1908-09-19 — Page 5

Page

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•

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GAMBLING IN SHIPS.

THE MODERN" "WBROKER,"

·OWREES': COMPLAINTS.

THE HONGKONG DAILY PRESS, SATURDAY, SEPTEMBER 19гa, 1908,

The coffin-ship-the unseaworthy craft sent ont to assured destruction for the profit of her well-insared owners no longer disfigured the annals of the British Mercantile Marine. That stain is wiped out, like the wrecker of a still earlier age who, by the exhibition of mislead ing cast lights, fared many a gallant vessel to destruction. But abipe are still deliberately. got rid of. There are conditions obtaining in the marine insurance world to-day which positively invite it. Persons who have not a single penny at stake either in ship or cargo may make, and do make, thousands of pound by the loss of a vessel which they have possibly never seen. Their only sonosen in the ship is that who shall go to the bottom as speedily as possible, so that their insurance premiums abdil yield a quick and handsome return. Such speculation naturally opens the door to sil sörts of fraud and rascality.

CARDIFF'S PROTEST.

a recent meeting the Cardiff Shipowners Asociation unanimously passed the following -resolution;

That this scrociation strongly deprecates the gambling that is taking pisos in P.F.I, policies whereby insurers gambfe in vossole in which they have no interest, to the detriment of ship. Owners and other logitimate insurers, and truste that the Board of Trade will devise some meats to counteract this evil.

JOINT STOCK SHARES,

year. Here solinitor In the Hits Trish township of Ballymoney, who had nothing to de with ships or shipping, confessed himself

Messrs. Vernon & Smyth say ta their weekly A confrmed gambler in famirabeo zisk, and share report, dated Hongkong 18th Bept, 1908,- acknanged that by the loss of the Firth of The improved demand for investment purposes Forth he was the risker by £3,000, He hep reported in our last has continned throughout one omehow to be the cousin of her master, the past wook, and the comparatively smal Some unkonw people, who had taken out amount of actual business transacted during the P.P.I. pelicles on the vessel through Antwerp Interval is still accounted for current In brokers, melted £5,700, and an individual at many oases rate show an improvement on Newcastle-on-Tyne stood to win 2000. As values last reported, and the market generally for the captain, he had insurance of £500 on loses firm. Barsilver lu London is today. stores, 225 on personal effects, Sud 2000 on gnoted at 241, sad sterling T.T. at 1/91. Ta 200 ossss of whisky taken out on the ship asa. rate on Shanghai is unchanged at fö the underwriters had to put up £14,925, been in much favoor, and a considerable busi private speculation-total £1,223. Altogether, BARES-Hongkong and Shanghais hare

spart from the ordinary business insuranoc on ness has been, booked at $770 and 37724, the the Firth of Forth."

intervals at £30. Nationals continue in request market closing with small buyers at the fermer cate, Ladou is unchanged -ducing tha at 251,

and the fact that neither the Albion nor the All this, of course, is gambling gore and airple, Firth of Forth ware deliberately cast away does honour policise, when taken out by people not in the least sffent the argument that these who wish to spot a loser," are au incitement to cupidity, and to all the wickedness which follows in its train. It is no wonder that all responsible people in the shipping industry are presing the

auppressing the modera "wrecker." Board of Trade to act drastically and promptly

SEEMED TOO ILL TO LIVE. ANOTARE MALARIA VICTIM'S LIFE SAVED

ed under an unsatisfied dem ud, and after sales MAEINE INSURANCES-Unions have advano-

$770. Chins Traders and Yangtezes are auchang at $760 and 5765 can probably be placed now af ed, but North China have improved locally to The 82 bayers. Cantons remain on offer at $215.

FIRE INSURANCES.-Hongkong have been dond at the improved rate of $320, and more shares can be placed. Chinas after a silo from the North at 893 are waited to a small extent at $3.

SHIPPING-Hongkong, Canton and Mason are reported at $281 sal $28), market closing firm with bayers at the higher rate. Sar Ferries (new) have bean booked at $15, and Shell Transports at the advanced rate of 458. There are sellers of Douglases at $37,

HAVINGBIRDatalions are unchanged and there is no business to

report. MINING,Ranba bave been booked at 871 at which there are farther sellera. Chinese Eug inserings are in request at Tls. 162-

have again bean done at $49, and are wanted.. There are sellere in the North of Hongkow Wharves at Tis. 163.

DR. WILLIAMS' PINK PILLS. About 13 months ago I began to suffer from Malaria Fover," asid Me, L. Danker, an Wissly enough; the Cardiff Shipowners asistant at the Darian Dana Hospital, Matsco. Association do not set themselves up as a partAs time went on the attacks became worso and of morals. Speaker it is true, referred to these worss, until at last they were no bad as to con, gamblers in ships as "-wreckers" the significant fine me to bad for a month. My appetite com- Dame by which they have ome to be known in pletely failed, I was continually vomiting night the South Walea port. But the matter was and day, and conid not drink even glass of

DOCES WHARVES AND GODOWNS-Hoog- approached from a strictly business standpoint, water. I had severe headaches, slept badly, and and stress was laid on the fact that the fasurat was very this and pale. There were time when koug and Whampoa Docks are weak with oo of ships by people who have no interest in it zoomed I could not live many hours longar, sellers at 89; nad Shanghai Dooks at Tie, 84 them is financially prejudicisi to those who and more than once the Priest was sent for on the north. Hongkong & Kowloon Godowne hare. An immediate result is to ponalise the that I might receive the las! Ritos of the Church owner. When he goes to renew his insurance be in informed that P. P. 1, (policy proof of interest) policies have been taken out on bis ship, and that he osa only insure her at rates which are correspondingly high. These high rales have basa fixed by the underwritere with the knowledge that they are desiing with speculators people supposed to be "in the know," and to have reason to believe that the alife la not all that he ought to be. It some timos happens that, where a set of speculators make a pinnge on a skip belonging to a parti. cular owner, the insurance rates will be pat

ug on all his ships, presumably on the possibility that something oxooked" is in contemplation. by somebody or other. Thus the perfectly innocent shipowner:

the

legitimato insurer, is fleeced because there are people who hope to see one of his ships a total losa,

SPOTTING A LOSS."

To come to the moral aspects and couss quances of these palative insurances, it is well to inquire se to the character of the policy itself."Policy proof of interest" means, is the words suggest, that no questions are asked. The seared in sesamed to have an interest in the ship, whether he has it or not. The law -says-that-on-insurable interest in essential to the bargain. Therefore the underwriter might repudiate liablilly on one of these speculative lusurances if no interest oxisted. But he never does. These are honour" policies, as the phrase goes, though they be rooted in disbonour, and they are always paid.

It is not to be denied that P.P.I. policies are frequently used for perfectly legitimate par poses. A cargo goes up in value during the voyage. The appreciation is obviously, & fair subject for additional insurance. The simplest way is to take out P.P.I. policy. Here, though no proof of interest is demanded, the transaction is probably a perfectly proper one Fbe cargo-owner would lose it the ship went down. But the gambler only looses if the ship does not go down.

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DOCKS AS "PADDOCES," Before Parliament rose for the autumn zo- ceas, Mr. Maclean draw attention to the case of the steamship Albion, a veseel lost of the Spanish osast on May 2 of this year, and whose fate must have been hailed with screams of on her. Let it be said at once that the Court of Inquiry which sat at Westminster 1st month acquitted the master and officers of the Albion of all blame. Nobody, of course, would suggest that a ship which is the subject of speculative insurance cab, any more than a ship not similarly giroamstamped, avoid the ordinary dangers of navigation. But the point about the case of the Albion was the number of speculative policies effected on her.

before passing into the World beyond the Grave

"I tried many medicines, but none of them did me say

day. I was advised to try Dr. Willisme Pink Pille. I did se sad eron felt great relief. I continued using Dr. Williams' Pink Pills until the Fever had altogether gone, my appetite was resto ed, the vomiting sud headaches had ceased-ia abort, until Ï completely cured. It is now about miss and a half months ago sincs my wonderful care by Dr. Willame Figk Pills for Pal Prople. sm sure that my present good health le du entirely to them.

The notion of Dr. Williams Pink Pal for | Palu People is direct on the blood; they make the blood rich, red, and good, and then the blood, faite tara, driven the pofeous which ease.disesge ont of ayatera. Tastimony proves that Dr, Williams Pink Pills have cared almost orastier cass of Antonia (weak-watery blood), Dability, Nervous Breakdown, Early Decay, Indigestion, Liver Complaint, Malari, the skin such as cam, Serofais, Pimplor, Rheumatism, Paralysis, Beri. Seri, diserters ef Bulla; and the after effects of Favors, Dysentery au Chills. Women all over the world know how good they are for this spasial ailments of their sex, and men broken down by overwork,

residone in unhealthy olimatas, or by other oiuses, are speedily restored by their use. Chininable at most shops where medisines ars sold, and from the Dr. Williams' M-dime Co, Singapore, who send & bottle for $8 or bottle for $150, post free to say address.

CHURCH SERVICES.

ST. JOHN'S CATHEDRAL. Hongkong, 20th Sep- tembar, 14th Sunday after Trinity. Holy Co munion (7.30a.m.) Matins (11 am). Fall Choir), Responses, Ferial: Vanita, Turner: Ponima, dí the 20th morning (II); To Down, Stanford in flat; Tulilate, Goodson Anthem," Blast sta-the Departed." Sobrunns, 193 and 197. N.B. -Spobr.. Holy Comeunion (12-noon) Kyrie Alam

When the Court of Inquiry into the loss of the Albion was proceeding, counsel draw an amusing picture. *It was perfectly clear, he remarked, that a large portion of the popula- tion of Cardiff, when tired of their ordinary basiness, proceeded to the decks, and there as if in a paddock, viewed various ships,, and, having made their selection, backed them with Psalm 102 Versea 1, 12, 15 21. 25 na 28 in an insurance company. Then came the excite unison. Palm 103, Terses 1, 8, 17, 10; 1 and 22, ment of studying the ossualty list, and watch in unison, Frencher The Venerable, Arch lea ing for a winner with delirious jy," It is not on Banister. Evensong (5

(11) Magai. an inapt simile: The deck have unquestionably | Forini; Paalis, of the 20th or Besponses.

Nune Dimittis ficat, Camidge (12th

Juorning); Woodward (11th evening); Hymn1, 228,2.0 and 20 BT. PATER'S CHURCH. Queen's Road Wout

como to possess

600

for Sartain

claages of people an interest which the paddock tails to excite. The quantum of delirious joy resulung from the 14th Sunday after Tripity. Morning Prayer 14 less of the athion could not have been inconsis, Venite, Turner, Peal, Hayes and Ouseloy derable, for the Court found that persons Te Deum. Woodward; Hymns, 1, 536, 529 and having no insurable interet in the ship had 200 Kyric, Abba. Holy Communir 12.15. nettled by her loss a total of £12,000 in Evening Frayer 0.80. Gloria Magnifies, Goss

+19 and amount varying from £100 to £3,400. This is Nunc Digittis,. Foster Hyran e, 56, 453 4 what was thought about it:

The Court desires to express its strong disep

The Church launch, Dayspring, will call on ships probation of P.P.L, insurances by persons who carrying white crews, to bring friends whore to have no insurable interest in the vessel insured, the services, between 9.15 and 10.30 m, and 88 mach insurances tend to raise the premiums between £.16 and 6 p.m. (Kowloon, Police Pier to be paid by ordinary iptorested insurers, and 0.30 and 6), returning afterwards. also to throw suspicion on owners, captains, and welcome. Books, d'e, provided.

zittings are free and unappropriatod. Visitors officers, on the ground of the vessel being over insured. They are merely speculative gambles, and should be probibited by Legislation.

SOME OF THE SPECULATORS.

The distribution of this £12,600 ta interesting A Cardiff chemist, who found that it was much bstler to watch the shipping newspapers than to go on making up pilla

la and potions, stood to

All the

Sunday School 10-10.45 am 255, 35. UNION CHURCH, Kennedy Road, Preador-Bor A Baxter. 11 am. Worship. Hyuna 1, 1763 and 202;

Paalin DG

DG (1-6); Authemp, Worship, Hymns 6, 15), 134 and 438; Peam 67.

"AtSt. Ami ew's Church Kowloon, to-morrow the Holy Commission will be administered at the loan of Evening Service, Morning Prayer and

SCOTCH WHISKY. i 22,000 by the loss of the Albien. A Sermon at 11 am. attended (weather permilling

SOLE AGENTS IN"

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HONG KONG, CHINA & MANILLA. A: S WATSON & CO.LTD. As Supplied to the House of Con mone.

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(Import-Dept.) Whitefriars, London Telegrams, "Leymer, London.” Est. 1346

Sermon at 6 pm, The Offertories will be in Middlesex Regiment.

Evening Paver and aid of the Church Maintenance Tund whish urgently needs generous help to discharge ite present telt to the Trossurer, and to "meet" folicoming expenses.

stevedore, who confessed that this was the by the church parale party of Company, socond, time he bed "spotted a laxa," was a richer by £2,000. A clerk who had something to do with the supply of the ship's paint had a get £3,200 on her, for all the world as if he had been dealing with "bookie" in reference to s horse. But in this ease the policies had been taken out in various names, which is a recog- "nised detail in the plan of campaign. In this case there was a reason for it The speculator did not wast his employers to become aware that he going it too heavily is Evening Prayer and Sermon, at 6 pm

ST. ANDREW'S, Kowloon.-(Rebinson Rm, near British School. Sundays Holy Communion 1st and 6th Sundays in nonth at noon, 2ad and 4th Sundays at 8.m. 8rd Sundays at 7p... Morning Praver nu Sa-mon at 11

A.m

wossible to run up and down the list fading-i wodnedavShortened Evening of

name after nume of pruple who had not a address, of 6 p.m.. Congra single xixpanse of stake in the Albion, spart Hymns, &e at *0.55 from the amount of the gambling premiums used and provided. All seats are free after which they had paid.

Nor is the one exceptional. The mind goes

LANDS, HOTELS AND BUILDING-The only business to report in the mustion 19 a smail salo of Humphreys Estates at $91. Other quota- tions are unchanged.

COTTON MILLS was have declined to Tls. 53. and laternationals to Tls. 62, Hong- konga ar atensy but without reported" basiness at Sit.

MISCELLANEO Dairy Farm hava bism. booked at $20 and are wanted. Gemenle have been the medium of a fair business at $10, and more phares can probably be placed at the`ra e, Electrics Lave improved to $18, and Ropes to $25, both with buyára. Chios Providents con- tinue in request at $94, but no sharos apj | procurable under $94.

WEATHER-EMFORI,

The Hongkong Observatory yesterday: iestud the following report:-

On the 18th at 11,55 am- l'h› bizom star tax risen consid rably in Jap u, au intlon slightly over N. Lina.

Press re has a tendency to give away also over the Pailippines.

North, and over te. 9. part of the Cuina Ba The lowest pressure is ov Manchuris in the

and the Son here Philippinagis the South. It is highes; over E. Japa

Moderate N.E. winds may be expected in the Fornos Channel and tue N. part of the Chinis Bea.

Hongkong rainfall for the 22 bo ira e diag afm. to-day, 0,00 inches. che

The forecast for the 42 wars anding st noop to-day is as follows:

Hongkong & Neighbourhoof

Formoss Cannel...

Na D

winds mad′te...

zlowery, Sine as NE

donth coast of Chloa between Sains as No. South saist of Chius between Same as No. 1

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the concetront of Service. Appropriated SOFT, SMOOTH, and WHIT sittings are referred p to that time only, Churchings before or after any of the Bervices, and Baptisms at special times, by appointment with the chaplain. The Church is open daily until sunsety and can be used for Fryer and

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1093