Answer:
郭日僑畢
頁四第張四第日一初月二十年歷夏 WAH KIU YAT PO
日期星日六十月一年二七九一個公年一十六國民華中育教僑華
1972
这五獎楊理十卽吳請時將教
A.
夏僑榮
·Question: (2) Describe the various.ways
a.pereon can save money in Hong Kong.
中文中學會考試題預習專欄
生物科(十一)
生物科預習:
畢業禮
·十八日擧行落成祝儀式及
· 卽在該校新健堂舉行第 典雅,祝聖殿完畢,隨 [ 李安站噏理·主浟主持一使用。 一時舉行落成 聖儀式; 惠宮、初級預科班 中心教箸院藏建校舍資,作爲造業之用一九六 將在本月十八日下午六七年興建一座獨立校會 (沿:香港商主 院舊址地下管連接校
擴建西翼經落成 香港高主教書院
高新校舍亦已擴的完成 今年,另一座十
理教育司熱致詞, 十一屆酸蒸典聽,誠助,供小學部及中低年 【用。擴建的新
一九六一年取得華仁書一低班。, 天數虧大,學校當局不在英文中小學及預
公一五八年前辦,阿良神父、音然壑、家居運動 一小學及英文中學,中段,千人,年齡由四歲至十 開辦至中三元。因學生尤幾下是一所完善的男 祝委為校監,全市及停車等。目前高 校務。當時設有,英文致母院擁有學生將四 「... 高書院於一九一殿堂、室,故影 楊夫人照效严菜椒及,指有跌室十七間,另有
取加學
1912英文中學會考試題預習專欄
學道英文書院主編
經濟及公共事務科(十一)
ECONOMIC AND PUBLIC AFFAIRS (11)
Queation (1) Explain the defecta of.
money and the resulta brought by these defects..
Answer:
The fluctuation in the value of money has made it defective. Known as inflation and deflation, the defects of money have from time to time threat- ened the ability of money to perform one of its basic functione, namely as a store of value.
Inflation is the period when the value of money drops as the general. level of prices rises. A great shortm age of goods in the country, industrial disputes or low productivity, will rap- idly cause the prices of consumer goode to rise as demand gradually exceeds supply. This in turn will logically cause the value of money to drop, beca- use more units of money are used to purchase the aame quantity of goods.
Sometimes, inflation may occur. because of an unusual supply of currency notes in the country ao that consumerA: tend to spend more and this will there- fore accelerate the rate of demand and soon the eupply of goods runs out, and prices have to be increased, in order to check the market demand..
Rumour-mongers" may cause infla tion, when rumoura apread to the effe- ct . that the country's currency is unet- able consure,s will naturally run to - the nearest suop to purchase commodit- ies for fear that in the foreseeable future time the money they are holding. 1日warthless . Fear of an outbreak 02 a war may also cause consumers to pur- chase goods, in abnormal amounts.
.....
During inflation, industries are benefited.” Manufacturers receive a constant flow of ordere for more göodaj shopkeepers have a busy time selling. their wares. Banks will also receive a great number of customers, all want- ing to borrOW money Insurance. *comp
anies also benefit from inflation bec- auge of the: fact that the value of the face of each pulley has dropped. Those who borrowed money before the occurrence of inflation can also benefit from inf- lation because, like the insurance com- panies, they can repay their debts at a lower value.
A Policyholders, creditors, pension- ere.
fixed-income earner and mortga- on the other hand, will stand to geet, lose during inflation, simply because for the same quantity of goods which they used to purchase before inflation they have to pay with a bigger sum of ..
money.noW.
When the value of money rises: Acc= ompanied by a drop in the general level of prices it is known as deflation.. One of the chief causes of deflation je an abundant supply of goods in the country, so that retailers are forced to reduce the prices in order to attr- act more sales. Another cause is brou- ght along by a shortage of currenoy:
notea in the country. Péople tend to spend less when they have
Mojave less moneyj instinctively they begin to treasure evary unit of money, and the result is that the value of money gradually rises as prices of goods fall,
Industries are adversely affected by deflation. A decline in business is certain to cause many factoriaa to atop production and end up in bankruptcy leaving many workers jobless.
• By and
by all business institutions like banks, insurance and shipping companies will lose their businage.
As unemployment spreads, so does the fear of future bus- iness instability, and in no time, the country may plunge into an economic Orisis.
At the beginning of deflation there are certain groups of people who are bens- "fited. Those who hold
currency notes. stand to gain. Fixed-income earners, creditors, policyholders, pensioners and mortgagees and among those who dis cover that with the same amount of money as they used to spend before deflation, they can now purchase more goods.
People whose livelihoods are depe ndent on business will be at a disadvant- age since business declines and most farms are facing bankruptcy, Manufact- urers, businessman, bankere money bore rowers and underwriters are among those who lose during deflation.
Money unspent 18 money saved. Thus the first and most effective. way of saving money not only in Hong Kong but throughout the world is by putting: aaide a small portion of one's earnings to allow at to accumulate into a large sum which may, later be converted into things of intrinsic value or which may be taken out to be used as capital to finance a new busanese. Fax :too often. people, especially the younger generat- ions, seldom think of cultivating the habit of thriftị By nor taking care of the pence how can the paunde take care of themselves?.
Most people learn to save their money at an early age by opening savings accountain banks.. One can open Buch. an account with as little as $1.00 and any subsequent deposits may be of any sum except that each deposit must be in whole 1.0. one cannot deposit gay $145
A small or $9.60 but $1, $2 or $10. interest is paid out by the bank on each
the rate of which. var. savinge account, jes from bank to bank, Of course each depositor can draw his money out if he
the wants to, merely by using
pass. book ussued to him by the bank. Host banking: establishments have introduced attract- ively-designed boxes depicting well- known cartoon characters like Donald Duck and Micky Mouse for savings acco- unt customers. The aim is to encourage. children to drop their coins and dollarw notes into these boxes instead of epend- ing them, and later bring the boxes to the bank in order to have the money transferred into their accounts.
Older people with large sums money can open (fixed) deposit accounta
with banke, The rate of intereat pay- able on each deposit again varies from bank to bank but admittedly it te much higher than that paid out on savings. accounts. The reason behind this 18. that in the case of a savings account it does not allow the bank to make usë of the money deposited as much as it does in the case of a deposit account. In most deposit accounts, the customers are therefore required to let the bank know one week in advance before with- drawing their
Another popular way or saving money in Hong Kong as in elsewhere in the HOT- ld is by taking out a life insurance po- licy, which also provides protection for the family of the insured should the latter meet an untimely death, by pay- ing some thing like $120 a month (the Bum of which to be paid can be arranged to suit one's needs ) ov
} over a period of eay twenty years (the length of tame again cán be arranged) a person can hopefully wait for the twenty years" to expire afterwhich he can expect to acquire a lump sum of money, of not less than $177,000. a Bum which anyone can certainly know how to make use of in one's retirement
The Government has also endeavoured. to encourage people (especially fixed income-earners) to save a part of their monthly salaries, fundamentally to en- able them to pay their salaries (and ather forms
financial) tax at the end of each
and less important,
to enable them to earn an interest. This is made possible by allowing the public to buy what 18 called a Tax Res- erve Certificate, These Certificates: can be bought in multiples of $50 at well-known local banke or at the offices of the Inland Revenue Department. That these Certificates are government: guar- anteed and are redeemable at any time have made them. very popular among the: population, But it must be noted that only when these Certificates are used to pay taxes, that an interest of 4.2 per cent per annum 18 payable to the holders..
▲ relatively new concept or saving. money has been gradually spreading in
Known as Hong Kong in recent years. mutual funday: this new form of saving. money 18 similar to investing one's money in stocks or shares of public utilities. The main difference 18
that to invest in ordinary shares or stocks one must have a large sum of money, but in mutual funds one does not have to be very rich. One pays" out in the form of monthly instalmente, The company, formed to provide mutual ⠀ funday undertakes to pool the monthly. instalments of all the customers Loge- ther, thus forming a large sum of mones and with this the company invests the capital not in one. but several types. of industries which promise capitali growth and guarantees long-term relibi ity. The risk involved as thus requcen to the minimum. Most people in Hong cong today: are turning to mutual frias instead of savings or deposit accounts. for mutual funds propise quicker and GIKEY atyagenas, for their investments.
- 温習内容:根茎的形態構造及功能
習題
梁景桓®
1.下图為根茎的橫切面图,回答下列问题
(山雪云图各部名称
(2)下列各部各有何功能;d; g:
(3) 在功能上f -5九是否相同,試比較之
(4) 甲乙两图何者為根;何者為試就
一上图所見,比較两者的不同。 如下图装置回答下列问题
4試比較下列各項
觸角
蚊 雙翅目刺吸型 蝇雙翅目舐吸型 蜜蜂 膜翅目 咀嚼及抵 【蝴蟮 直翅目 咀嚼型
翅 前翅一对
雄肤
「短棒狀 鞭節状
狀
羽狀
球狀
翅西村
前翅筆質
「蠶蛾 鱗翅目 虹吸型(退化)翅两对床
粉蝶鮮魷翅目 虹吸型 白蛾等翅目 咀嚼型
生殖型,具等 念珠狀
5.習性:白蟻喜歡生活於溫暖而潮濕的地方
故多見於热带或亚热带的樹林或地穴中 白蟻百合群性昆虫具有嚴密的社會组織 由值型的蛾王品蟻后及非生殖型的 兵蟻与職蟻所構成:
白蟻以本質織社為食但や並不能涓 他這種纖維只有依賴腸中寄生的鞭毛虫
鍋紙套(不透-
)
能吸收
A. B.C均為燕芩幼苗在3幼苗頂套看鍚 紙套,而心幼苗的芽鞘披切主,经24小時 單面受光,结果如何
(4)請你解釋上項結果,並為此实驗一结合 3. 当你观察-塊木板時,常見到許多不紋,你
能说出這些不是怎樣形成的
4單就外部形態湯言根和並有何區別 試區別下列各組名詞,並各举一例註 a喬木-3灌木 6塊莖球
纏続莖ș攀緣望
上期答案
一般昆虫均具有下列共同特徵
全体分燒頭胸腹立舗死拝所肢1分 体表械一層角質的ット骨
複雜的口器
胸部分三節中国及復胸背侧各具翅一对一番 胸腹侧各具胸足一对(一四翅六足)
2.腹部分節原始種類的昆虫有?解,較進步的
昆虫の清5-9節・石西側常具一到 內臟方面之片徵
在中贐後腸間有馬氏究上司棒器 血资金屬间鎖型,以氣管主司呼吸
1.養生方面的特徵是虫均為卵生養育遇程
具有完全或不完全的電態現象
2wa頭部6胸部 C腹部 d尾肉 ◎氣孔f墊足g胸足
墊足支持軀件附着於物体表面及原生行
動,而胸足的作用在於扶持食物(葉片)
以便口器咀嗎
氣孔于呼吸時氣作進出的孔道 ,这是家蠶,為蠶蛾的幼电
生物在發育過程中其形熊構造,以及生理状 熊都有顯著的变化代其幼体与成体育频 著不同,這種苦育過程称為隻熊
在变態養育過程中,具有卵、幼虫、蛹、成虫”
個階段而且动与成形態構造及生理. 上都有頭者的变化者称為完成麦鲜若在 普通程期高且幼虫成中庄 形熊構造上大致相似,必懂缺翅而已 称為不完全變態
甚剧烈,关寄居於房屋之樑柱中常会引 起房案倒塌,此外亦能蛀食書籍与法 *拍等,使人数受到经济上的损失,
防治法
·对房屋而言,要保持乾爽空氣流通、因白 白蟻喜溫濕環境.
力清除享置的木材以防在此造黨
3.夜常檢查,当管現白蟻踪跡應鲫
切底撲滅
6.蜜蜂亦為合群性昆虫有嚴密的分工与社會组 織,其社會组线分由蜂后,雄蜂工蜂维成 4 蜂后每一蜂群僅有一蜂后為蜂群的領導 主司生殖作用使蜂群繁延下去 难蜂蜂群僅有数十至数百專責
蜂后交尾,而不事任何工作至被後常被 工蜂驱逐或刺殺
泌蜜臘因此工蜂專責,營单,採花蜜、釀 按氣,清潔、守衛等工作為 工蜂為蜂群的主体由数千主数总
7.蜜蜂生活史表解如
卵细胞
受精 受精卵3日
幼虫(金)
(卵孵化)
首三日以王漿為飼料
#後二日以花粉及蜜糖
為食料
● 精子
未受精
卵细胞
30
(孵化)
▶幼虫
後三日以花粉多糖 首三日以豆漿為飼料
為食料
→成虫(工蜂)
為飼料 全期均王漿(羽化).
58 蛹7日→成虫(蜂后))
蛹13日 成虫(工蜂)
(241):
156