1906-12-24 — Page 7

MONDAY, DECEMBER 24, 1906

Shipping

THE CHINA MAIL.

Shipping.

PENINSULAR AND ORIENTAL STEAM PASSENGER SEASON

NAVIGATION COMPANY.

PROPOSED SAILINGS OF MAIL STEAMERS

FOE

MARSEILLES & LONDON,

TAKING PASSENGERS ALSO POR

COLOMBO, INDIA, AUSTRALASIA, EGYPT, BRINDISI, &c. THROUGH TICKETS 199UED TO BOSTON AND NEW YORK.

STEAMEKA

LOAFO

to

COLOMBO..

Connecting Steamers Dde at Due of

from Oolongo to

MARSEILLES PLYMOUTH (Brindisi London

1907.

PENINSULAR AND ORIENTAL STEAM NAVIGATION COMPANY.

THROUGH STEAMER

FOL

HOMOKONG SASMALCIS & LONDON 2 days carlion) 1 day later) MARSEILLES

1907

TONE Noon Sat'das...

TONE Sunday, DELHI...8050 Dec. 29 VICTORIA...... 7000 Jan. 28. ARCADIA.....7000 Jan, 12, 1807 CHINA 8000 Foh, @ SIMLA6000 Jan. 20 DELTA 80 Feb. +9 DEVANHA ..,800) Fob. 23 DELFI. *...,8000 Mar. ”

& LONDON,

VIA COLOMBO AND BOMBAY.

Saturday,

1007 Fob, 2 Feb. I

INDIA 8000 Feb. 29 MONGOLIA ..10000). Mar. 9 BRITANNIA 7000 Mar. 23 MAMORA 10500 Apr G

brouch to

Mar. I

Mar. 15

Mar. 29 Apr. 12

THE S.S.

Marseilles and Lon

don: via Bambay

Apr. 20

Apr. 28

Apr. 0 Apr.-HIMALAYA 7000 May 19

MOLDAVIA...10000 May 4

May 10

May 25

May May 18

4

VIOTORIA...... 2000 Jana 2 INDIA 8000 June 18

Jona 8 June 22

Macedonia 10000 AL. 29

MALTA.........600 ARCADIA 7000 DELTA800 DEVANHA ...6000

Fasaengers change ateamers at COLOMBO, and those for Bary

the Express Mail Steamer at PonT SAID

transfer also to

Accommodation in the connecting stermor from Cozoazo is arranged in Hongkong

st time of booking.

In addition to the above Mail Steamers the following:-

INTERMEDIATE (NON-TRANHUIPMENT) STEAMERS

WILL LEAVE FOR '

LONDON

7

CARRYING SALOON PASSENGERS AT REDUCED RATES.

MACEDONIA,'

10500 TONS, CAFT. C. D. BENNETT, R.N.R. Will be despatched at Noon on SATURDAY, the 23rd MARCH, and is due in Marseilles on the 20th April and London on the 27th April..

SHARE REPORT:

Banks.

Banks,

LJONGBONG AND SHANGHAI THE NATIONAL BANK OF CHINA,

BANKING CORPORATION,

In their weekly share report, dated Bist Dec., Messrs Vernon and Smyth state':→

General buainoss still continues more or less restricted, but the demand for Indos | Paid-up Capizataporaremuany $10,000,000 for the north, referred to in our last, ne RESERVE FUND

LIMITED,

HEAD OFFIOR-HorozoNo. AUTHORISED CAFTEL£609,475 PAID-UF CANTTAL «ingmom –$20,250,000 | CAPITAL Resents FOND

RESIEVE FUND

bean sustained throughout this interval Sterling Reserve, $10,000,000 andor roview, and fair sales, at advancing

Silvar Reuerro ... 10,350,000 ratos have been affected. Exchange on

IABILITY or) London closes at £. 33. TT, and on Shanghai at 721 T/T.

Banks.An unsatisfied demand for Hongkong and Shanghais raised this rate

Rest

I'ROPRIETORS

BOIL.

COURT OF DIRTUTORA

$10,000,000

A. HAUFT, Esq.-Chairman,

D. M. Masim, Esq.

A.J. Raymond ha R. Showan, Esq. N. A. Stebe, Esq. Lourman, Esq. H. E. Tomkins, Esq.

to 8820, at which the last sale is reported, G. H. MEDEVLET, EaDeputy Chairman the market closing steady at that figure. G. Balloch, Esq. London has advanced to £94, and is quated E, Goote, Hag.. firm. Nationals ara unchanged with buyers Hon. Mr W. Ji Gras. at 847.

Marine Insurances-Unions have again. been done at 780, and more shares are wanted. China Traders after sales at 894, are somewhat firmer, and small parcels are enquired for at 806. North Chinas, Cantons and Yangtazes aro unaltered with sellerent quotations.

Fire Insurances-Hongkongs are easter and can be procured at $335. Chinas hayo sold in small lots at 893 and a fow more shares

could probably be placed at Shat figure.

ACTING UNIK MANAGER: Hongkong-H. E. R. HUNTER,

ACTING MANAGER; Shanghai W ADAM BASE

LONDON BANKERA-LONDON AND COUNCY BANKING CO., LD.

HozaKoNG-INTEREST ÄLLOWED.

On Current Account at the rate of 8 per

per annum on the daily balance. ON FIXED Dzzoarts-

For Smonths 3 per cent per annum,

0

*. 18

ShippingDongkong, Canton and Macent, enos are firmor with sales and buyers at $27.

China and Mauilas and Douglases continue neglected with sellors at $21 and $37 respectively. Inden have bean again in strong request for the north and eales up to 100 have been effected. At the close the market is easier with a fow sharos reported offering at 896. With reference garding the proposed alteration to the

to the sateral manager's intination ro-

articles of Association of the last named Company, it is now notified that subject to confirmation at a mooting to be held in

on London as the 27th instant, the proposed

+1

H. E, R. HUNTEL

Acting Chief Manager. Hongkong, September 17, 1806,

HONGKONG SAVINGS BANK.

68

£248,718.

£ 18,795 ....£150.000

LONDON BRANCH: 61, OLD-BROAD STREET, E.Q. MANAOSE-GEORGE MUNDO LONDON BANKERS :- Parr's Bank.

Commercial Bank of Scotland, The Bank grants drafts and telegraphic Eastern Basking business. transfers and conducts every description of

INTEREST allowed on Current Account at the Rate of 2% per annum on the Daily Balancea

On Fixed Deposits for 13 month 5 per cent,

3

3

G. O. MOXON,

Managing Director.

• 8£K

Hongkong. September 28, 1900,

NTERNATIONAL DANKING

CORPORATION.

FISCAL ARENTS OF THE UNIEKU STATES IN CHINA, THE PRELEPINE ISLANDS AND THE REPUBLIC OF Panama.

CAPITAL AND SOXPLO

AUTHORISED, GOLD $10,000,000) CAPTAL, PAID-UP GOLD $ 8,250,000 RESERVE FUND...GOLD $3,250,000 HEAD OFFICE NEW YORK,

business of the above Bank Le con ducted by the HONGKONG AND LONDON OFFIONTHELADNEEDLE HOUSE, has been approved. The preferon- SHANGHAI BANKING - CORPORA

ofcolares will, however, bear a cumulativeTION. Rules may be obtained on ap

In addition to giving Passengers an opportunity spending about 24 hours in BOMBAY this vessel will make ent. first

ent, ne

dividend of 6 por cont. instead of

proposed. Star Ferries (old)plication are wanted at 8261; the now issue, as also

a fast run to MARSEILLES and LONDON. The voyage Shells ard, are unchanged and with-1

from Hongkong to Marseilles should be completed in 28 days and to London in 85 days.

FARES TO MARSEILLES : £61 First and £42 Second Saloon, and to London £65 First and £44 Second Saloon.

INTEREST on depoats la silowed at 3 PER CENT, per annum, Depositors Refineries-China Sugar, after miles at sy transfer at their option balances of 8135, here

have still further weakened, and are

casier

E.C.

LONDON BANKERS:

BANK OF ENGLAND. National Provincial Bank of England, Lid, The Capital and Counties Bank, Ltd.

BRANCHES & AGENTS ALL OVER THE WORLD.

now procirablo'at $130. Luzons are also6100 or more to the HONGKONG AND FARMS commune,

small-sellers at $21.

SHANGHAI BANK, to be placed on Rauba hava heen booked at FIXED DEPOSIT at 4-PER OF IT. per

with

probablo buyers at that 50 Changes aro

Mining

and close

gure

unchanged at anum. which be accepted as a mora or nominal quotation.

less

kong and:

Docks, Whartes

farther under the

and Godoins Hood

and Whampoa Dooka have

and shares are approaching gottlement influence of the a procurable at $145. Hong demand, Hongkong and Kowloon Wharves

́atid" shares are now

STEAMERS,

Loave HONGKONG

Dao at

LONDON

TONNAGE

about

abeat

For further particulars, apply to

NAMUE...............

7000 Jan. (1907) 2

Fob.

18

NUBIA...kumen

1000 Jan,

16 Mar.

E. A. HEWETT, Superintendent,

BORNEO

60

Jan.

30

March

18.

Hongkong, October 4, 1206.

1332

Now

+ JAVA ......

ation

Feb.

13

April

NYANZA

7000 Feb.

27

April

+ MANILAN

4500 Mar.

27

Blay

NILE.

5000! April 1600

10

May

April

24

June

+ JAPAN

ATHLONG

Theso Steamers call also at Singapore, Penang, Colombo, and at Balta or Marseilles.

* Carries 1st and 2nd Salcon Pacacogers.

8221

INDO-CHINA STEAM NAVIGATION CO., LD.

FOR.

+ Carries only First Saloon Passougere. For further particulars, Apply to

E. A. HEWETT,

Superintendent.

+ SHANGHAI.

HAMBURG-AMERIKA LINIE.

PASSENGER SERVICE.

By the new stormers Rhenanda, Habsburg and Hohenstaufen? Theso atesters offer to the public the highest comfort yet eltained in ocean travelling. They are capeasily built for the tropics with very largo well ventilated cabina, amidship, lighted throughout by electricity, fara provided in each cabin. The borths are not arranged one above the other as it has bean the fashion hitherto, but the staterooms closely resemble ordinary sleeping roems on shore, the berths standing liko beda at either side of the oshine., As a novelty, a number of cabine are provided for stoglo passengers. These steamers call at Naples & Plymouth. In addition to the above steamers, the .s. Silesia and Scandia carry first-class passengers.. Return Tickets issued at reduced rates, through tickets issued to New York, vis Naples, Southampton and Hamburg,

NEXT SAILINGS FROM HONGKONG.

1

Outward.

PROJECTED SAILINGS FROM HONGKONG

(SUBJECT TO ALTERATION).

SINGAPORE inu com

STEAMERS.

HANGSANG..........TUESDAY,

MFAUSANG '«m,THURSDAY,

TO SAIL,

Deo. 27, at 3 PM,

There Steamers hiavo superler Accommodation for First-class Passengers, and are fitted throughout with Electric Light

Taking Cargo on Throngh Bills of Lading to Chofus, Tientale, Newchwang and Yaugtaza. Pourts.

..

Docks Amoy che are

.

for at 204. with

For the Hongkong and Shanghat

Banking Corporation,

H. E. R. HUNTER,

Acting Chief Manager.

Hongkong, May 30, 1908.

1517

THE OHARTERED BANK OF INDIA,

AUSTRALIA, AND CHINA,

· INCORPORATED BY ROYAL CHANTER. 1859, HEAD OPTION, LONDON,

CAPITAL PAID-OF REKREVE LIABILITY OF SHARE

at 816. Shanghai Docks, atter sales n Tis. 107 in the earlier part of the wooks, have also fallen away, and are now obtain. able locally at Tis. 105, whilst Tis. 104 in reported, as, the ruling rate, in the North. Shanghai and Hongkew Wharrus are qucted firm at Tha. 230. This Company REALETI FUND during

the first

first year is

is said to have had the most prosperous time on

cords

and

Land Hotels, and

WOLNENS un'

11.£800,000

£800,000 *£975,000

· INTEREST #Oned on Current Account

balances,

THE Corporation Transacts evóry de

scription of Banking and Exchange business, receivos money in Current A count at the rate of 2% per annum on daily balances and accepts Fixed Deposits at the following rates

For 18 months 4 per cent per angem. For 6, 47 For 3

4 per cent per sanum

per cont per aDENÍ,

No. 9, QUEEN'S ROAD CENTRAL; HONGKONG,

H. PINCKNEY,

Manger

Hongkong, October 17, 1908,

EDERLANDSCH

HANDEL,

AATSCHAPPIJ.

MAAT

(NETHERLANDS TRADING SORTY)

ESTADLIGHED 1824

highly gratifying and Hongkong the rate of 1% per annam on the Daily PAID-DEFL 45,000,000 (£3,750,000),

Landa

ard still in

On Fixed Deposits for 12 months 4%

D

作

19

T. P. COCHRANE,

Manager.

Hongkong, May 17, 1908.

OLPITAL

RESTE FUND FL. 5,000,000 (£ 417,000).'" HEAD OFFICE IN AMSTERDAM. BEAD AGENCY -BATAVIA, BRANCHES-Singapore, Fenang, Rangoon, Samarang. Sourabaya, Tegal, Pecalongan, l'asceroos, Tilatie, Padang, Medan (Deli), Falem

(Aoleen) Telok-Semawo,

Shangha

Charco

THE BANE OF TAIWAN, MD, BUT

LIMITED.

(Acheen)

*at $105, but holders are not tempted by this Agate, and Dec. 25, Daylight, higher ratos must he looked, for before

supplies become

como available. Kowloon Pointe, and Hotels, are all without business, Hamp hrey's Estates have

after sales at 111 close in Furchse request.

Cotton Mall-With the exception of dividend, we have no change business to Ewos, which have declined to Pe. 69 ex

report under this

this beading Miscellaneois-China, Providents have sold and have further

hnyers Dairy Farms under improved reporta from the dairise, have recovert, and after small sales at 816 are in further request at that rate. Cemonta have been unfair request throughout the week, and sales at $20, $20 and 821 have theen booked, HEAD OFFICE-TAIPER, FORMOSA of credit on its Branchion and correspond

Taking Cargo on through Bill of Lading to Kudat, Lahad Datu, Sinoporre, Tawzo, Usakan, Jesselton and Habunni

For Freight or Passage, apply to

736

THE Co. Bola

Homeward.

+ SOSHU MARU.

for the Straits, Colombo, Aden, Suos

Capt, T. SUBVOA,

for Shanghai, Kobe & Yokohama, Port Said, Naples, Plymouth, Havre

and Hamburg.

SAMBIA

23th Dec,

ANDALUSIA.

SILESIA

2nd Jan,

BOANDIA....u

lat Feb,

HABSBRG rijmen 3rd Mar,

Sed Jan. HOHENSTAUFEN 11th Jan, AMBRIA 15th Jan: SPEZIA.............5th Jan. SILESIA ...

......... 8th Feb. SAMBIA ****USK

10th Feb. .22nd Feb.

SAXONIA.

NORTHERN PACIFIC LINE

BOSTON STEAMSHIP 00.

BOSTON TOWBOAT OU,

"CONNECTING AT TACOMA WITH

NORTHERN PACIFIO RAILWAY 00.

PROPOSED BALIAUS TOM HONGKONG TON

VICTORIA B,0, AND TACOMA

TIA

MOJL, KOBE AND YOKOHAMA,

Bisaura

Tont

* PLEIADES L

LYRA

SHAWMUT

HYADES.

#417: 9806 9753

* FUKUSHU MARU,

Capt. 5. Ixo.

JARDINE, MATHESON & CO.,

General Managera... -

OSAKA SHOSEN KAISHA.

REGULAR STEAM-SHIP SERVICE BETWEEN HONGKONG, SOUTH CHINA COAST, FORTS AND FORMOSA PROPOSED SAILINGS FROM HONGKONG-

SUBJECT TO ALTERATION.

For SHANGHAI, V SWATOW, AMOY AND FOU HOW

ANPING, Via SWATOW

AND AMOY.

LELVIO WEDNESDAY, 18th Deo,, at Daylight..

SUNDAY, 30th

Dec, at Daylight.

*These Steamers bave excellent Accommodation for First and Second-class Pazi gem, and are fitted throughout with Electrio Light First-class Saloon Amidships. Uurivalled Table

Taking Cargo on through Bills of Lading to all Yangtere & Northern Ohius Poris. For Freight, Passage and further lalarmation, apply at the Co.'s local, Branch Ofios, at SECOND FLOOR, No, 1, QUEEN's Buildings.

Dentistry.

DR. HARRY FONG,

AMERICAN TRAINED DENTIST. TALEOFRIVAL and Latest Improvad

Appliances. A 51, QUERNES BOAD CENTRAL.

Dr M. H. CHAUN,

1379

THE Latest Method of the AMERICAN

SYSTEM of DENTISTRY,

$7, DES VŒUX ROAD, CENTRAL.

T. ARIMA, Manager.

THE

|HONGKONG

DOOKS.

A Record of the Founding and Development of the Hongkong and Whampoa Book Co, Limitað.“ Reprinted from the ↑ Omni Man,"

Pl...Fifty Omita,

From the University of Pennsylvania, To bo had at the China Mall Ofles

Captainu,

·To Bait

B

About Don, 315 January 9, 190%.

January 25, 1007:10

quary 30, 1907:

IE N

F. G, Forington GV Williams EV. Roberts... J. Alwent

Cargo only

CHEAP FARES, EXCELLENT ACCOMMODATION, ATTENDANCE AND

QUIBINE

ELECTRIC LIGHT, DOCTOR AND STEWARDESS.

Try In BOTOR AB. Shaunut and Tremont aro fitted with: vory (superter LEBOT BLOCHA for Flat and Second Class Passengers. The large size of these vessel, suzen berdinem ab Electric fan in each room. Barber's shops and steam länne Aryne. Cargo carried in colt aborara,

EXPRESS TO THE UNITED STATES AND CANADA.

AUSSER BUILDINGS

Dodwell & Co., Limited.

GENERAL AGENTS,

TING, Burgeon DentiNS

1986

6 Wyndham Street.

Arket.

(INCORPORATED BY SPECIAL IMPERIAL OHARTKE).

Correspondents at MacLebar, Bombay, Colombe, Madras, Pondicherry, Calcutta, Bangkek, Sagon, Haiphong, Bacol, Amoy Yokohama, Kobe, Melbourne, Sydney, New York, San Francisco, &o., & London and Smith's Bank, Liniited,

LONDON HANKERS —The

The Bank buga and cells and receives for collection Bills of Exchange, issued lettere

AuzzIORIEND CAPITAL.....YEN 6,000,000, PAIT-UP CAPITAL Y 2,800,000. RESERVE FUND N

TES 635,000.F

cloging firm, with buyers at $91, Watsons and Electrics have been fixed at quotations, and close in further request. Amoy South China Morning Posts huge improved Anping, to $28, at which more shares are pro-Foochow ourable.

Hotels.

KING EDWARD

HOTEL

A HIGH-CLASS PRIVATE ROTEL Ladles Afternoon, Lon Room,

Private Bar and Bullard Rema Hot and Cold Water throughout.

Elept lasily Lighted, Electric Faus (if required). Electrio Passenger Elevator to each Flow

Table D'Hota at Separate Tables; TELEGRAPHIC ADDRESS:

VICTORIA,, Hongkong For terms, de apply to the

199:

MANAGER.

VIOTORIA HOTEL, SHAMEEN, CANTON,

ON THE BRITISH CONCESSION.

MACAO HOTEL: MACAO, CHINA

In the Centre of Pray's Grand, OFF Hotela under.

BRANCHES AND AGENCIES!"

Kobe.

Nagsakl

Osaka,

Keolang

Shanghal

Taipan Tamani, Tokic. Yokohamos

HONGKONG OFFICE;

19; Das Vaux ROAL Interest allowed on Current Account Deposita received og terms which may be learnt on application.

D. TOHDOW.

Monager

Hongkong, October 8, 1906,

ΣΙΒ

enta in the East, on the Continent in Great Beltain, Amorion, and Australia, and tran Baeta banking business of overy description. INTEREST ALLOWED On Current Accounts 2% per Ansum of Cally balances.

Fixed Depcaits 12 months 41% per Annu.

6 months 4% Do

Irbe Do.

3 months $1% Do

LENGEL, Agent,

Hongkong, February 28, 1906,

TEDERLANDSCH-INDISORE

...HANDELSBANE.

THE MIROANTILE BANK OF TERLANDS INDIA COMMERCIAL BANK)

AQNZORIZED CAPITAL. £1,500,000 ADOMIZED

CAPITAL PAID UP, 562,500 STCRIBED RESERVE BUNDA 195,000

'BANKILLS: HOYDOS JOINT Brock Bank, Inutid,

INTEREST allowed on Current Accounta at the rate of 8% per annum on the Dally Balando.

ON FIND DEPOKFER --- - For 12 Months

אילא

EL ORMISTON

Manager.

Hongkong, April 01, 2008.

YOKOHAMA SPECIE BANK,

LIMITED,

ESTABLIERED 1880,

CAPITAL RESERVE

FUND

ESTABLISHED 1863.

spoto 15.000.000. (£1.250.000)

FL. 10.000.000. (Paid up)

the Price and

1.68.850.19 (£135.797.) HEAD OFFICE AMSTERDAM, SUN-ORPION: TAs Hasyi

BRANCHES At Singapore, Soura

RHEAD AGENCY ——BATAVIA,

haya

and

Saman Indranijoo, Bandoetg

CORRESPONDENTS

Tegal, Petalongan, Macassar

1:50%

teribon,

Pontianak, Padang, Medan, Penang, Rangoon, Cal- cutta, Bombay, Madras, Colombo, Herschi, Djeddah, Bangkok, Saigon, Shanghai, etc. BANKERS.

The Williams Deacons Bank, Id. LONDON SWISH Bankyarein

Comptoir

FARM

National d'Escompte

de Paris BEIN-Douteche Bank

BRUSELABanque de Paris at dos Faye

DAPTAD SUBSUBIRED ON Yem 24,000,000 | |--VIENNA :--Union Bank -

CAPTIAN PAID UP" TIT

CAFTRAL UNCALLED

REVE FUND

32,000,000 – Romer- Banco Commerciale Italians 093,000,000 THE BANK buys and selle and receives

13,700,000 for

for collection Bills

of Exchange, issues 4000,000 Letters of Crodit, payable in all important

pisces of the world, and

and transacts every of Bonking and Exchange

SOCIAL RESERVE FUND.”“

PARES BRANCHES AND

Toxic Experienced LoDON LYONE.

| SAN FRANOMOo.-Horozuzu

No. 14, D'AGUILAR SERETEACHING THE GUSP European Management."

TERMS VERY MODERATE

Conenltation Froe

B2B

RAMBLE THROUGH SOUTHERN

FORMOSA

By G. TAYLOR, 1. M. Crathm

With WoonUVIR

leprinted from the China Rosiant

One of the Best Sketches of Formons Lis

FOR WAT

30 Contr BURMA MAAVSOS: Wyndham dựNO.

JAPAN AND TIBETY

By Prof. H. PARKER,

On sale at the CHINA MAIL Office, 5.: Wyndham Street

Priven

$1.00

CHRISTIANITY

WORTH

INTRODUCING INTO ORINA

Reprinted from the • CINA MAIL.,

had at the OBIA MAIL! Ulice,

5 Wyndham Stred

Every Comfort and Conveniense for Res- BEAMURA,

denia and Tourlata, : "

DALTY.. Poás Angior,

WE FARHER, Proprietor.

THE BEST BILLIARD TABLES

IN THE COLONY ASN 12 M THE KOWLOON HOTEL,

UABLE ADDRESS CHEF

A High-class Tourist's Hotel under Ams

rican Mandzamont, First-clean Out" site, Besutiful Garden.

MODERATE CHABONS.

J. W. OSBORNE Proprietor and Manager.

OBL

Inesis. Moko. PRLING

UnSPOð,

BONDON BANKERS The London Joint Stock Bank Limbad,

But Parr's Bank, Eimited,

Union

of London and miskr Bank Embe

Horexons BLINCH-Internes allowed.

On Curresit Account at the Ráta of: 22

per annum on the daily balance,

description business,

MOZARTEREST TOWED

Current Account at the rate of 8% pör annum on the dally bulinées; K Op fixed Deposits 12 months 4% per annum

No. 16, DES VOLUE ROAD CENTRAL,

J. BOETIT Manager... Hongkong, November 1, 1006. ^^> 2199

A HISTORY OF UNION CHURCH"

On flared deposits for 12 months, 52 per B DYER BARD, SLRAS

Y R. G. H. BONDFIELD and

On üxed deposits for 6 months, annum

per

- On fixed deposten für 8 months, & per

STÁKEO TAKAMUHT

Edited by RAYA. C. H. HICK LING.

To be had at the OMA MAIL" Ofice,

24606 Wyndham Streat