XN000022-1995-02-23 — Page 23

Billion

(56)

22.

-

RESIDENTIAL MORTGAGE LOANS IN HONG KONG

(33 Institutions)

Outstanding balance at end of month

Chart A

250

240

230

220

210

200

190

180

Dec 92

Jun Mar 93 Sep

Dec

Jun

Ded

Mar 94

Sep Jan 95

A1

Remarks: The significant fall of outstanding balance in December 1994 was due to the

effect of reclassification, securitization and sale of loans by some institutions.

Monthly growth rate

2.0

2.6

24

2.2

2

1.8

1.6

1.4

1.2

Mmm

1

0.01

0.6

0.4.

0.2

-0.2

-0.4

Jan 93!

Mar 93

Jun

Dec

Sep

Jun Mar 94

Dad

Sep Jan 95

A2

3-month and 12-month-moving average growth rate on annualised basis

15

10

Mar 03

مهمون

Sep

Mar 94

Sep

Jun

Dec

Jun

Jan 95 Dec

3-month + 12-month

A3