.

Liability in tort for inducing persons to deposit money in certain cases False, etc. advertisements by authorized institution...

100.

Certain representations prohibited

101.

Restrictions on use of title "bank"

55 55 56

PART XXI

MISCELLANEOUS

123.

56

Governor in Council to decide whether or not banking business or business of

taking deposits is being conducted...

57

124.

Official secrecy

125.

57

126.

Disclosure of information relating to authorized institutions... Winding-up of authorized institutions

57

127.

Offences by directors, managers, trustees, employees and agents

88888

66

66

68

68

69

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