-期星 日三月五年二八九一厝公年一十七國民華中

報日僑華

WAH KIU YAT PO

華僑

港息去向仍須視美國變化而定 美國利率趨降可能性漸强

自去年十二月七日

·香港银行劃一存欸利总

「络十六部。他當近日英

銀行的储蓄存歇利息仍女來,退兩個自不

·為十減,最優惠利仍在短期內有較大的變動

·全面懺除一風後迄今擔,否會如人們所期望的 番 態勢。今年四月哼,與香港通彩的變化了。 近五個月的特間內降,想要視乎美國利率 他說,到底利率是一 度一九八二年五月一日(爲二千二百萬美元,或 每股五十八美仙。

美商 ×

季業維感到欣悅,盡管 他稱:「我們對打

收益下降 在九十年代經濟熾熱眾

一境下經營並不容易,但

在美國方面,全平

·國的利率低落的猜

降的可能。 ;同業拆息称富称持在一商稍後復勋,利率仍會

日利率避是概定不變。但惠利率回报上步, 去的四個月間,沒有書則認為,即使美國的經濟不覺之影啊 則本港的利亦不無下一示美國的利息會在米來, 該公司主席金行政 樊國的利率女王回落,月來,美國政府一再表一降而分四萜七。” 向下的激勢,當若屈時,甚變化。但在近一個多一億四千五百萬美元,下 一份以俊美國的和平將有大師建,必四月底仍無一七九美元。銷售額俘六府幾。 11.我晚上。但灣美兩地的一二月八日,該通的最優一期下降百分二十一。 在本港方面,在過,但是,一些民間再家一数其它公司一樣受到經,國內林利息收入從商主

從種種跡象补來,五月但至月底,日间降至十八百药美元或每股露斯|抵消非利息期開支增加 煤是通貨ě恨已受控制,大上街,該公司烟线 內及海外業務兩方面。 兩三個月內包降,其解 主管艾戒格在股體貼年一百萬美元,如長來自國

今年首季收徒比去年同,長仍可持續。首季盈利

·美佔氰胺公司宣佈我們搬望業務及盈利

·青李凈收益鸟三千入据高,及非利息收入 疪長主要是因純利息收

內的蛾根形勢並不太

三千肉美元进至一經 純利息收入由一恼

由於競爭力強,因海外純利息收入境商明 要是因爲資狀谁加

十四嵝半至十五呲之間

對於美國往後的利

一處於偏高水平上。一此誠公司銷售及收益將西在激投資及業務盈 随着世界經濟復甦而大

利增加所致。

非利息收八由去年

談公司去年在世界一同期五千九百萬美元攟

於向,値入七五至十五團二五中受到最大壓力的一個

,波動,長遠拆息的波動息還勢,我們有下面的 亦不大,一個月至三個 看法。四用分類於壁櫃 有途展。。

3

安利潤及其他股務之收

方面,今年首兩個月本 做成銀行及僑收縮。另一第三週再向增十九億美 與及股市的沙属稍烘也 可徒了十九億美元,而 求更明顯收縮,此外, 利率亦未因此而盤升, 求放性,特別係工商業一增幅雖大却不足妈奇, 房地產市道的龊勢持續及至第二週,貨幣供應· 的不豎兒,對融要的需,故市堪並無多大衣, 反映出市場對连金的需一腿独七十一億美元,一年之三億二千薔美元 道屬於正常的現象。又一的第一週,該國貨幣供億二千萬美元,高於前年費提高,出售股份投 惠利率低出一瓦左右,上近因素影勒,四月生,分穴;營編總收益為三降,裂爲抵償了信用咭 側上落,比現行的最優一月份,事實上,因受到億五千峦美元,城川百 外匯及仙寺管取盈利下 月期的拆息亦僅在十四晚期,美國的銀板是各地銷售額高產三十大,升至六千七百萬美元。

美國漢華安業

·美國英實業公司,及一般公司開支增 首季收益增-百萬美元增加百分十六 、薪金、福利區提高

醛去年同期一億一千八 | 億三千七百萬美元, 、首季非和恩王友爲

息仍商品,與本类拋楙一做成若干壓力,其次美 五。 面,近月波邦的市爆利息刺激經濟對美還多少一百萬美元,增加百分 流入本港,至於南洋方 近歐洲各個國家粉粉減一利息收人爲三億五千克, 磁示這些將濕的資金有一洲的經器被受订雄,能一堆加百分之三點王一樣,提供氮國各大银行 外流亦嚴重,但無跡染,美國的高息驮力下,做一後再六千二百年美元,僭鑑腦統計服務公司統 而日本在近开楣的資金,已見放器,另方面,在證券交易後之際收」。該署調查是山標雄青 a) 及銀行控股公司,一九

·爭而令到一约资金流出一味辙拓儷備的緊蕭政策一些七九美元, 港元存息現,但並未剌至十三顧許,而去遇到一 管三月份港府豁免了外,同時風吹資金緊緊的 之營業收益近六千二百」的主因。.. 幣存牍利息稅與及削減,聯邦基金利率最低會談 萬美元,坦加百分四琴」,在「商業還刊 ,至於英國雖因福路紛,原六二五之間波動,寬一美元,当年同期一 一霑列「」九八一年敢 激大量的近金间存本低在十四關工五至陧 每股收益琈蛄八|精選中,芝加哥第 一上舉辦第十屆行週年 *業繢銀行榜」之位

悲的黄金外流神壇、「做官仰,今年首季,是導致非利息開支埌

所包括資料酸警方 八一年度業緒資料,

市城稍冷却也做成當地一國的經過我退檔久,三

未限期做金爲二百

二十三日之所衔全部资

若干舊存在港的南洋投,下跌百份〇點三,與及;

·資金注入疏解,反而育一月份的部濟綜合指標再,五百萬美元,去年同期

·。凡此,均爲最近本港高,不利英國的出口及

料為準。)芝加哥第一

,禨性資金調向當地活動,利息使美元匯率相對何,再二千五百萬美元。公司業務盈利雄人出最

· 截至三月三十一日 |裔牌榜複,一九八一年

銀根祆造聚的一些因 使外亦宇改善緩慢。 之放歇總額爲四百一十一度盈利較大。年激增 一道上通貨茆版率的下降一億美元,增百分二分八十五,一九八一年

初用。

育教濟經頁三第張六第

日十初月四年戌壬醫

在盈利爲該公司歷年第一

强了其對資金市場的于

· 值 港府也於月前 5 通瞵服及穩定鄀元的利率有向下調整的密 腿! 另方面,爲了抑酵,因此,我們传钔美國十一點三:

资谍總顒爵五百六十二流高紀錄,而一年

綜合目前的跡象符

用能力,他公當局認貫,今年五月下仙道六⺼ 為五百五十七億美元。一期之新高紀錄,截至一

【九八一年十二月底止,

何都幸生若干的稳定作铁的可能則低,因為到」 程度的影啊,但無論如,將有極度的回降,但大 比率對市海燕帶來中等,初何左右,美凤的魔芝加哥第一

·等四季联入增加百分之

一萬美元

對於目前本港到半就的需求仍大,故預期

呈膠着形勢往後是否會

利:

·本作低三至四殿,使利,注勢與及云港對外資金 美元,相當於每股八十

十二戰以上,比優惠利 大的程度上要看美融的 台隣心率也高達百分之一,而利率的變化,在徙,或悔股五十八美仙。 緞低。何况,本港的通货膦股仍姫以明顧下隆 數字爲千三百萬美元 福龙岩,道一壓半的利 如何樾價的商品一日 縞差距錄以讓優惠利率,有效壓抑,則木港的道一九八一年度首季之相對

·業拆息恩口俐大致子五,多少有些樂助,但無或每股八十三美仙。: 為十六連坐,而銀行剛 對工商業以致民生希費,增至三[乎三百萬美元, 最優惠贷疑利率仍訴阿石油產品的兩度減價,(米對入逛尔交易), 一是處於高水平,其銀行降了百份五左右,加上月三十一日止首季收入 版。美國的利率現時一般已比去年第四季約》稱,至一九八二年三 风利率及本地的酒旗際,於近期入口貨的來價,該公司主席沙里文 利率的因唹,主要是美「降。至於本港方面,由」期增加百分之四十三。 認為:自剖影啊若本港一個月會作段性的持槻市,首季業務盈利較去年同

·公会主席韋爾汗的分析成,估計隨後的三至四 有焚化呢業據香港鐡行一世,如層時跌勢真的形

歸攸有福學助童 囊善解大長善界各

1982

中學會考試題預習專欄

地理 (廿九)

Tu can then depend

matt åe tured goods a

Since productivity.

from primary secer.

surplus for export.

明德出版社李險業 提供資料 》Raising-standard; of

"Goagraity (29)

MILE & DALE PRESS ITD.

57. "Tice developing

nations of the world

Laeing great

tance braon -thie

development of intusty Explai The reasons for this, Bundaime an account sof the main problems euhich binder

Industrial growth in

ANSVERS

Reason. for industriali viðn in the developing

⠀⠀ The developing nations suei as smaloid and Malaysia, are placing great importance upon the dež a Foprient of industry mii này Tight industries: við ch require Jess complicated technique aud lesser capí ta). The megils of industrializa-

13 Releasing population

pressure

The development of industries enables urbanization and expansion of urbanised

rea. These help te Fevuve, surplus pojṛla- tion and release svergrováïng... Hiversifying the Bat Fonts secoueny „Industrialization

len helps to

Sify the nation “economy, offering, more

and better job

nationa]

ring higher u

income.

Iferensing agricul-

Sural ontpe

→ Industrialization

helpe, to prevent, great

agricultural loss.

tcaused by matural

disasters, Industrial

miput, such as Turning machi

farm equipments and fertilizers, helps to

Sagricultural, produers Candoped up marginal

Jand. Fluis, more food sean be provided for

“the urban populat Ban.

Exploiting natural resources

Turdustrialization Shelps to urge the

country to exploit natural resources, such as development in mining, fishing hød Humbering. The total

a flierefore increased. A Rich aneing the trade 22ndustrialization helps to balanne trade of the motion.

Tudustrialization

restriket population

rowth.

manufaṛtured ol

consumerle goods suck as textile, radi

other elecLET

raise the living standard of the

Probleme "whợ chi hinder indus frial growth: By Lack of conifavi

Industrialization

at enjitet

Thea

poverty of the countr makes saving difficult. The advarel

conditions can hardly attract foreign and, Tocal investments as well

Lack of Eskified: Fabour

and entrepreneurshi

standardeve gener Tow, behou is inefficient, and

3) lack of market

The poor people have

Focal demand is ilus. Tow. The manufactured

break inta overseas- markets.

Poor corimuti ca ti vrs and insufficient power

Poor contritications increase the cost of transportat seu, and 4Dr

cheap newer raises the cost at productim main making the .. manufactured: conde

less tromperitive Indorld

5). Others

convert peasants, immo Tédustrial Jabour Turce and Tantrai Thom to work under the pödern factory system.

To Hong Kaarigs, Harpid increase in *.

resulted

in the, development satellite towns in bura) sezoas. ViAB reference to figure helow which shows the Jaid wge of sharin New Town. explain

In Vhat ways such ʼn developrient plan helps to alleviate the problems. In The. Colony.

(b) What disadpane

created in Farn

Main how around The Victoria Parbour laz

ouvtránnen' prablems

as well.

H

Hith development ne the Shatin New Town, the problemy can ha

certain dem ce. The town run for Shatk

providing accomodaḤ tion and adequate Lucal employment.

opportunities for 500,000 people in a

attrent and

tivete

·ment: hy 19

outlines trays and means by which people will be able to use

available resources

imaginatively, and Datos fø érente attractive city appropriate系统 disuriet Land use în

The net fown is well planned. Vith the greatest proportion of and for residential: usus, Many hotter accommen- dated Løv, ensti housing estates and private residential buildings are constructed, mixed with commercial land uses at the lower floors. This encourages the out- migration of people

from the congested urban areas around the Victoria Harbour. Housing problem, witli haw always been the anadarious, proudem in the Colony, can be allexinted and people ean live in an area with righer, enviro riental standards, There are also areas zoned for industrial User:inthe outer zones of town.

this encourURES

Cnlanya The profilem

tre

e urban area icon. thus be alleviated. Amongst the resïden

tial areas and industrindbelts, there is much open

pare and"

green belt In doing so, alike. the urban area in the

centre, air, There tomniis.fresh

and people com

live.

in more hygenic condition. There is

also land planned for community usés. Facilities will be provided Lở meet ab their basic needs. super shelter securfiy, health, education, employment aud recreation. Detail ́examples can be cited such as the sport centre, Vhich helps people to spend -- fre ir keisire

properly clinteach

provide adequate. medical service for.

the people.

certain

problems in the eelony, elm, of juvenile delinquenév may lowered and the

condition. hygenic

rati

Coupled with the development of the New Towny transporta- tionis improved. the heart of the city will be a Town centre built around n public

transport complex incorporating tue: develosed Shatin Itailway Station and a centrs bus terri nus A new tunnel is being widened, and the railway will be changed fo double tracking. These enable, a'sinoóth flowage of traffic and help to solve the problem of trufiie congestion.

(b) Disadvantages caused

Yet, on the other haud, the development plan causes some disadvantages, with

the

hän area and all The constructional vorks, much formland

is lost and many... houses have to be pulled down. Compen- sation cosi,

considerables

The farmers and other · resilences should be resettled, The logo好是 the farilands which were' mostly former market.

gardening fields meaus van even smaller supply of fresh vegetables and

flevers locally. The. farmers should find now work to do. They

may be rather

conservative and are har er mót, vidling 老祖he change. Although oftensive industries and

activities will be located away from the residéutial areas" and there is "the" introduction of

modern w

disposal.

scieresy Pulution 8311f inevitable. The environmental, beauty is stirea coned, Thugli

inercusing demand is soni pucZ KU Eiperiarty during holidays and horse

acing days, traffic songestion is, sure tu

dea problem.

生物C廿九)

明德出版社梁永華 提供資料

|Biology (29)

W. V. Leung

MILL & DALE PRESS LTD. Revision:

11)Three themos flasks

with equal amount of bean seeds were set up as shown in the following diagram.

dry sterilized sterilized

Seeds

seeds soaked Soaked in water in 10% formalin:

•cotton-worl plugs

a) Explain why the

themus flask

experiment would be imperfect if the seeda have not.been

sterilized.

b) Why is it desirable to

invert the thermos flasks during the experiment? A Describe and explain the temperature changes, if any, in the thermos flosk A, B and C after a few days. d) Give three functions

of water in the germination of seeds. 12)The diagram below

shows the urino-génital system of a male mammal

n) Name A,B,C,D,E,F,GH:

and I.

b) 1)Which organ is

responsible for the production of the sperm cells?

2)Give another

function of this

organ,

Which organ stores the

sperm cells?

By means of letters, list the sequence of structures through

which the sperm cells. pass out the body. 1)Name the secretion.

from

ive two functious of this secretion. Give the function of A g) Which structure of a

flowering plant is equivalent of structure 12.

2)Give two B and C.

ANSWERS:

11.

a) The respiratory a

activity of micro- organisms on seed. surface may affect the experiment if the

seeds have not been sterilized..

b) The lighter hot al cwould rise up aid:

stays in the inverted:

thermos flask. Heat

:loss by.. convection can

be reduced.

c) Flask 台

temperature R

The change in

obvious. The

remain dormant in the

absence of water. Flask B:

There is an increase in temperature. The seeds germinate and release heat energy during respiration. Flask(C

The change in temperature is not obvious. The seeds are dead and carry out no respiration.

It softens the germination - resisting seed. cont It activates the enzymes within the seed to promote germination

It acts as a transporting medium for the soluble nutrients within the seeds,

A: Urinary. hladler. B: Prostate gland C: Cowpers gland D: Urethra

E:Kidney.

F: Ureter

G: Sperm duct

H: Seminal vesicle.

J: Teatis

1) Structure 1.

2) It produces hormone.

which control the

development of.

secondary sexual

characters.

c) Structure H

G. II, D.

Seminal fluil

1. It activates the

sperm cells

2. It supplies

nutrients to the sperm cells,

f) For the temporary

storage "of urine g) Anther

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