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Phone C.22
FOR
CLASSIFIED ADVERTISING
Twenty-five Words three inser tions prepaid $1. Every addi Honal word four cents for three. Insertions:
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WANTED. Verbatim
reporter,
Eurasian preferred, good at sports, commenting salary $178 per month
NOTICES
MEE AM
Ladies Hair Dressing Saloon.
THE EXCHANGE BANKS #AN De CLOSED for the transaction c Public Business on MONDAY, the 3rd of January, 1927,
Hong Kong, Dec, 80, 1926.
A. S. WATSON & CO., LIMITED,
15 PRAYA. BAST First Barber Shop Past The Naval Canteen.
ON
W
NOTICE.
to start, agreement after threeTXTITH reference to letter rs- months if satisfactory at $200 per
ceived from the Compradore month. Apply in own handwriting, Association to the effect that with copies of testimonials to commencing from 1st January Manager, "Malay Mall". Kuula 1927. for all goods contracted "To Lumpur, F.M.S.
arrive" or sales from "Spot Cargo," the Compradors commission. shall' be 1%, we hence have jointly hold meetings to the conclusion that for all goods so contracted or sold, we can pay the uaux commission
TO LET.
TO LET A EUROPEAN SHOP in only and no further increase what- Nathan Rond, Kowloon. Apply ever. Besides having duly inform- to:-HUMPHRDYS · ESTATE &ed the. Compradore association of "FINANCE CO., LTD Alexandra our resolution, we hereby causo she
Buildings..
same advertised.
PIECE GOODS 'GUILD AND SUNDRIES. GOODS GUILD. Hong Kong. 31st Boc., 1926.
TUITION GIVEN.
STUDY under ar Experienced, Qualified, "European Teacher. For particulars write stating your re- quirements, to Box 459, c/o "China Mail.
MISCELLANEOUS.
γου
7′′OUR visiting calda neatly and promptly printed:-"China Mail Office, No. 5, Wyndham St.,i Telephone Central 22...
BANK HOLIDAYS.
TN Accordance with Ordinance
No. 6 of 1912, the EXCHANGE BANKS will be CLOSED for the transaction of PUBLIC BUSINESS on SATURDAY, the 1st January. 1927.
Hong Kong, 28th pec., 1926:
THE
KOWLOON CRICKET CLUB.
HE ANNUAL. CHILDREN'S SPORTS will be held on SATURDAY, 1st January, 1927, at
J. P. ROBINSON,..
THE NEW FRENCH REMEDY. THERAPIONNĚ. 1 THERAPION No. 2. 2 p.m. THERAPIOM NĚ S
M. 1 for:
in Drip M. 3 tin hind
4. Mac1 for £hrunia Wakkpeasek alakaylarī ng tama na Latinos Nocret PRONE TOUSA EXCLď Med Co záverstock brace Whylon (M)
delt No, request of ons bestali je weseat, fair mace Pack 1 boorat umanenge te aso'selijiity,
Quick
Cool
Easy!
That's the story of shav
ing with Shayo, Leaves akin smooth, " soft and undretted
Hon. Secretary Hong Kong, 29th Dec., 1928.
刂
For facts and figures
concerning the trade and commerce of China
THE
CHINA
SHAVO
Sold By LEADING DISPENSARIES
and
UNIVERSAL STORES.
YEAR
BOOK
NS PILLS
APIOL
MARTINS
X
& STEEL
Sure and certain-for all Female- complainte.. Krocy lady should k
'ebex in tha:bouse. Chemfite and Stors
salibain throughout the world,
Proprietor: Martia, Chandler, fouthampton, Kag
EPUBLISEED ANNUALLY.
THE
LONDON DIRECTORY
with Rrovincial & Foreign Sections and Trade Headings in Five Languages, enables traders to communicate direct, with
MANUFACTURERS & DEALERS. in London and in the Provinefal
and Industrial Centres of the
Kingdom and Ireland, the t
of Europe, Africa," "Amerlang Asla,
Consult
THE CHINA
YEAR BOOK
1926-27,
Obtainable at
KELLY & WALSH, LTD.,
HONG KONG
PRICE $15.00.
Corns Stop
hurting in
Australasia, ote. The names, addreae Seconds
And other details are classified under
more
then 8,000 trade = beadings,
including
with
RXPORT MERCHANTS
detailed particulars of the Goods shipped and the Colonial and; Formiga. Marketa
Oza-inch BUSINESS CARDS of Fina desiring to extend their connections, or Trade Cards of W
-DEALERS BERKING AGENCIES can be printed at ́s east of $1; 10% Dk. for such trade heading under which they are inserted. Larger advertisements at До
The directory la invalpable to avaryana Interested in overseas pemMaros," and * copy, will be sent by parcel post LOT- #2, nett cash with order. F
THE LONDON DIRECTORY CO., LTD,
*GETS-
orku like mugic on any
howald,
Fis how touch and the pain goed. the
NOTICE.
Rings.
pende almost known quantity, the convul sion of nature, over which man has
no control. The question of rates for these special hazards will con tipue to be a very practical evart day problem, and it would have SATURDAY, the 1st January, been a great pify had they come to
3rd January, 1927, All Departments petition. Indeed, I think it is high will be CLOSED,
ly disirable in the interests of the On these days,
sound conduct of our business that The Hongkong Dispensary, Dis these rates should be regulated in peneing Department, will be open the light of our pooled experience, for dispensing prescriptions from Just as in most places abroad we 10 am to 1 p.m. and from 8 p.m.have acted, in the main, in concert to 7,30 p.m.
over our fire ratings.
"
A. S. WATSON & CO., LTD Hong Kong. 30th Dec., 1928,
INSURANCE OFFICES.
NOTICE.
NEW YEAR HOLIDAYS.
ד'
2 GRA
ROD
ANU
AMMERT BROS.
PPRAISERS
Public Auctions
German reinsurance companies had
Whilst I was preparing the first draft of this paper the Importance of this subfact of special hazards was very vividly brought home by the tornado disaster in the United States of America, which involved been destruction of property in Florida This German market was of and adjoining territory estimated at course, cut off simultaneously with a total of £15,000,000.
the outbreak of war, and for In the United States there are restrictions on what classes of busi-Briod of six or seven years we were left in suspense as to what IN°
NOTICE IS HEREBY GIVEN ness fire insurance companies can would happen to our accounts. that all FIRE AND MARINE write, but they are permitted to do The Importance of this particular INSURANCE OFFICES will be tornado Insurance, and, therefore, business can be gauged by the fact CLOSED for the transaction of this can be regarded as a class of that special provisions dealing business on SATURDAY & MON-business falling very deinitely
with reinsurance contracts were DAY, the 1st and 3rd January, within the limits of my paper.
Incorporated in the Peace Treaty 1927.
You may be quite sure that Briander which our outstanding ac tish insurance companiles would not ecek after the development per secounts were eventually settled.
There are at present about 80 of a large volume of tornado insur- anco in Buch an area; but it is one companies (other than British) re- of the clear leassons to be learnt presenting 15 nationalities, actively from present-day competition, and operating for the acceptance of fire
reinsurance business in this coun the extension of our abilities to try, and many of them are in a hazards other than fire, that some
W
By Order,
LOWE, BINGHAM &
MATTHEWS, .
Secretaries, FIRE" INSURANCE ASSOCIATION OF HONGKONG. MARING INSURANCE ASS001A.
TION OF HONGKONG
AND CANTON. 2 - Hong Kong, 30th Dec 1926,
CHINA PROVIDENT LOAN AND
MORTGAGE CO., LTD.
of the British companies were in-position to reciprocate with busi- noasemanating from their own volved to quite a substantial extent
countries. In this terrible disaster..
Human Convulsions.
Moreover, it must be recognised that, within recent years, there has The clause in our policies regard-been a substantial development of ing "human convulsions" has, fol- the reinsurance business exchang- lowed on somewhat similar lines theed between the direct companies. TOTICE IS HEREBY GIVEN history and changes of that deal who with their general knowledge that in consequence of the ing with "convulsions of nature."of territories and clashes have felt Governor in Council of the Colony For instance, it is not unreason that business they could not them- of Hong Kong having appointed the able to suppose that in the event solves secure by direct contract 3rd day of January, 1927, a of a rict in one of our big cities, might just as well be taken by rein- GENERAL HOLIDAY and the same say, in India, due to whatever cause aurance from a reliable and trusty. having been duly notified in the you may select, a food shop is more competitor. Government Gazette, the two EX-ikely to be the subject of attack TRAORDNARY GENERAL MEET-than certain other risks which are
INGS of the Company of which less attractive to the rioters. On notice has already been given for basis of this kind the rates, have that date will be duly held as been graded, and if the insured the notified buts will be adjourned and prepared to pay the rate they can duly held on the following day at have the cover the same time and place.
Dated the 30th day of Tecember, [1926.
SHEWAN TOMES & CO., General Managers.
CHINA PROVIDENT LOAN & MORTGAGE CO., LTD.
TOTICE IS HEREBY
N that the TANDBY GOVEN of the Company will be CLOSED from FRIDAY, DECEMBER 31st, 1926, anti: MONDAY, JANUARY Srd, 1927, both days inclusive.
SHEWAN, TOMES & CO.,
General Managers, Hong Kong, December 22, 1926.
NOTICE.
The Secret of Success.
In atating these facts I do not
wish it to be supposed for a moment that there is no room for the deve lopment of the purely British rein- surance company in its own coun- try If I were to suggest such a Now, whilst offlecs have no fixed rates for war insurance, they have thing I should be met by a state- ment of hard facts and figures; a scale of rates for riots and civil which would prove beyond question commotion cover, and in China the that we have a number of rein- appropriate fits would be 56. persurance companies in this country cent. for the insurance against fire who, by sound management and damage due to riots, with possibly prudent finance, have well merited 60 per cent. extra for the non-fire the entire confidence of the direct damage, say, 7s. 6d. per cent in
companies. The secret of their all.
success is that they have avoided over-trading" and have practiced economy in administration. -
All:
I cannot, however, too strongly emphasise that this tot stro tariff rates, is fixed with the Idea
Post-war conditions in thie busf that there shall be continuousness, aa in many another, are: over, and therefore, with the vastly different from pre-war con possibility of the insurance, com-
ditions. Experience. Is a hard Fany being in the position to build
and the requirements school, up a reserve against the time of the of direct companies have neces- calamity.
sarily been stiffened on quen If, therefore, insurance is only tions of deposits and financ effected when disaster actuallying. So much so, that a new com- threatens, the rate is bound to be pany which now depends for its fixed on an emergency basis.
existence entirely on reinsurance business has a very difficult task to face in its early days.
a
An experienced reinsurance director in discussing these ques- tions with me recently said, "There is not a 4 per cent. margin in fire
Reinsurance Business. WE, the undersigned, beg to announce You are all aware of what
that we have just established ourselves as Importers & Exporters, broadly meant by the term rein- Coal Contractors, Shipping Agents andurance, viz., the practice, which is General Providers. We provide laun-a very ancient one, by which one chos, lighters and junks for carrying company cedes to another a share cargoes from Hong Kong to Kongmeon, of the Hability which they them-reinsurance business to-day--tak- Canton and Wuchow; superintend the selves have contracted to their in- loading and unloading of kame And sured.
WANG LEE CO. Hong Kong, Dec. 21, 1926)
ing it all in all-and the success of a reinsurance company der nds
on its economy in administration."
surance companies established in this country may In the future ba more stable and less disturbed than curing the past few years,
guarantee the safe dailvery of all goods entrusted to us into our own godown It is common knowledge that, from which place they will be further prior to 1914, a large volume of Iam sure our British reinsurance transferred to any required destination, business was reinsured with Ger- companies have learnt this imper- holding ourselves responsible for any man companies. They were look-tant lesson, and I am expressing a damages that may occur. For termed upon as reinsurance specialists, hope which must be in all your and. particulars please apply to our local branch in the Bank of Canton and I think we should find it difficult minds that the history of ref to deny that by their patience and Building:
industry la dealing with this ques- tion," as with many others, they were able to extract a little more proft out of reinsurance business You will be intele than the majority of their competi ested in OWL TRI-core. They had been so successful BAR Female Sup in the facilities they offered that was positories. A powere, ful antiseptit and preventative. Guaran even promoters of companies "In teed perfectly harmless, non-poisonous. this country, after the war, Sent:
wont to quote in their prospect TRI-BAR WORKJA.
LADIES
10. Med. 1. Send for true brode when making their appe
Menara KOMOR & KOMOR
Chater Road, St. George's Bldg. (Koocheng Building).
MR. KODAKA WHOLESALE PEARL
MERCHANT FROM JAR
PE
-Only:
com
ins oper
FIEST
61/TPEARI
ots vdoctors- and-
welcome
the do not buy?
KOMOR
tal, what the exper
Kor
these
"PROVIDENT"" MEETING.
Because Monday, Jan. 3 is general holiday, the extraordin meeting of the China Provi Loan and Mortgage Co. Ltd. will be adjourned till Tu lay the same time and place,
FIRE PROTECTION
28
HORIZONTAL „1-A Đight, eqrossing:
stroke Personal pronoun „7-The devil
11-Exofamation.
(2-Investigate critically
•14«Prathe• manning: A
*again?
18-Canins
18-Chum
19-Body of water 29-Demand for
paymeri 21-Raliway statión' 28-Over: (sontr.):
` 24-Domaatiostes.
26-8mall eltion
28-Weep, obuvulalvely
|29-Cagrizance
30-Channel?"
32-Principi
HORIZONTAL (Genti); 29–Bued-case w Monlonia (abbr) 12 41-Kommt of aÉSPOOK
43-Corduroy
|47-Bürde: maANING
STIGAL:(Cont.);
rest product.... (nl):
18-Auditory argan. 17-Ground togethery||
45-Racket:
18-Bhort-poenti(pt). |80–Animal” nallo - 21-Bamsething owed |52-Gharga: taj samejaan 22-Kotikaks? |59-Álkall, solutions [25–A Savina golo
VERTICAL 204Bing, softly
1-The Keystone: Stats 31-Klovati.
Dined
3-Import
Harten
B-Letter of the
alphabet
Part of the nook
(p)
24-Matrie land-messure) 7-Yells gest
83-Claw
37-Boy's toy
32% Worka
Apropos
48-for: tkamo, 44-Gustom: 48-Everything. 480 149-From
•1st-Pronoun
SUGGESTIONS FOR BOLVING CROSS WORD PUZZLES Start out by filling: is the wards, of which you feel reasonably sure These will give you a clue to other.wards crossing them, and they in turni 10 still others. A letter belongs in each white, space. words srdering at the sumbered squares and running either horizontally or vertically be both...
(The solution of the above cross-word puzzle will appear in Monday's, issie along with a new cross-woord puzzle,
FOR THE BEST SERVICE. Whether it be developing your
printing or enlargİZ- AMATEUR PHOTOGRAPHSTS should go.
LEE FONG.
No. 1; Wyndham 84
Tal. C. 4028,
"WE HAVE THE BIGGEST AND MOST UNIQUE COLLECTION OF "LOGAL, AND CHINESE) SCENES. Moderate rates, Punctuality and Excellent Quality.
Tel C. 1511
JOSEPH S. LEE & CO. TOL 1511
BUILDING CONTRACTORS MONUMENTAL MASONS & SCULPTORS.
Suppliers of all kinds of Marble & Granite Specialists in Headstones & Monuments. Dealers in BUILDERS" REQUISITĖS. All work promptly executed
18, Morrison Gap Boad, Happy Valley
WEEK'S PAPERS IN ONE.
OVERLAND CHINA MATE
Many interesting and important topics are minence in this week a issue of the Overland Chine Excellent for posting away to friends, seeking information China and Hong Kong, or for keeping handy for refe
The Bishop of London's arrival and his many the Colony are recorded. How Hong Kong spent Chris is also told at length.
ries of incidents in "local history".
death of a European from bydrophobia to the
eaways are all included
Ɛack day's reports the four including the British
cy Trial
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