CHAPTER II
SUMMARY OF FINDINGS
A. Information and Opinion from Employers
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1. Priorities accorded to the proposals in the Green Paper
The proposed scheme covers four types of benefits: sickness insurance,
life insurance, retirement benefits and housing loan facilities.
(a)
Sickness insurance
Of the employers interviewed, 74% rated sickness insurance
protection as top priority. (page 26)
48.4% considered it as part of their responsibility to pay
wages to their employees when they were sick. Another 28.2%
considered it their sole responsibility to do so. (page 24)
41.1% felt that medical expenses should be shared between
Another 14.7% felt that employers should
employer and employee.
cost. (page 24)
bear the total cost.
(b)
Retirement benefits
The second priority was retirement benefits.
34.2% considered that employees should be solely responsible
for the contributions, Another 32% thought that such contributions
should be shared between employer and employee.
(page 25)
(c) Housing loan facilities
(d)
The third priority was housing loan facilities.
68.9% thought that employers had no responsibility in helping
their employees to solve their own housing problems. (page 26)
Life insurance protection
This was the fourth priority. 67.3% thought that employees
should pay the full contributions themselves. (page 25)
2.
Benefits currently provided
(a)
Sickness benefits
About one-third of the employers provided additional sickness
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