1931-03-25 — Page 3

HONG KONG DAILY PRESS, WEDNESDAY, MARCH 25, 1931.

MOTOR NOTES

"AN OWNER-DRIVER We can remember long years dur

ON INSURANCE.

PAST AND PRESENT ADVENTURES.

word with my friends, though no -ing-which-few-motorists-dreamt-of--oonosivable-liability was involved) cover, and how at last bright Inda the insurance company gave her £16 besieged-directors and persuaded them that there was a profitable field for capital, in motor car in gurances.

WORLD'S RECORDS. Fraser Nash, Bugattis, Amilcars,

and others in the 110046, division..

As the list was issued at the end

WOMAN'S GREAT SPEED.of last year, the wonderful milo re

The revised list of official world's recorda, recógnised by the Inter- untional Association of Automobile gangstions, as at December 31 Just, has now como to hand. two days later-for a torn skirt!

Anong new records accepted are A friend, of mine has added up for 10 kilometres (about Cl the premiums which he has paid. and the claims which have been ad.miles) at the rate of 152,803 miles Came a day at inst when we allitted since he began to cover his an hour, by the Italian Pietro Bor. zecchini in a Maserati car; one for began to insure, and the coinpanies.

care in the dim, dark long ago, were so anxious to secure our busi-

10 miles by Mrs. G. M. Stowart ness that acts of grace" then were

and finds that he is out of packet A common as "acts of God" are to-day.

"

We oldsters have seen

Many curious happenings in the insur; ance world. We can remember how the canny driver of 1807 made fran- tie efforts to insure, and no com..

In 1008, for example, my car pany would look at him, since no was standing on a hill, empty and data were available for judging silent, when a little milline const- risks, and, after all, he created no fed her bicycle into it. As an act risk for anybody except himself. of grace" (i.., to cure my good

|

MICHELIN

THE NÓN-SKIDDING TYRE.

Tel. 22221.

NITSH

Distributors:

A. GOEKE & Co. Tel. 22221.

China Building, 4th Floor.

DEPOT FIAT GARAGE:

Tel. 24821. 87, Des Voeux Road Central, Tel. 24281,

We give free tyro service to Michelin ownora at our Depots.

GOING HOME ON

LEAVE ?

aponny from any of themn.

cord established by. Bir Malcolm Campbell nt Daytona recently does not appear on it. Cainpbell cover- ed a mile with flying start in the mean time of 14.03 moes. (243.53) miles an hour) on Daytona Beach, Florida.

Are!

1.0.

Pan.

THE FIRM OF STUDEBAKER.

HOW IT CREW FROM A HUMBLE START.

South 'Rend, Indiana --Stude

baker celebrated its 79th anniver

cry from the present champion Studebaker motor-ear, but it was a pioneer in a fold the future ox tent of which even the most-op-" "timistic prophets of the day could

not and did not foresso.

Studebaker products to-day con sist of three great lines of season-

The principal records on the list sary on February 18: The occasioned championship Eights with Free Wheeling and a new low-priood JG. Parry Thomas (Higham), served to emphasize the virility of 1 kilóm., .., 60.883 mph, Brook this ancient institution which in the Studebaker Six with Free Wheel lands.

D. Segrave (Irving Past twelve months has enptured ing, introduced at the New York Special), 1 km., .., 231.303 .p.h., 1. lending position in the automobile Automobile Show this year. Stude. industry by its development of the baker Eights consists The World Campbell (Napier Campbell), km, f.., 213.915 mph., Verneuk

Champion President. Eight, The P. Borzacchini (Maserati), 10

Famous Commander Eight and The km, f.s., 152803 m.p.h., Cremona, False Don (Sunbeam), 1 mile, s.s.,

New Dictator Eight.

100.77 m.p.h., Brooklands.

H. O. D Segrave (Irving Napier), 1 mile, 1.8., 231.30 m.ph., 31. Campbell (Napier Campbell), 3 miles, a., 211.5 m.p.h., Verneuk Pav

miles, f.a., 137.203 m.ph., Mon- Mrs. G. Stewart (Derby Miller),

t'hery.

Breton (Panhard), 30 miles, 120.00 m.p.h, Montl'hory.

Marchand (Voisin), 100 miles, 129.55 m.p.h., Montl'hory.

to the tune of some £800 I ex-erby Miller) at 137.205 miles an peet my own payments to insurance hour; and one for 200 miles by J. companies in respect of motor Dunfde and P. Bamber (Sunbeam)3 vehicles must by 'now total £300 or

at 117.07 miles an hour. A large so, and, apart from that gratuitous number of now records of the most £15, I cannot remember receiving protracted kind up to 30,000 miles in distance and 17 days in periods of time was made by the Voisin team of drivers, C. and L. Mar. chand, de Presale and Doorninek, who covered 30,000 miles at ac average speed of 4.44 miles an bur, and in 17 days covered 30,356 miles 60 yards, averaging 74.49 iniles an hour.

Why We Pay.

I have dented a few mudguarda, and so forth, but I never claim on such small beer, as it would more- ly nullify my 'no-claim bonus, retort stoutly to Jones that I do

not wish to receive fat ohoquer from my insurance company. A

The record list also includes the day may come when they pay mo, say, £1,000. It might conceivably international class records, and be a glad day for me, of course

from thee it appears that con. The cheque might commemorate

siderable alterations have been the fact that a Bentley had been

effected during the year in the stolen out of my garage, and prov-

times and speeds for cars up to

#d irrecoverukte, so that I should

1100.c. No light is thrown on got an entirely new car at their the recent feats of G. E. T. Eyston expouse. I should not, of courst,

in his supercharged M.G. Midget mind that, but on the whole I would, however, as the class arrange far rather keep my clean sheet and ment 101 to 750 cc. and 751 to 1100 be out of pocket annually by thee. is still preserved. Records for amount of my premium. And so the class under 1100cc. at the dis would Jones, if he could only tances covered by Eyston's ear at think clearly enough to realise why such remarkable speeds still he pays his premium.

the to

credit of the powerful cars, and there. is no indication given of any intention to create an addition-

He pays his premium in order that he may fulfil the counsel of Horaco-

Equam memento rebus in urdui Servure mentes.....

main

pre

ro.

al clans for engines under 850 cc., which would be more in keeping It is a great comfort to feel that with the limits of the M.G. Midget, the financial implications concern

sall Triumph, Singer, and a few an impersonal syndicate of almost others. These cars obviously are. unlimited wealth. The personal when supercharged, if they have to nt a marked disadvantage, even and legal burdens are heavy enough, without £ a. d. being piedomplete against Rileys, Salmsons, upon them. And we wisely have

to pay our promiums in order that we may be financially secure if evor catastrophe befalls us.

There are, of course, petty trout- les in which by some Freak of jaw or personal blunder the cover sud- donly cludes us, I am amarting under one of them at the moment. My car was parked at the golf club, and on my return the caddie master showed me a flattened wing, and acnused the local sausage donior, who had been dolivoring the Sab. bath breakfast to the dormy house. I rang up this gentleman, who apologised most courteously, asked me to put, the repairs in hand at ance, and gave me the name of his insurance company, That was two years ago, and the bill is still un- paid. His insurance company will not pay because we had no writ ten authority from them to put the work in hand.

Or take another incident.

When

demobilised I contrived through samni quartermaster's lapse to emerge from H.M. Forcos with a very fino leather flying coat. I motored happily in it for a year or so, and then upon a lonely moor a two-seater, for which I had paid

If so, The following will interest you—heavily in the post-armistice boom,

EXAMPLE OF CAR ON THE DEFERRED PAYMENT SYSTEM

OVER EIGHTEEN MONTHS

To new car, say

Deposit one quarter

Interest

£200. 0. 0. .-60. 0. 0.

Balance of 2166. 7. 6. to be paid in 18 monthly instalmenta

£150. v. 0. 15. 7. 6. £185. 7. 8.

of £9, 8, 9,

To Deposit paid

5 instaliments of £9. 3. D.

* 50. 10. 0. 45. 18. 9. £93. 18. D.

FINAL ADJUSTMENT

To re-purobase price-65% of £200.

Rebate on Interest

£180. 0, 0.

6. 8. 11:

Less 18 instalments still due

וין

Cash handed to Purchaser.

£186. 8.11. 119. 8. 9. £17. 6. 2.

ACTUAL COST OF MOTORING FOR SIX MONTHS

To Deposit and fire instalments paid

Thirteen instalments still dus

FAI

Less re-purchase and rebate on interest

£ 93. 18. 9. 119. 8. 9, £215. 7. 6. 186. 8. 11.

WAY

Cost of motoring for six months

or £18. 3. 1. per month.

€ 78. 18. 7,

The above proposition applies to any make of car, now or ascond-hand. We can also arrange to have a car and chauffour to meet you at the docks, to take you and your luggage anywhere, more reasonably and more comfortably than by rall.

All our cars both now and used are sold under a repurchase guarantee.:

+

LEAVE CARS, LTD.,

Upper St. Martin's Lane, Lorrow, W.C. 2....

WRITE FOR BOOKLET. -

Local Agents: JAMES H. BACKHOUSE, LTD., 14, Chater Road.

caught fire.

A Few Words!

I extinguished the flames very deftly with the dying cont, and 'claimed for a new coat from my insurance company.. I had no qualms at all. But a letter in the third person reminded me that my coat was not part of the car, and was therefore 'uninsured.

I replied angrily that when my car next caught fire I would think twice before I sacrificed my pro- perty to protect their pockets. They answered-still in the third person--that my letter had been filed in their legal department, and would be consulted in the event of any future fire claims.

Still my potty resentment is tiny indeed compared with that" of an acquaintance who was a victim of a most unique, “act of God." He

is an angler, and as orentide he can generally be found flogging the waters of some secluded stream. One day he parked his car just inside a feld gate.

The trout were rising; and he was long away from her. During his absence an ectomatic cow wanderod along the hedge, seeking rubbing posts. Its languid eye brightened when it eighted the combined head and side lamps of the car, and it rubbed ecstatically till täs' near- side lamp fell off. This depressed the cow, till it sighted the off-aide lamp, which duly fell off in its. turn,

The owner returned, after: dark, and, having no lamps, had to Halk eight miles home. He claimed with "confidence," but "the" infáfâncat”"tool" pany dignified that scrofulous Bow by identifying it with in “hot of God."--B. H. Davies in The Auto.

J

Kaye

Daytons.

J. Dunfee and P. Bamber (Sun- beam); 200 miles, 117.47 m.p.b., Montl'hery.

entest single engineering advance. ment in two decades-free wheel ing with positive gear control. ing spirit, reflected by this import- Studebaker's traditional pioneer-

By its incorporation in the New ant contribution to the cause of Studebater Six, Free Wheeling now becomes available in the aodern motordam, finds root in one of the most colourful backgrounds į moderate prica field. Thus, thou in America's industrial history.sands of motorists who were denied The vast organization, which to

its thrill and thrift horatofore be

than $100,000,000, "came into being in a car woll within the menus of day boasta netual net assets of more cause of coat may now enjoy them.

under the humblest of auspices:

On February 18, 1852, two bro- there, Henry and Clem Studebaker, spened a entall frontier blacksmith shop on a modest capital of $0.

their pocketbooks.

Studebaker ntao manufactures full line of low-priced trucks of Iton and 2-ton capacity, as well as delivery cars, buses, ambulances, Marchand and Morel (Voisin), But cash was the least of their funeral cars and special police and 500 miles, 117.72 m.ph, Montl'hery resources. Imbued with indomit fire, equipment. All are built to (Toisin), 1000 miles, 112.34 m.p.hin the future growth and expansion of workmanship and are powered Marchand, Morel, and Kitiloffable purpose and unshakable, taith | Studebaker's traditional standards Mont'hery.

with Studebaker-built six nad eight cylinder engines,

Marchand, Morel, and Kiritoff of their country, the two youths (Voisin), 3000 miles, 112.87 m.p.h., counted themselves rich in will to

fonti hery

41

succeed. Shortly after the business was established, a third brother, John Studebaker, joined the fiem.

By the end of the century, Stade,

Marchand, Morel, Kiriloff, and de Presale (Voisin), 5000 miles, 91.17. m.p.b., Montl'hery.

Marchand, Morel, Kiriloff, and 1

de Presale (Voisin), 10,000 miles, 183.85 mph., Montl'hory.

Marchand (Vaisin), 1 hour, 128mker had become one of the 614yds., 199.38 m.p.h., Monti'hery. largest vehicle builder's in exist Marchand and Morel (Veisin), bice, enjoying a world-wide repota 3hrs. 353m. 720yds, 117.8 m.p. tion for the craftsmanship and Montl'hery

Marchand and Monrei (Voisin), | quality of product. As time, and hrs., 400, 500yds, 110.14 m.p... tmnsportation methods changed the Mantl'hery.

Marchand, Morel, and Kiriloft | business kept paer, (Voisin), 12hrs. 1353m, 1608 yds.. 112.8 m.ph., Montl'hery

Marchand, Morel, and Kiritoll (Voisia), 24hre.. 27m. 1740yds.. 113, m.p.h., Montl'hery,

The Pioneer Car."

The first Studebaker gasoline car was built in 1904. It was a far

As the sponsor of Free Wheeling, Studebaker definitely holds the" spotlight on the motoring stage to-day. This is especially true since the makers of America's two finest ears-Pierce-Arrow and, Lin- coln have adopted Free Wheeling. for their 1031 models. That this epochal innovation has found favour with the motoring public is graphic. ally indicated by sales which since the introduction of Free Wheeling laat summer have raised Stude-- haker from tenth to fifth place in registrations in the United States.

OUTSTANDING CARS OF 1931.

FIAT

14

5. 4 Cylinder

219

6 Cylinder

5

ARRANGE

FOR A TRIAL

RUN

Agents i

A. GOEKE & Co.

SERVICE:

CHINA BUILDING

LANCIA GARAGE

348, Hennessy Road.

Part Department

(4th Floor).

Telephone: 22221.

SHOWROOM, FIAT GARAGE

850, Hennessy Road.