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THE HONGKONG DAILY PRESS," THURSDAY, DECEMBER 1er 1951:

ENGLAND

Ross's

R

ENER

"R" BRAND PILSENER

BEER

PER DOZEN PINTS

$4.25

SPECIAL QUOTATIONS TO CLUBS AND HOTELS.

SOLE AGENTS IN SOUTH CHINA

LANE CRAWFORD & CO.

MILKMAID

IT POURS OUT.

#!

STERILISED

NATURAL

MILK

19

PURE FRESH

MILK

STERILISED.

NOT"

CONDENBED.

PACKED BY NESTLE'S

IN TWO SIZES

+

3/4 pint and 4 pint

· OBTAINABLE AT ALL STORES

SANITARY WASHABLE

Clos

HALL'S DISTEMPER

THE KING OF WATER PAINTS.

The scientific ideal of a wall sovering le one that is not only bonatiful, but easy to keep clean, gorm hoof, absolutely fast in colour, and when applied a thorough disinfectant. "No wall covering conforms so closely to these requirements as Hall's Sanitary Washable Distemper which has the important advant. ages of being most economical and durable.

fall's Distemper is applied,with « whisownah brash, saving much in the sort of {labour..

Is so hard, kills intcrobes and vermin, and disinfects.

Is is made in a wide range of 70 colours, Including rich dark se woll salight kimse, The poloer never fade, sasbling faralbure and plotures to be moved, aboss a ronzo without showing discoloured walls,

Hall's Distemper decoration may be washed by lightly sponging down with clean tould water. It remains clean, swool and frusb for yours Shade card and full particulars post free on application to 3-s

WM. C. JACK & CO. LTD.

14, DES YEUX HOAD OENTRA.

SOLE · AGENTS FOR HONGKONG AND SOUTH CHINA

ROMANCE OF INSURANCE,

CURIOUS OLD-TIME "POLICIES.

Sir Arthur Worley, in his presidential, address before the London Insurance In- stitute, on October 17th, dealt with the origin of insurance and its relation tó commerce. Going back to the earliest maritime States of the ancient world, the islands of Rhodes and Crete, has said they weza.thungcunt curriers in those distant- days; they carried the corn of Egypt and- what is new the modern Crimen to neigh- bouring lands and they had to guaria- tee the safety of the precious cargo, the result of a whole year's toll, otherwise the outlook would be black for the winter and starvation pear. The history of the early form of insurance was far from cloak, but there was little doubt that marine-insurance was the “root” insur ance from which developed fire, life, casualty, and other important sections. If they correctly interpreted Demosthenes, eventually the Rhodians practised "insur- ance in the shape of what was called "Bottomfy

Respondentia Bonds" -that meant that money was advanced on a ship or cargo to be repaid with interest-large interest if the venture prospered, but not to be paid at all if the ship was jost. The rate of interest was made high enough not only, to pay for the use of the capital, but to provide a reserve or sinking fund to pay for possible future losses. The principle of insuranCE, as construed to mcan indemnity and reimbursement, WAS recognised in the time of Hannibal. when Rome and Cathage strove

for

"

or

mastery of the trade of the Mediterranean; and Livy told how the Roman Senate abeat 250 B.C., undertook to indemnify against all dangers and perils of the seas the merchants who sup- plied the army abroad with food and munitions--perhaps the first authentic record in alstory of the establishinen: of a Government War Risk Department.

"The first policy actually drawn up. in English of which we have record," Sir, Arthur said, "is an insurance on the Sancta-Croiaz-in-1555, in the reign of Queen Mary and her Consort, Philip I of Spain, although the earliest marine policy still extact is one which dates from February, 1657, on the cargo of a London shy the Three Brothers, trading between London and the East Indies. The sum insured was £400, and the subscrib ers were four in number, the rate being £5 per cent. It is interesting to notice that the main provisions of, the policy are identical with those contained in a marine policy of the present day, thus showing how early in its history ther general principles of marine insurance became fixed and established.

Ia 1635, and again in 1839, the citizens of London petitioned Charles I. for a patent of monopoly to insure against fire the houses of the City at 15. for every £20 of rent in return for which favour they undertook to pay £200 every year towards the rebuidling of St. Paul's Cathedral until it was finished Although this pro ject was sheived at the time of the Great Fire, it revived public interest in the scheme, and a private company was formed a few years later to insure pro-" perty at the rate of 2 per cent, of the yearly rent for brick houses and 5 per cent for frame houses.・・・

"In the early part of the eighteenth contury all sorts of insurance propositions were mooted, and, much as we may.pride ourselves to-day upon the range ånd ver. satility of the many forms of insurance, our predecessors were not, by any means doroid of imagination. Among examples of the societies formed at this period we mey instancs the Fortunate Office to provide marriage portions of £200 for those who paid a, a quarter, and an as- surance office for horses dying natural; deaths, stolen, or disabled." We must admire the courage of the founder of the company formed about the time of the South Sea Bubble for insurance- against | lying, death by drinking gin, and against divorce! Even in these days such a cover would doubtless find many ready policy-takers! But the tendency of that day was towards gambling policies, and everything that served the purpose of-s wager was accepted as the basis of "so- called insurance contracts for instance, whether William II. could reduce the city of Namur before a given date, or how long a mistress of a foreign Sovereign would remain in favour. We can read in the Public Advertiser of December eth, 1771, how certain reports of an illness of the Princess: Dowuger of Wales were. only calculated to promote the shameful spirit of gambling by insurance on' lives, This sort of thing brought its own retri. bution, and in 1774 a Gambling Act was passed providing that до insurance should be made where the person on whose account it was made had no in- terest, or by way of gaming or wager. ing."

Particularly

in relation to "articles" of food, "the quality is of greater relative import- ance than the price. A smaller- quantity of the best quality is, from a health point of view, more ben - ficial than a large quantity of inferior quality.

Stimulants are suspect now because the war has produced a world shortage of matured spirits. It is

better for you to drink one glass of matured spirits than any quantity of immature spirit.

V

Many lives have been saved by the timely use of good stimulants. Many lives have been lost by the use of

bad stimulants.

You should be prepared to pay the top price, and get, if you can

Haig &Haig Five Stars Scots Whisky

There is nothing better, but naturally the quantity is limited.

DISTRIBUTING AGENT:

DONNELLY & WHYTE, TRONG KONG

ITAIG & HAIG LED Head One: 57," SOUTHWARK STREET, LONDON, S.E.1, ENGLAND

Cuticura Soap Shampoos

Best For Children

If you wish them to have thick, healthy hair through life shampoo regularly with Cuticura Soap and hot water. Before shampooing touch spots of dandruff and itching, if any, with Cuticura Ointment A clean, healthy scalp usually.means good bair.

Bony Tualetu 19. 34. Viskoseh la. 34. cad 16.64. Boldogasthe Kapire, Setia Depot: Mew

*Catimura Soap aberes without tougĆA

23-92

HONGKONG METEOROLOGICAL

REGISTER

*Hongkong Observatory, November 30th

Previous Un Date;Ün Date

Day

9 p.

Illustrating the rapid growth of ens Baiometer alty insurance, Sir Arthur mentioned Temperature that for the year 1850 the combined re Harfaity venue of the casualty companies was Wind Direction under £5,000; now-a-daya, it was estimat

Force

Baln

ed, the casunity insurance premiuma col Weather lected £14,000,000 sterling' per annum, while the sterling equivalent of those collecting in the United States was over £80,000,000.

Sh

(at 2 pm, 6- 16.03.

29.84 30:04

80,03

79

68.

75

45

57

WSW

0.00

80

67.

اللعبة

0.00

Highest open-air Temperature on 99th Lowest open-air Temperature on 30th

WORLD THEATRE.

"Seeds of Vengeance," from a story by Margaret Prescott, will be shown at

the

PLATE GLASS WINDOW. "Looking through my Toric lenses is like looking through a fine plate glass

World Theatre from to-morrow window," said an American lady, in the (Friday), to Monday next. This photo course of her remarks while in a trim play is a thrilling depiction of the hates car the other day. She said just the and loves in the West Virginia moun

tains. pictures life in the eternal right thing. It cost a bit more to build hills far back from the refinements of plate glass window and it cost a bit civilisation, where the old law of "a&G more to make a pair of Torie lerses than eye for an eye prevails. The action moves with all the swiftness of a moun- the ordinary fat ind. Tories are mor

are more tain stream, and there are two stirring. than worth the small difference in cost battles between mea that will go down to you in the added comfort you derive in screen history as classics. To inter- pret this story a highly capable cast has from their use. Toría lenses of any been employed. Bernard Durning is the prescription are manufactured by The Hongkong Optical Co., successors to Clark & Co., Manufacturing and Refract ing Opticians, 53, Queen's Rand, Central.

ADTL

David Cree" of the production, Pan- line Starks is "Ellen Day," and Gloria Hope is Mary Roddin Others in support are Eugenie Bessere, Jack Cartis and Jack Levering.

F

UP-TO-DATE

CAMERAS

Just unpacked a large consignment af

KODAKS and CAMERAS

to be sold at a very lowest prices.

A. TACK & CO.

26, Des Yeux Boar

Central.

Gallus ? Peal

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A pot of thickened skin on the bottom of your fout whica no ofLEA makes walking an sony, is as easily removed by wonderini “Gets-It” is

Callus Comes Of Like Bénona EkİN! any hard or soft corn anywhere on your toes. Look at this picture- A few drops of "Gets-It", did the work. The callus comes loose from the true Desh. No irritation what- ever. You peol the callus right ok Just like a banana skin-peacefully, patalosely. "Gets-I does the same thing to any corn, without the use of sticky plasters, irritating gives, greary ointments or troublesome lape. There is no trouble-no knife, no scissors to use "Get-IL" is used by millions, because it la common sense, and it never falls. Try It prove it.

"Cets-IL" the shaxanteet, money- back corn-requier, the only BUD way contains all chemise atorea Mra by a Lawrence & Co., Chicago, U. 8. A

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,་་ ་

(28 CAPSOLEL IN WINE, AND ER STROP -

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