SUNDAY, MARCH 3, 1991
5
HUGH OVERSPENDING BEYOND CREDIT CARD LIMITS
IS LIABLE FOR PROSECUTION
* * *
SPENDING ENORMOUSLY BEYOND CREDIT CARD LIMITS CAN BE SEEN AS A LOCAL CRIMINAL ACT AND THE HONG KONG JUDICIARY HAS POWER OVER GENUINE
IS INCURRED THEIR OVERSPENDING CREDIT CARD HOLDERS OUTSIDE THE TERRITORY.
EVEN THOUGH
IN THE 11 SUCCESSFULLY
CARD HOLDERS
WHO
THE IMPLICATION IS CLEARLY CONTAINED
CREDIT GENUINE AGAINST CASES PROSECUTED INTENTIONALLY OVERSPENT HUGE AMOUNTS OVER THEIR CREDIT CEILING.
CONVICTED
BY DISTRICT
COURTS AND WERE
ALL DEFENDANTS WERE SENTENCED TO IMPRISONMENT RANGING FROM SIX MONTHS TO TWO YEARS.
SENIOR
INSPECTOR
OF
THE
COMMERCIAL
HAVE
CRIME THE BROUGHT
BUREAU MR LEE TREND OF CRIMINAL
WING-KONG BELIEVES THE POLICE ENORMOUSLY SPENDING OVER CREDIT CARD LIMITS UNDER CONTROL.
SOME
BANKS
IN MID-1987 WHEN CARD HOLDERS' HUGE OVERSPENDING
MR LEE SAID THE CRIME SURFACED FOUND THAT THEY HAD TO COVER LOCAL INCURRED OUTSIDE THE TERRITORY.
"UNLIKE OTHER FRAUD
CREDIT
CARD
CASES,
GENUINE CREDIT CARD HOLDERS AND OBTAINED THEIR CHANNELS," MR LEE SAID.
ALL CARDS
CONVICTED THROUGH PROPER
WERE
"ALL OFFENDERS HAD SOME IDEA HOW A CREDIT CARD WORKED AND HOW TO SYSTEMATICALLY AVOID THE SECURITY OF THE BANK.
"THEY TOOK
ADVANTAGE
OF
KNEW
THE TIME LAPSE OF
COMMUNICATION THE ALLOWED CREDIT AND THE
BETWEEN THE PLACE WHERE THEY OVERSPENT BANKS IN HONG KONG.
BELIEVES THAT THOUGH ALL OFFENDERS ACTED ON THEIR OWN, MR LEE
AND ADET "SOME SYNDICATES MAY AID THERE MAY BE SYNDICATES INVOLVED. THESE WEAK WILLED GENUINE CREDIT CARD HOLDERS TO DO SO.
"THESE CASES SIT BETWEEN THE BORDER LINE OF CRIMINAL AND LAW," HE SAID.
LAWYERS OF ALL DEFENDANTS ARGUED STRONGLY AGAINST THE IMPLICATION OF ENORMOUSLY OVERSPENDING THEIR CREDIT LIMIT.
CIVIL
CRIMINAL
CCB HAD TO OBTAIN DURING THE INVESTIGATION OF THE FIRST CASE,
AND ADVICE FROM THE LEGAL DEPARTMENT ON THE COLLECTION OF SUFFICIENT
HAD CRIMINAL INTENTION ADEQUATE EVIDENCE TO PROVE THAT THE OFFENDER TO OVERSPEND.
ONE DIFFICULTY
CIRCUMSTANTIAL
EVIDENCE
EXAMPLES IN COURT.
PROSECUTION, IN
ESPECIALLY
IN
PRECEDENT-SETTING CASE, SAID MR LEE, WAS THAT THE CASE
AND BRITISH
CASES LEGAL
WAS WERE
THE BASED ON CITED
AS
/THE CASE
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