XN000022-1996-09-01 — Page 3

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The new rate will apply to all certificates issued on or after September 2. Certificates issue before that day will continue to earn interest at the rates prevailing on their respective issue dates as follows but always subject to the general rule that interest ceases to accrue after 36 complete months:

3.00% per annum

3.84% per annum

4.56% per annum

5.04% per annum

5.64% per annum

5.28% per annum

4.92% per annum

4.68% per annum

for certificates issued on or after

July 8, 1992, and before March 30, 1994;

for certificates issued on or after

March 30, 1994, and before May 25, 1994;

for certificates issued on or after

May 25, 1994, and before August 24, 1994;

for certificates issued on or after

August 24, 1994, and before December 4, 1995;

for certificates issued on or after

December 4, 1995, and before March 4, 1996;

for certificates issued on or after

March 4, 1996, and before June 1, 1996;

for certificates issued on or after

June 1, 1996, and before September 2, 1996; and

for certificates issued on or after

September 2, 1996, until further notice.

End