Findings:
52
50.1% (N 1047) of all employees suggested modification
to the retirement benefit scheme.
(Table 0084)
The following is a retabulation of the frequencies and percentages
of the responses giving ways of modifications.
(Table 0085 0089)
Modification
(1) Increase the sum payable at retirement.
(2) In calculating the final salary, an
average of more than 3 years salary
should be used.
(3) In calculating the final salary, an
average of less than three years
salary should be used.
Frequency N = 1047
Percentage
694
66.3
20
20
1.9
51
4.9
(4) Retirement benefit should increase with
the time of joining the scheme
344
32.9
(5) Others.
296
28.3
The two most important suggested modifications were to
increase the sum payable at retirement and that the retirement benefit
should increase with the time of joining the scheme.
9.
Suggested modifications of the housing loan facilities
Question 17. Do you think the fourth type of benefit scheme
housing loan
has to be modified? (Explain the benefit again if necessary)
(1) To be modified (2) Not to be modified (3) Don't know,
What are the modifications? (Do not prompt first. If the answer
is not clear, probe the following points).
(1) The maximum amount of loan should be increased.
(2) Lower the qualification for borrowing.
(3) It should be low interest.
(4) It should charge no interest.
(5) Others
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