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16. The Institute shall be open to all men of His Majesty's Navy and to Officers and Men of the Mer- cantile Marine irrespective of their religion. Either the Chaplain or the Business Manager shall have power to refuse to admit and also power to expel from the premises of the Institute any person or persons whatever for any reason which such Chaplain or Business Manager may decide to be sufficient. Any person or persons aggrieved by any such decision of the Chaplain or of the Business Manager may refer the matter to the Committee for their decision which shall be final.
RELIGIOUS SERVICES.
17. The Chapel on the premises of the Intitute shall be used for divine service and worship according to the rites and ceremonies of the Church of England.
18. Such services shall be voluntary and the attendance thereat of any person or persons using the Institute shall not be compulsory.
OFFICERS.
19. A firm of Chartered Accountants shall be appointed by the Committee at the Annual General Meeting to manage the financial affairs of the Institute. Such firm shall be responsible for the collection of all moneys due to the Corporation and for the payment thereout of all necessary payments. Pending and subject to any such appointment as aforesaid the firm of Messieurs Lowe, Bingham and Matthews shall be the Chartered Account- ants of the Institute. There shall also be an Honorary Treasurer of the Corporation appointed by the Committee from time to time who shall carry out such duties as shall be delegated to him by the Committee and shall hold office until a successor to him is appointed.
AUDITORS.
20. There shall be one or more Auditors of the Corporation who shall be elected annually at the Annual General Meeting. Pending and subject to
any such appointment Messieurs Lowe, Bingham and Matthews shall be the Anditors of the Corporation.
21, The Anditor or Auditors shall not later than three weeks before the Annual General Meeting in each year audit and report upon all accounts and books of the Corporation and shall at any other, time if and when required by the Committee audit and report upon any of such books and accounts.
22. All the accounts and books of the Corporation shall be open to inspection by the Auditor or Auditors at at all reasonable times.
BANKERS.
23. The Bankers of the Corporation shall be the Hong Kong and Shangbai Banking Corporation or such other bankers as the Committee shall from time to time determine.
24. All subscriptions and pecuniary donations and the income of investments and all other monies from time to times forming part of the general funds of the Corporation shall on the same being received be paid to the general accounts of the Corporation at their bankers,
25. All capital moneys shall be paid into a separate account and shall be expended first on the cost of building the Institute and as to the balance towards forming an Endowment Fund which shall be invested and controlled by the Committee and used by them in any way they think fit for the benefit of the Institute.
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