XN000022-1989-11-15 — Page 9

WEDNESDAY. NOVEMBER 15, 1989

STEP TOWARDS BETTER PROTECTION FOR CONSUMERS

CLAUSES BILL

1989 IS

A PIECE

OF

THE CONTROL OF EXEMPTION LEGISLATION WHICH WILL ENABLE HONG KONG TO MOVE ONE STEP FORWARD TO THE HON HENRIETTA PROVIDE BETTER PROTECTION IN LAW TO CONSUMERS. DR IP SAID IN THE LEGISLATIVE COUNCIL TODAY WEDNESDAY).

BILL. DR IP SAID THE SPEAKING IN THE RESUMED DEBATE ON THE LEGISLATION WAS TECHNICAL AND COMPLEX, AND SHOULD BE GIVEN THE PUBLICITY BY THE ADMINISTRATION WHEN IMPLEMENTED.

WIDEST

GROUP WHICH STUDIED THE HAD MADE REFERENCE TO RELEVANT WHEN SCRUTINISING THE BILL, AND ADMINISTRATION FROM INTERESTED

AS THE CONVENER OF THE LEGCO AD HOC BILL. DR IP SAID THE AD HOC LEGISLATION IN THE UNITED KINGDOM ALSO CONSIDERED SUBMISSIONS

ORGANISATIONS.

GROUP

ΤΟ THE

UNDER

ONE OF THE KEY ISSUES CONSIDERED BY THE AD HOC

AFFORDED TO CONSUMERS ARBITRATION CLAUSES.

PROTECTION

DR IP SAID THE PROVISIONS WERE

THE CONSUMER ΤΟ PROTECTION AGREEMENTS ACT 1988.

THE BILL PROPOSED

NOT THAN THE

CLEAR AND UK CONSUMER ARBITRATION

THE PROVISIONS

GROUP WAS THE IN THE

ACCORDED LESS

WOULD

BE

HAD HE

TO PROVIDED

то GIVEN WRITTEN

A

THAT PROTECTION

CONSUMER IN THAT HE WAS NOT BOUND BY A CONTRACT TERM REQUIRING HIM

то ARBITRATION UNLESS DIFFERENCE SUBMIT A CONSENT "AFTER THE DIFFERENCES HAVE ARTSEN".

IN COMPARISON.

THE

UK ACT ONLY DEPRIVED THE CONSUMER

WRITING TO THE IN

OF ENFORCEMENT IN QUESTION HAVE ARISEN".

OF

THE

PROTECTION IF HE CONSENTED ARBITRATION CLAUSE "AFTER THE DIFFERENCES

GROUP HAD SUGGESTED THAT DR 1P SAID THE AD HOC SHOULD BE AMENDED ACCORDINGLY ALONG THE LINES OF THE UK ACT.

THE CLAUSE

HOC GROUP WAS PARTICULARLY SHE ALSO POINTED OUT THAT THE AD CONCERNED ABOUT THE PROPOSED EXCLUSION OF INSURANCE CONTRACTS FROM THE HAD ALL ALONG BEEN AN AREA OF PROVISIONS AS INSURANCE CONTRACTS CONSIDERABLE DISPUTE BETWEEN INSURERS AND THE INSURED.

THE VIEW THAT SHE SAID THAT THE LAW REFORM COMMISSION WAS OF LEGISLATIVE CONTROL SHOULD BE APPLIED TO INSURANCE CONTRACTS.

HOWEVER.

THE

ADMINISTRATION

SUGGESTED THAT AN EFFECTIVE SOLUTION TO THE INSURANCE SELF-REGULATION SYSTEM WOULD BE A BETTER

THE AND THAT

PROPOSED CONTRACT LAW THAN LEGISLATION.

SELF-REGULATION OF THE INDUSTRY WOULD BE FINALISED FOR IN MID-1990.

FOR

PACKAGE IMPLEMENTATION

/ALTHOUGH THE