TNAG-0717-FCO40-914-Banking-and-monetary-matters-in-the-Dependent-Territories-is-1978 — Page 103

FCO40 Hong Kong Department Records 聯邦事務部香港部檔案 All

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"the world's first limited edition set of legal tender collectors'

bank notes". (This appears to neglect the special Canadian issue

of unnumbered $1 legal tender notes for collectors to mark the 1967

Centennial.) The notes are identical in all respects to currency in

circulation, except for the colour of the serial number and the

existence of a date. Depending on the success of this programme, Paramount and its associates may make approaches to the dependencies to make similar issues; and the Solomon Islands are in fact making a

similar issue to mark the introduction of their national currency in

October 1977.

6. UK PRACTICE WITH REGARD TO COINS

6.1

In this country the issue of coins is quite sharply

differentiated from the issue of notes, mainly for historical and

institutional reasons. If we were starting from scratch it is quite

likely that the treatment of coins, particularly the method of accounting for them, would be closely linked, if not identical, with that of notes.

In modern thinking both types of currency are indistinguishable in their

purpose. Both are tokens to which value is attributed by legal

enactment making them "legal tender" in the country to which the enactment applies. So far as the general public is concerned they

differ only in their composition and manufacture: coins, made of

metal or metal alloys, are capable of lasting a long time and are used

for small change and low value transactions, while notes, made of

paper, have a shorter life and are used for high value transactions.

Both together now comprise a fairly small proportion (20%) of the UK's total money supply (M2), and this is usual in economically developed countries where the use of cheques and credit transfers to effect

payments and of "bank money" in various forms as a liquid financial asset and savings medium predominates. Coins alone account for only

6% of physical currency and only 1% of M.

M3•

6.2

Coins do, of course, considerably ante-date notes. There is

no need to go far back into history, but the Royal Mint, a Government

department, has for centuries held a monopoly for issuing legal tender

coinage in this country. Coins originally had mainly an intrinsic value: the value attributed to them rested chiefly on the value given

them by their precious metal content, whose amount and purity was in

effect guaranteed by the Mint and thus by the Crown. Latterly the

"token" element and the legal tender validity attributed by legal

enactment have become far more important.

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