TNAG-0790-FCO40-994-Development-of-social-policy-in-Hong-Kong-proposed-contribut-1978 — Page 110

39

10. Suggested modifications of the life insurance

Question 38. Do you think the second type of benefit scheme life insurance

-

has to be modified? (Explain the benefit again if necessary).

(1) To be modified

<

(2) Not to be modified

What are the modifications?

-

(Jump to Q.39)

(Do not prompt first.

If the answer is not clear, probe

the following points).

(1)

Increase the sum assured.

Findings:

(2) In calculating the final salary, an average of more

(3)

than three years salary should be used.

In calculating the final salary, an average of less

than three years salary should be used.

(4) The benefit should increase with the time that the employee

has joined.

(5) Others :

48.9% of the employers (N

=

450) thought that there was a

need to modify the life insurance scheme, while 51.1% believed that

no modification should be necessary. (Table 10080)

Of the 220 employers who felt there was a need to modify the

life insurance scheme, 37.7% suggested the first modification,

2.7%

suggested the second, 13.2% thẻ third, 42.7% the fourth and 42.3%

mentioned other modifications.

(Table 10081

10085)