Modern Life Insurance
.(Continued from Page 4)
16) He needs a small policy which we might designate an emergency fund, te, a lump sum to be left with the Company at a guaranteed minimum rate of interest usually 31 per cent. on which the family may draw in cases of severe Ill- nesses, operations or perhaps, to a child off in a certain
start
cartes.
|
i,
this was
widow an income nearer to his cy in her late husband's papers present incone, gradually decreas-; for $5000.0.0 She promptly went Ing over a period of four or Ave to the monumental masons and year until it drops to the minimum asked if she could have the words "Income; by that time we will as "Rest in Peace" engraved on the sume that the children's education- Headstone of her Husband's grave. (Laughter). After a few days she al policies are paying their educa-
went round to the Insurance Com- tion expenses.
pany to collect the cash, but was politely informed that only a sample of a Polley which had been submitted to her hus- band, but not taken. Back again she went to the monumental shop and asked it she could have the Inscription altered. That was im- possible. Could the add to it? Certainly, Madam, was the reply. *Till what would you like to add? (7) He hopes to retire some dayr Come" said the widow. (Laug and unless he is in samb concernter). which has a Provident Fund or a Retirement Pension, he has to make up thai pension himself and there is no casier way of doing phis All the than in Life Insurance. previous Mix needs are based on the supposition that the man may not live to retirement, but if he does live, he may outlive his in- come and let us assume here that he has lived educated his children, paid off the mortgage on as house, he can then take the cash value of alt his policies and buy for himsel and his wife. If she is still alive. pension which will last until the death of the last survivor. A man who can accomplish all these things for his family does not have to worry when he reads his morn-
to retirenient,
ing paper He does not tremble when he sees the share page. Не eats a better breakfast and does a better job knowing that through Life Insurance he can accomplish everything for his family he wants and that every dollar he pays in 1s worth 100 .cents.
ANNUITIES
our
FUNNY LETTERS
We get some tunny letters in daily routine. One was re- ceived by one of our agents the other day somewhat on these lines:"Dear So-and-So, Now that I have paid my Arst premium and passed the medical examina- tion, I am worth more dead than
alve. How about doing me in and
marrying the widow, and how!
(Laughter),
Another amusing yarn in con- nection with Insurance cropped up during che big depression in America a few years ago when a "broker walked into the office of one of his clients and demanded a fur- ther G$10,000 margin, the client's Tetort was: "Sorry, but it is quite impossible. I am cleaned out."-
Broker:What about your
furniture?"
Client:-"Mortgaged up to the top shelf."
Broker: "How about your Life Insurance?"
be wil
nearest in his
paying
BUSINESS PROTECTION
HONG KONG DAILY PRESS,
SECOND OF THE CHARGES PROVED
Extradition
Proceedings
JUDGMENT DELIVERED
Judgment in the extradition proceedings agulust Yu Lap- ful allas Li Chi-hon alias Li Shek-you, was delivered by Mr. W. Schofield at the Cen- tral Court yesterday.
Yu Lap-iul was charged with (a) the murder of Mr. Tang U Lo, "Secretary to Mr. T. V. Soong. the then Minister of Finance, (b) the attempted murder of Mr. T. V. Soong. (c) conspiring to imur- der Mr. T. V... Soong, and (d) Inciting and encouraging others, to murder Mr. T. V. Soong at the North Railway Stadion, Shanghai, un July 23, 1931.
Mr. D. Strellett was for the Crown, Mr. Peter H. Sin was for the defendant.
+
THE JUDGMENT, In delivering a written judgment Mr. Schofield said,:-
In this case the accusation against fugitive 1.3 originally made can
into be divided charges, all based on the Sanc set of facts, and all the offences are alleged to have been com- matted at the same time and place. namely Shanghal North Station on July 23, 1931,
Of these 4 offences, the first a murder, the second an attempt to murder, and the fourth, soli-- citing and encouraging other per- sons to commit murder, are ob- served facts, according to the
two chief witnesses for the prose-
The cution.
third, conspiring with others to commit murder, is matter of reasonable purely a inference from those facts.
The whole case resta on the evidence of the two railway pokzémen, the 6th and 7th wit- nesses. Exch TATE a clear and ¦ very detailed account of events in
the waiting hall of the North Station, which were to great extent viewed by chem from
WEDNESDAY, JULY 29, 1936.
MAN WHO SERVED] WITH KITCHENER
The lady dancer of Duo Rossiliano who will make their bow to the the Koof Hong Kong public on Garden of the Hong Kong Hotel on Saturday, August 1, 1936.
LOS
ROSSILANOS
AT THE HONG KONG HOTEL
Patrons
of the Hong Kong Hotel have an exceptional treat in store for them next Saturday night, when Los Rossi.anos, 1 talented pair of acrobatic and characteristic dancers, make their debur in that Establishment and wil perform during the dinner dance in the Roo: Garden From all accounts received, this tainly promises to be one of the most exhilarating and brightest cabaret turria ever presented locally, especially when it is re- called that the due were prize winners at the International Dancing Competition held
cer-
Death of Mr. Frank Trollope
LOCAL CREMATION
A man who served with' Kit- chener's Own in the Boer War nearly 35 years ago, died in the Colony on Saturday last,
He was Mr. Frank Anthony Trollope, a reared planter, who passed away suddenly at his re- sidence. No. 114, Talpe Road, at the age of 64 years..
The lute Mr. Trollope halled from Australia. He served in the Boer War as a trooper in 1901 and gained the Kitchener's Medal with five bars.
The funeral took place on the re- Monday afternoon when mains were cremated
the at Sookun- Japanese Crematorium, poo.
It is understood the ashea ure to be sent to Singapore..
The deceased came to Hong Kong from Singapore about a month ago..
NEW AUSTRALIAN
INDUSTRY
AIRCRAFT AND AERO ENGINE
MANUFACTURE
Primarily in the interests of De- fence, bas also as an important further step in Australian Indus- trial advancement, the manufac- ture of complete aircraft is to be) undertaken by a Company with a share capital of £1,000,000.
The formation of the Company has been undertaken, at the in- vitation of the Commonwealth Government, by a Syndicate com- posed of the Broken Hill Propriet- ary Company Ltd., the Broken Hill Associated Smelters, Ltd, and General Motors-Holdens Ltd. (with whom others may be associated later). The Syndicate asks for no
different positions, the 4th pillar Vienna, and have gained renown Government subsidy, expecta to
In view of anticipated heavy bookings for Saturday intending diners are advised to make early reservations.
;
north in the case of Chiu, the
throughout their extensive trave a make no profit for a number of 4th pillar south in the case of Luk
These artistes have appeared at years, and embarks on the pro- This accounts for certain the Winter Garden Pavilion, Ber-Ject as a national duty. differences in their evidence.
lin, and at some of the principal The Company will be registered That there should also be some
Paris Theatre.
on the return of experts who have "discrepancies between them is not
been sent abroad to study the surprising: a total absence of dis-
latest phases of complete aircraft crepancies would be not only sur-
manufacture, when a factory of prising but suspicious Luk was
the most modern type will be es not shaken when cross-examined,
tablished. büt Chiu atered his account of the number of men'round No. 2 pillar south from 5 to 3. Whether this is due to thinking over his evidence in the interval between examination and cross-examina tion, which was 6 days, or consultation with Luk, it is im-
Cllent: "Gee! I forgot about that, I have $50.000 pelley with I have just mentioned the word the New York Life. I will see what Pension. A other word which no
can. rase on that." off he goes
the dous familiar to you and an
to which you would like some in-Branch Office and sends formation, Is the word Annuities. zard to the Manager, who politely There no need for me to telinforms him that the cash value you that an Annuity is purchasea of the polley after only three years by paying the Insurance Company is about G$3,000 and that is zu a lump sum of money in order you can have. The Insured gays. to ubtain an income for life. That "Well, Mr. Manager, I guess "you is what is called sin Immediate better tell your President to let me Annuity, and dies with the pen- have that. C$10,000 right now. sioner. But there are other kinds otherwise he of Annuities, namely the one I my widow G$50,000 to-morrow."
Laughter). have just mentioned which is call- ed a Joint Life Last Survivorship Annuity, which provides a pension to two persons until the death of Modern Life Insurance is used the last survivor, and the pension very largely to protect business may be reduced at the death of the interests. For example, a young Orst party to any fraction of the man buying out an older man in original pension if desired. That a business may take an Endow- is to say a man may buy a Jointment Policy on the older partner's Life Last Survivorship Pension for like for the amount of the older
his wife and himself for
business say partner's share in the £500.0.0 per year reducing to which he is purchasing, and at £300.00 on the death of one of the older's partner's death or wher them. Another type of Annuity the policy falls due, the business
then belongs to the younger part- | possible to say. The amount of ner. Take another example, "two | detall remembered is men, Smith and Jones, are part- ners in a business, each with $30. 000 of capital in that business. They insure each other and have business agreement drawn up by their lawyers that in the event of Smith's death, Jones, the sur- viving partner, will use the $30, 000 of insurance he took on Smith's He to buy Smith's family out of the business, so that the surviving partner may carry on the business and bring in new capital, and the decreased partner will know that his family have received their equity. and also the surviving partner is guaranteed against having to sup- port his deceased's partner's de- pendents:
is the Guaranteed Annuity where, in the event of the death of the Annuitant, before a cer- tain number. of years guarin- teed, the pension may be con- tinued to his Estate or Beneficiary unt the end of the guaranteed period, but should the Annultant outlive that period, the pension then dies at his death as in the case of the ordinary Annuity first mentioned.
of
A Guaranteed Annuity may be guaranteed for any number years, usually 10,15 or 20, which- ever suits the applicant best. Lastly, there is the Deferred An- nuity which may be purchased by young man by instalments over a number of years and then paid out to him in the form of a pen-
and
to
not really surprising: the events were ex- tremely dramatic and of a type certain to impress themselves on the memory d police officers, the more so as they must have re- ported on them, and had them
evidence for an ao, in view of the
or possibilities suggestion acting on the winess's evidently vague memories, 15 not so over- whelming as to obige me to say that witnesses for the prosecution must have made a mistake, or that there is no case for fugitive to answer. .”
Fugitive's statement that be could have been arrested in 1932, but was not, seems much more consistent, with the prosecution's The story than with his own.
PROGRESSIVE DEVELOPMENT
Progressive. dsveipment is en- visaged, commencing with the air- frames,: following with engines at In the earliest possible moment. addition to manufacture for. Air Force requirements, it is proposed to build for the local commercial field and eventually, it is hoped, for export. From the, start the utmost possible use will be made of Australian materials and Aus- tralian labour.
Government orders. subject to satisfactory price arrangements.
recalled to mind by the showing only two witnesses who saw him i will be placed for machines of Brt-
to them of fugitive's photo.
con-
at the North Station say they dia tish Service type in order to en- RECOGNISED AS LEADER
and not know his name,
untu sure interchangeability between
The main Dolnt of their
this was known evidently nothing British Air Force Machines and ovidence is their statement that could be done except in the event those used in Australia, The Bri- they recognise fugitive as the of a chance recognition: further, tish Government will assist with eader of the gang of murderers it appears he was in the Interna-technical information and in every on July 23, 1931, and their iden- tional Settlement at least part of other way possible. sification of him at a parade in
the dime, and only left it after The Government appreciates the Victoria Gaol on March 19, 1936, nghting broke out in Chapel. action of the participating com- held under the best possible con-
According to him. the Nanking pantes in undertaking to initiate ditiona and
Government was determined to this manufacturing industry with- with
every ceivable precaution. The pos-
get him into its power after early out public financial assistance, sion at a certain stipulated age, Gentlemen, I have endeavoured
guaranteed usually for at to make my subject as interesting bility that the witnesses learned 1032; yet, quite unaccountably on and feels that not only will the fugidve's dreness from Photos his own showing, it left him focal industry be of importance to least 10 years. In fact, applied to as possible, and though it may be only, which must have been the alone till quite recently. Counsel Australian, but also to Imperial, human problems, there is nothing of more interest to the Insurance
case if the defence is to be be for the Crown has pointed out defence: further, that the new eh- within reason which the modern fraternity. I hope that those of
lieved, 13 contrary to plain the phrase used by him "alter 1 terprise will be of benefit to Aus- "Life Insurance, contract cannot ac- you who are not Insurance
evidence. and 1s not strong was under the "protection of the
tralian industry generally by complish. The whole business is men will have really learnt some enough to entitle me to say that 19th. Route Army, I felt szie,”
absorbing local material and, so scientific now-a-days and so thing about Life Insurance which
there is not sufficient evidence to which, witness explains as "safe wrapped up with every man's fin-will be helpful to yourselves. (Ap-justify extradition
The length against having my men disband- labour as manufacture develops. ancial problems that is of the ui- | plause).
of time Luk spent before picking ed." (This, is differently express- most importance that the public
THANKS EXPRESSED
out fugitive seems to me to in- ed in the depositions, but that only deal with the whole time
dicate the bonesty of the identi appears to have been the sense of fully qualified agent, and not Proposing a vote of thanks to fer, as well, perhaps, as a weaker the words used). through Banks, brokers or lawyers, the speaker on behalf of the Club,
The RMA "Dorado" arrived NOT WANTED who only have a surface know- Rotarian Horace Lo' mentioned The semi-recognition of the other
here yesterday at 11.40a.m. from ledge of the business. (Laughter). that in the Beginning of his talk man on parade also helped to de-
From this it is reasonable to Penang. She carried no passen- You would not go to a doctor for Rotarian Mitchell naked. "What is lay Luk's identification of fugitive infer that that army was in 1933 gers but 160.978 kilos. of mail were advice on how to build a house, Life Insurance? What does that once in Chiu's case, twice in Lük's and 1933 on such terms with on board. then why go to your Banker or word convey to you?". It remind-case, and there is nothing in the Nanking that the arrest of an sharebroker for advice on Life ed the speaker that when an in-evidence to show that the Nanking omcer in its midst was either im- Insurance? He knows very little surance agent approaches a person authorities connected fugitive possible or was certain to cause more about it than You do and tries to get him insured, the with this murder before December grave trouble. The inference is, not sufficient grounds for refusing So many men say "I want to con- person got the impression that the 1932, when the witnesses picked then, that in fact fugitive was the request for extradition. sult my wife," When I hear that insurance company would like him out his photo from 15 others.
not particularly wanted" by
visual memory than that of Chiu.
I cannot help repressing a smile. to live forever, but on signing up Fugitive's own "évidence as to Nanking till after his photo was How on earth can a man's wife a pality the impression gained by his actual whereabouts 072 that recognised in December 1932; that advise him about Insurance? Why the person is that the company ex- date is brier and vague, and he was then and afterwards prac- ast, your wife for permission to pected him to dle the next day! detail of his doings about that cally inaccessible to the Police: protect her? She will appreciate (Laughter). The history and con- date le lacking. Detalled cor- and that after the People's it more if you do it first and tell Hnued growth of insurance com roboration, however, has been ob Government in Pukien collapsed her after!
panies, sald Rotarian Lp, showed tained to the effect that about he left the country. Talking about wives reminds me that Life Insurance did fill a wide that date a reputable witness saw of a funny story, in which a widow spread need in the world, (Ap-him at a dinner in Canton. As discovered a Life Insurance po- plause),
regards this, I consider that the
I therefore consider that fugitive left with a strong or probable case to answer, and that I have
"DORADO" IN PORT
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Sơn Agents W. Bài LOXLEY (CHINAY CỔ. LTD.
SMART MAN!
he uses Anzora
A very smark idea. For a little Antora used on the hair in the mortling will keep it tidy until bedtime. And a neat appearance is an asset, socially or in business. There is no other hair fixative na good as anzora-for more than Thirty years it has been supreme. And it suits every head. Anzora Cream for greasy scsips, Ansors. Viola for dry scalps and Ansors Brilliantine if you prefer: glominess.
ANZORA
until 15 clear days have elapsed MASTERS THE HAIR
In sentencing: fugitive, “to be. detained in prison until further: order by His Excellency the Governer, I have to inform him that he will not be surrendered
and that during that time he has the right to appeal against my decision to the Supreme Court by appletar for w writ of habeas carpus.
From Chemists, Hair.' dressers
vand
#Stores
ANZORA PERFUMERY 1.,Ltd., LONDON AWA ENDLAHOURS
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