XN000022-1995-05-23 — Page 6

:

(%)

(%)

Billion

- 5

-

RESIDENTIAL MORTGAGE LOANS IN HONG KONG (33 institutions)

Outstanding balance at end of month

250

240

230

220

210

200+

190

180

Dec 92

Dec

Jun Mar 93 Sep Mar 94

Jun

Dec Apr Sep Mar 95

Remarks: The significant fall of outstanding balance in December 1994 was due to the

effect of reclassification, securitization and sale of loans by some institutions...

Monthly growth rate

2.8

2.6

2.4

2.라

21

1.8

1.6

1.4

1.2

1

0.8

0.6

0.4

0.2

0

-0.2

-0.4

Jan 93

Jun Mar 93 Sep

Dac

Jun Mar 94

Sep

Dec

Apr Mar 95

A2

3-month and 12-month moving average growth rate on annualised basis

35

30

T

29

20

15

10

Mar 93

Jun

□ A-manik

Sep

Mar 94 Dec Jun

* 19—manih

Sep Mar 15 Dec Apr

A3

A1

Chart A