3.
Work injury
3.1
Coverage
- 183
Wage and salary workers in private or public employment.
Exclusions:
pesos
or
less employees of firms with capital of
than 10,000 fewer than six employees whose work is non-hazardous, domestic servants, and casual employees.
3.2 Source of funds
Insured person:
none.
Employer: whole cost through insurance premiums varying with industry risk or self-insurance.
Government: none.
3.3
Qualifying conditions
Work injury benefits:
no minimum qualifying period.
3.4 Cash benefits for insured workers
Jexcept permanent disability)
Temporary total disability: 60 per cent of earnings.
(applicable whenever disability exceeds
3
days)
Minimum and maximum benefits: 14 and 35 pesos a week.
3.5 Permanent disability and medical benefits
for insured workers
Permanent disability pension: Minimum and maximum pension: 14
60 per cent of earnings if totally disabled. and 25 pesos a week.
Commission may
Payable up to 208 weeks or until payments total 6,000 pesos. commute to lump sum.
Partial disability: 50 per cent of wage loss, with maximum of 18 pesos a week; payable for up to 208 weeks.
Medical benefits: medical, surgical and hospital services, and appliances.
3.6
Survivor benefits and medical benefits
for dependants
Widow's pension: 45 per cent of earnings for 208 weeks; maximum 22.50 pesos a week, also payable to invalid widower.
Orphan's pension: 5 per cent of earnings if one or two children under 18, 15 per cent if three or more.
Full orphans: 40 per cent of earnings if one or two children, 50 per cent if three or more. Payable for 208 weeks.
Other eligible survivors (in absence of above): grandchildren, brothers and sisters.
parents, grandparents,
Maximum survivor pension: total payments of 6,000 pesos, less any disability benefits paid to worker.
Funeral grant: up to 200 pesos.
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