XN000022-1985-07-22 — Page 3

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MONDAY, JULY 22, 1985

INTEREST IS ONLY CREDITED WHEN CERTIFICATES ARE USED TO PAY TAX AND NO INTEREST IS DUS WHERE THE PRINCIPAL VALUE OF A CERTIFICATE IS REPAID BY A CHEQUE.

THE NEW RATE WILL APPLY TO ALL CERTIFICATES ISSUED TOMORROW (JULY 23) OR AFTER.

CERTIFICATES ISSUED BEFORE JULY 23 WILL CONTINUE TO EARN INTEREST AS FOLLOWS:

10.8 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

9.6 PER CENT

AFTER AUGUST 10, 1984 AND BEFORE AUGUST 31, 1984:

PER ANNUM FOR CERTIFICATES ISSUED ON OR AFTER AUGUST 31, 1984 AND BEFORE OCTOBER 5, 1984;

8.52 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER OCTOBER 5, 1984 AND BEFORE OCTOBER 31, 1984 i

8.04 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER OCTOBER 31, 1984 AND BEFORE NOVEMBER 28, 1984;

7.56 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER NOVEMBER 28, 1984 AND BEFORE DECEMBER 28, 1984;

7.08 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER DECEMBER 28, 1984 AND BEFORE JANUARY 16, 1985;

6.6 PER CENT

PER ANNUM FOR CERTIFICATES ISSUED ON OR AFTER JANUARY 16, 1985 AND BEFORE JANUARY 30, 1935;

5.52 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER JANUARY 30, 1985 AND BEFORE APRIL 3, 1985;

5.04 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER APRIL 3, 1985 AND BEFORE APRIL 24, 1985;

4.56 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER APRIL 24, 1985 AND BEFORE MAY 22, 1985;

4.08 PER CENT PER ANNUM FOR CERTIFICATES ISSUED ON OR

AFTER MAY 22, 1985 AND BEFORE JUNE 27, 1985;

/3.6 PER